Trovatello

Active

Private limited companyfounded 200620 yrs activeMellet-la-Neuve(MEL) 48, 6211 Les Bons Villers, BelgiumKBO/BCE: BE 0883.664.654

Summary

The computed 12-month bankruptcy probability of Trovatello is 3.7% (moderate). The 2024 annual accounts show negative equity (€-46k) and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 18941 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

36 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability78▲+78

Solvency0=

Growth58▲+26

Track record100

Bankruptcy probability, 12 months

3.7% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.19 against 0.07 in 2023; short-term debt: 120.3% and cash: 13.6% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-41.3%

Return on assets

7.1%

Age of the figures

21 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 18941 sector peers (2024).

NBB · sector comparison

Position among 18941 sector peers

Solvency

better than 16%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

44 d late

2022

64 d late

2021

22 d late

2020

20 d late

2019

120 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€8k

2023 · €-57k

2018: €-4k 2019: €19k 2020: €10k 2021: €59k 2022: €-90k 2023: €-57k

2018 → 2024

Working capital

€-108k▲ 0.9%

2023 · €-109k

2018: €-29k 2019: €-15k 2020: €-19k 2021: €6k 2022: €-78k 2023: €-109k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€34k-€93k▲ 176%€3k▼ 96.4%€-54k€-46k▲ 14.7%

Operating result€-5k-€70k€-87k€-53k▲ 39.6%€13k

Net result€10k-€59k▲ 489%€-90k€-57k▲ 36.3%€8k

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €13k after a loss of €53k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €111k

76.8%

23.2%

Fixed assets €85k ▼ 11.0%

Current assets €26k ▲ 219%

Key figures and ratios

2024 value · change against 2023

EBITDA

€33k▲

2023 · €-28k

Cash flow

€28k▲

2023 · €-32k

Solvency

-41.3%▲

2023 · -51.8%

Current ratio

0.19▲

2023 · 0.07

Quick ratio

0.16▲

2023 · 0.04

Debt to equity

-3.42▼

2023 · -2.93

ROA

7.1%▲

2023 · -55.0%

Interest coverage

6.44▲

2023 · -6.55

Debt

€157k▼

2023 · €158k

Debt ≤ 1 year

€134k▲

2023 · €117k

Debt > 1 year

€18k▼

2023 · €39k

Income taxes

€56▼

2023 · €106

Staff costs

€93k▲

2023 · €53k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 55 lines

Balance sheet Code20232024

Assets

Total assets20/58€104k€111k▲

Fixed assets21/28€96k€85k▼

Intangible fixed assets21€24k€20k▼

Tangible fixed assets22/27€68k€62k▼

Furniture and vehicles24€68k€62k▼

Financial fixed assets28€4k€4k▲

Current assets29/58€8k€26k▲

Stocks and contracts in progress3€4k€5k▲

Stocks30/36€4k€5k▲

Amounts receivable within one year40/41€2k€3k▲

Trade receivables40-€3k

Other amounts receivable41€2k-

Cash at bank and in hand54/58€1k€15k▲

Deferred charges and accrued income490/1€1k€3k▲

Equity and liabilities

Total equity and liabilities10/49€104k€111k▲

Equity10/15€-54k€-46k▲

Contributions10/11€6k€6k=

Capital10€6k€6k=

Issued capital100€19k€19k=

Uncalled capital101€12k€12k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Legal reserve130€2k€2k=

Profit (loss) carried forward14€-62k€-54k▲

Amounts payable17/49€158k€157k▼

Amounts payable after more than one year17€39k€18k▼

Financial debts170/4€39k€18k▼

Amounts payable within one year42/48€117k€134k▲

Current portion of amounts payable after more than one year42€21k€21k▲

Financial debts43€19k€13k▼

Credit institutions430/8€19k€13k▼

Trade debts44€47k€77k▲

Suppliers440/4€47k€77k▲

Taxes, remuneration and social security45€9k€16k▲

Taxes450/3€273€1k▲

Remuneration and social security454/9€8k€15k▲

Other amounts payable47/48€20k€7k▼

Accrued charges and deferred income492/3€2k€5k▲

Income statement Code20232024

Non-recurring operating income76A€14k€4k▼

Remuneration, social security and pensions62€53k€93k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€20k▼

Other operating charges640/8€3k€2k▼

Non-recurring operating charges66A€6k€2k▼

Gross operating margin9900€34k€131k▲

Operating profit (loss)9901€-53k€13k▲

Financial income75/76B-€143

Recurring financial income75-€143

Financial charges65/66B€4k€5k▲

Recurring financial charges65€4k€5k▲

Profit (loss) for the period before taxes9903€-57k€8k▲

Income taxes67/77€106€56▼

Profit (loss) for the period9904€-57k€8k▲

Profit (loss) for the period to be appropriated9905€-57k€8k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-62k€-54k▲

Profit (loss) brought forward from the previous period14P€-5k€-62k▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Back to profitnet €8k

Net result €8k after 2 loss-making years.

13-09

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 44 days late

2023

03-10

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 64 days late

2022

31-12

Financial Weakest financial yearnet €-90k ▼251%

Net result drops to €-90k, the lowest in the series; recovery starts the following year.

22-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 22 days late

2021

31-12

Financial Highest result since 2018net €59k ▲489%

Operating result €70k, net result €59k, both a record.

20-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 20 days late

2020

28-11

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 120 days late

2019

31-12

Financial Back to profitnet €19k

Net result €19k after one loss-making year.

01-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 1 day late

2018

18-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 31 days late

2016

12-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 12 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Les Bons Villers · 3 establishment units since 2022

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mellet-la-Neuve(MEL) 486211 Les Bons Villers

Ground area

2,001 m²

Building footprint

206 m²

Volume, LiDAR

404 m³

3 parcels, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.

3 establishment units

ROSTICCERIA SICILIANA

Rue de Trazegnies(PAC) 2B, 6230 Pont-à-CellesFood and beverage service activities

since 20222.325.636.168

Trovatello

Mellet-la-Neuve(MEL) 48, 6211 Les Bons VillersNACE 45113

since 20232.353.451.315

Pizzeria Casa LuGi

Avenue Léon Jourez 89, 1420 Braine-l'AlleudLimited-service restaurants, excluding mobile food services

since 20252.376.243.939

3 parcels

Wallonia 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52046A0187/00L000	Wallonia	988 m²	1 · 71 m²	-
25742H0254/00C000	Wallonia	539 m²	1 · 89 m²	-
52055D0565/00R022	Wallonia	474 m²	1 · 46 m²	10.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Pont-à-Celles2.325.636.168

1 permission

Toelating · Eetgelegenheid · since 24-01-2022

Similar companies · same sector, comparable size

Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 4,256 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-09-2006

Fiscal year end31-12

Activities, NACEBEL 2025

56112Limited-service restaurants, excluding mobile food services

46643Wholesale of electrical equipment, including installation materials

Sources

Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.