TRUDON
ActiveSummary
TRUDON has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 3941 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-2
Solvency30▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.78 in 2023; short-term debt: 66.4% of total assets), and 95.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4.6%
Return on assets
-1.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 3941 sector peers (2024).
NBB · sector comparisonPosition among 3941 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
28 d late
2022
29 d late
2021
23 d late
2020
26 d late
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€16k▼ 19.7%
2023 · €20k
2018: €-14k
2019: €-14k
2020: €1k
2021: €19k
2022: €20k
2023: €20k
2018 → 2024
Total assets
€354k▼ 34.9%
2023 · €544k
2018: €255k
2019: €344k
2020: €296k
2021: €436k
2022: €465k
2023: €544k
2018 → 2024
Net result
€-4k▼ 3,731%
2023 · €-104
2018: €-3k
2019: €105
2020: €15k
2021: €18k
2022: €2k
2023: €-104
2018 → 2024
Working capital
€-79k▲ 5.9%
2023 · €-84k
2018: €-59k
2019: €-94k
2020: €-74k
2021: €-65k
2022: €-107k
2023: €-84k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1k-€19k▲ 1,708%€20k▲ 9.2%€20k▼ 0.5%€16k▼ 19.7%
Operating result€19k-€20k▲ 2.4%€7k▼ 66.8%€7k▲ 6.6%€3k▼ 54.0%
Net result€15k-€18k▲ 19.2%€2k▼ 90.3%€-104€-4k▼ 3,731%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 54% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €354k
Fixed assets
€198k ▼ 19.5%
Current assets
€157k ▼ 47.5%
Equity and liabilities €354k
Equity
€16k ▼ 19.7%
Debt
€338k ▼ 35.5%
Debt's share of the balance-sheet total falls from 96.3% to 95.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€66k▼
2023 · €73k
Cash flow
€59k▼
2023 · €66k
Current ratio
0.67▼
2023 · 0.78
Quick ratio
0.44▼
2023 · 0.55
Debt to equity
20.83▼
2023 · 25.94
ROE
-24.5%▼
2023 · -0.5%
ROA
-1.1%▼
2023 · 0.0%
Interest coverage
10.20▼
2023 · 11.58
Debt ≤ 1 year
€235k▼
2023 · €382k
Debt > 1 year
€83k▼
2023 · €123k
Income taxes
€737▼
2023 · €765
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€544k€354k▼
Fixed assets21/28€246k€198k▼
Tangible fixed assets22/27€245k€197k▼
Land and buildings22€66k€54k▼
Plant, machinery and equipment23€44k€33k▼
Furniture and vehicles24€49k€41k▼
Leasing and similar rights25€85k€69k▼
Financial fixed assets28€750€750=
Current assets29/58€299k€157k▼
Stocks and contracts in progress3€90k€53k▼
Stocks30/36€90k€53k▼
Amounts receivable within one year40/41€206k€99k▼
Trade receivables40€206k€98k▼
Other amounts receivable41-€329
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€544k€354k▼
Equity10/15€20k€16k▼
Contributions10/11€19k€19k=
Reserves13€68k€68k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€23k€23k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€-67k€-71k▼
Amounts payable17/49€524k€338k▼
Amounts payable after more than one year17€123k€83k▼
Financial debts170/4€123k€83k▼
Amounts payable within one year42/48€382k€235k▼
Current portion of amounts payable after more than one year42€46k€51k▲
Financial debts43€29k€23k▼
Credit institutions430/8€29k€23k▼
Trade debts44€149k€42k▼
Suppliers440/4€149k€42k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€156k€119k▼
Accrued charges and deferred income492/3€19k€20k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€62k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€76k€68k▼
Operating profit (loss)9901€7k€3k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€662€-3k▼
Income taxes67/77€765€737▼
Profit (loss) for the period9904€-104€-4k▼
Profit (loss) for the period to be appropriated9905€-104€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-71k▼
Profit (loss) brought forward from the previous period14P€-67k€-67k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Highest result since 2018net €18k ▲19.2%
Operating result €20k, net result €18k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Back to profitnet €105
Net result €105 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Camille Moïes (TROG) 8A4280 HannutGround area
8,104 m²
Building footprint
427 m²
Volume, LiDAR
4,446 m³
Parcel 64069A0215/00L000, Wallonia · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Camille Moïes (TROG) 8A, 4280 Hannut
since 20122.207.141.364
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64069A0215/00L000 ProtectedSite or landscape |
Wallonia | 8,104 m² | 1 · 427 m² | 16.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHannut2.207.141.364
Similar companies · same sector, comparable size
URBAGEST
BE 0863.977.119
Namur · Eq €16,291
LOVIGAGRI
BE 0464.733.235
Faimes · Eq €16,099
LME
BE 0769.425.774
Bilzen-Hoeselt · Eq €16,711
MAGNUS AGRI
BE 0795.250.738
Vilvoorde · Eq €16,729
PEETERS SOLIERES
BE 1007.072.212
Huy · Eq €15,659
Of 20,588 companies in sector 01500 we hold annual accounts for 1,149. 435 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.