Trifinco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €921k and a net result of €-5k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 9864 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2024 was due by 30-07-2025 and was filed on 16-06-2025, 44 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
43 d early
2022
41 d early
2021
44 d early
2020
45 d early
2019
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€921k▼ 0.6%
2023 · €927k
2018: €93k
2019: €397k
2020: €729k
2021: €1.01M
2022: €949k
2023: €927k
2018 → 2024
Net result
€-5k▲ 76.0%
2023 · €-23k
2018: €95k
2019: €304k
2020: €332k
2021: €278k
2022: €-57k
2023: €-23k
2018 → 2024
Total assets
€925k▼ 1.8%
2023 · €943k
2018: €162k
2019: €483k
2020: €752k
2021: €1.01M
2022: €950k
2023: €943k
2018 → 2024
Solvency
99.5%▲ 1.2pp
2023 · 98.3%
2018: 57.2%
2019: 82.2%
2020: 97.0%
2021: 99.3%
2022: 99.9%
2023: 98.3%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€729k-€1.01M▲ 38.1%€949k▼ 5.7%€927k▼ 2.4%€921k▼ 0.6%
Operating result€480k-€382k▼ 20.4%€-47k€-48k▼ 1.8%€-45k▲ 5.3%
Net result€332k-€278k▼ 16.5%€-57k€-23k▲ 60.6%€-5k▲ 76.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €45k in 2024 against €48k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €925k
Fixed assets
€370▼ 56.9%
Current assets
€925k▼ 1.8%
Equity and liabilities €925k
Equity
€921k▼ 0.6%
Debt
€4k▼ 73.3%
The debt ratio falls from 1.7% to 0.5%. Equity and debt are lower.
Key figures and ratios
Solvency
99.5%▲
2023 · 98.3%
ROE
-0.6%▲
2023 · -2.4%
ROA
-0.6%▲
2023 · -2.4%
Debt
€4k▼
2023 · €16k
Debt ≤ 1 year
€4k▼
2023 · €16k
Income taxes
€222▼
2023 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €925k, equity €921k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€943k€925k▼
Fixed assets21/28€858€370▼
Tangible fixed assets22/27€858€370▼
Plant, machinery and equipment23€858€370▼
Current assets29/58€942k€925k▼
Amounts receivable after more than one year29€325k€325k=
Other amounts receivable291€325k€325k=
Amounts receivable within one year40/41€10k€7k▼
Other amounts receivable41€10k€7k▼
Current investments50/53€245k€300k▲
Cash at bank and in hand54/58€353k€285k▼
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€943k€925k▼
Equity10/15€927k€921k▼
Contributions10/11€20k€20k=
Reserves13€907k€907k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€219k€219k=
Distributable reserves133€686k€686k=
Profit (loss) carried forward14€0€-5k▼
Amounts payable17/49€16k€4k▼
Amounts payable within one year42/48€16k€4k▼
Trade debts44€347€100▼
Suppliers440/4€347€100▼
Taxes, remuneration and social security45€16k€473▼
Taxes450/3€16k€473▼
Other amounts payable47/48€0€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€583€488▼
Other operating charges640/8€1k€968▼
Gross operating margin9900€-46k€-44k▲
Operating profit (loss)9901€-48k€-45k▲
Financial income75/76B€12k€32k▲
Recurring financial income75€12k€32k▲
Financial charges65/66B€-24k€-8k▲
Recurring financial charges65€-24k€-8k▲
Profit (loss) for the period before taxes9903€-11k€-5k▲
Income taxes67/77€11k€222▼
Profit (loss) for the period9904€-23k€-5k▲
Transfer from tax-exempt reserves789€252k€0▼
Profit (loss) for the period to be appropriated9905€229k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€172k€-5k▼
Profit (loss) brought forward from the previous period14P€-57k€0▲
Transfer to equity691/2€172k€0▼
To other reserves6921€172k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-12
Financial
Liquidity quadruplescurrent ratio 216.06
Current ratio from 58.65 to 216.06; short-term debt falls from €16k to €4k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-12
Financial
Weakest financial yearnet €-57k ▼121%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
30-12
Financial
Liquidity times 6current ratio 839.35
Current ratio from 134.44 to 839.35; short-term debt falls from €8k to €1k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-12
Financial
Liquidity quadruplescurrent ratio 134.44
Current ratio from 34.70 to 134.44; short-term debt falls from €22k to €8k.
30-12
Financial
Equity above €1MEq €1.01M ▲38.1%
4 profitable years in a row build equity to €1.01M.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-12
Financial
Highest result since 2018net €332k ▲9.4%
Operating result €480k, net result €332k, both a record.
30-12
Financial
Liquidity times 6current ratio 34.70
Current ratio from 5.66 to 34.70; short-term debt falls from €85k to €22k.
30-12
Financial
Equity above €500kEq €729k ▲83.8%
3 profitable years in a row build equity to €729k.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-12
Financial
Liquidity doublescurrent ratio 5.66
Current ratio from 2.34 to 5.66.
30-12
Financial
Equity above €200kEq €397k ▲328%
2 profitable years in a row build equity to €397k.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Windmolenveldstraat 73000 LeuvenGround area
97 m²
Building footprint
80 m²
Volume, LiDAR
673 m³
Parcel 24502C0285/00X005, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Trifinco
since 20162.253.999.391
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0285/00X005 | Flanders | 97 m² | 1 · 80 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALTITUDO
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SIEZO
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AV-TRADING
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 12,885 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2016
Fiscal year end30-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.