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TRIA

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 4 yrs active
Kerkstraat 20 ·2970 Schilde, Belgium
KBO/BCE: BE 0777.707.891
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Staff (FTE)4.7

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TRIA is 5.6% (elevated). The 2024 annual accounts show negative equity (€-94k) and a net result of €16k. Equity is shrinking by ~76.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 5615 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
5.6% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 5615 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 27-08-2025 27 d late 2025-00441615
31-12-2023 31-07-2024 10-10-2024 71 d late 2024-00505096
31-12-2022 31-07-2023 27-09-2023 58 d late 2023-00458097

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€16k
Working capital€-186k+29.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro
€-200k€-150k€-100k€-50k€0€50kOperating result 2022: €31k€31kNet result 2022: €21k€21kOperating result 2023: €-147k€-147kNet result 2023: €-161k€-161kOperating result 2024: €28k€28kNet result 2024: €16k€16k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~76.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-400k€-300k€-200k€-100k€0€100k2025: €-166k (€-174k - €-159k)2026: €-238k (€-246k - €-231k)2027: €-311k (€-318k - €-303k)2022: €51k2023: €-110k2024: €-94k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -57.3% 19.3%
better than 14% of 5615 sector peers
Net result €16k €4k
better than 69% of 5603 sector peers
Equity €-94k €14k
better than 5% of 5626 sector peers
Gross operating margin €258k €52k
better than 91% of 5589 sector peers
Staff costs €199k €49k
higher than 89% of 4064 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P14
2022: P48 · n=35442023: P17 · n=47912024: P14 · n=56152022 2024
Weakening position over 2022-2024 · n=3544-5615
Net result P69
2022: P79 · n=35262023: P5 · n=47802024: P69 · n=56032022 2024
Stable position over 2022-2024 · n=3526-5603
Equity P5
2022: P80 · n=35502023: P5 · n=48052024: P5 · n=56262022 2024
Weakening position over 2022-2024 · n=3550-5626
Gross operating margin P91
2022: P95 · n=35122023: P92 · n=47632024: P91 · n=55892022 2024
Stable position over 2022-2024 · n=3512-5589
Describes the position versus peers, not a forecast.
EBITDA
€43k
- 22-24
Net profit
€16k
- 22-24
Cash flow
€31k
- 22-24
Total assets
€164k
-36.6% 22-24
Equity
€-94k
+14.9% 22-24
Working capital
€-186k
+29.9% 22-24
Employees (FTE)
5
-47.8% 22-24
Staff costs
€199k
-46.7% 22-24
Debt
€258k
-30.1% 22-24
Debt ≤ 1y
€258k
-20.7% 22-24
Debt > 1y
€0
-100.0% 22-24
Current ratio
0.28
+50.9% 22-24
Quick ratio
0.15
-7.8% 22-24
Solvency
-57.3%
-34.2% 22-24
Debt / equity
-2.75
+17.9% 22-24
ROE
-17.5%
- 22-24
ROA
10.0%
- 22-24
Interest coverage
3.12
- 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€43k
Net profit€16k
Cash flow€31k
Staff costs€199k
Income taxes-
Dividends-
Total assets€164k
Equity€-94k
Debt€258k
of which ≤ 1y€258k
of which > 1y€0
Working capital€-186k
Employees (FTE)4.7
Ratios (computed)
2024
Current ratio0.28
Quick ratio0.15
Working capital ratio-113.3%
Solvency-57.3%
Debt / equity-2.75
Long-term debt ratio0.00
Interest coverage3.12
Gross margin-
Net margin-
ROA10.0%
ROE-17.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€164k
Fixed assets 21/28€92k
Tangible fixed assets 22/27€92k
Current assets 29/58€72k
Stocks & contracts in progress 3€32k
Amounts receivable within one year 40/41€31k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€164k
Equity 10/15€-94k
Contributions / capital 10/11€30k
Accumulated profits (losses) 14€-124k
Amounts payable 17/49€258k
Amounts payable after one year 17€0
Amounts payable within one year 42/48€258k
Trade debts payable within one year 44€69k
Income statement
Gross operating margin 9900€258k
Operating result 9901€28k
Financial income 75€2k
Financial charges 65€14k
Result before taxes 9903€16k
Net result for the period 9904€16k
Result to be appropriated 9905€16k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
16 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
approximate (street level) On OpenStreetMap

Establishment units

1 location
OLTRE
Kerkstraat 20, 2970 SchildeRestaurant van het traditionele type
since 20212.324.646.075
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area767 m²
Buildings1
Building footprint248 m²
Volume (LiDAR)1,409 m³
Tallest building11.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041A0320/00M000 Flanders 767 m² 1 · 248 m² 11.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health16Profitability0Solvency33Growth32Stability94
35 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 16
Profitability 0
Solvency 33
Growth 32
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameNL TRIA
Registered office
Kerkstraat 20
2970 Schilde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.