TRADILUC
ActiveSummary
The computed 12-month bankruptcy probability of TRADILUC is 3.6% (moderate). The 2025 annual accounts show negative equity (€-1k) and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 11322 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-66
Growth32=
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
7 d late
2023
89 d late
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1k
2024 · €2k
2022: €23k
2023: €10k
2024: €2k
2022 → 2025
Total assets
€2k▼ 69.0%
2024 · €6k
2022: €39k
2023: €21k
2024: €6k
2022 → 2025
Net result
€-3k▲ 55.1%
2024 · €-8k
2022: €18k
2023: €-13k
2024: €-8k
2022 → 2025
Working capital
€-1k
2024 · €2k
2022: €23k
2023: €10k
2024: €2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€23k-€10k▼ 55.6%€2k▼ 76.4%€-1k
Operating result€24k-€-11k€-7k▲ 34.1%€-3k▲ 54.7%
Net result€18k-€-13k€-8k▲ 39.0%€-3k▲ 55.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €7k in 2024; the loss shrinks.
Key figures and ratios
Debt
€3k▼
2024 · €3k
Debt ≤ 1 year
€3k▼
2024 · €3k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6k€2k▼
Current assets29/58€6k€2k▼
Amounts receivable within one year40/41€6k€1k▼
Trade receivables40€427€0▼
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58-€299
Equity and liabilities
Total equity and liabilities10/49€6k€2k▼
Equity10/15€2k€-1k▼
Contributions10/11€5k€5k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€-3k€-6k▼
Amounts payable17/49€3k€3k▼
Amounts payable within one year42/48€3k€3k▼
Financial debts43€103€0▼
Credit institutions430/8€103€0▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Income statement
Code20242025
Other operating charges640/8€746€528▼
Gross operating margin9900€-6k€-3k▲
Operating profit (loss)9901€-7k€-3k▲
Financial income75/76B€441€145▼
Recurring financial income75€441€145▼
Financial charges65/66B€921€332▼
Recurring financial charges65€921€332▼
Profit (loss) for the period before taxes9903€-8k€-3k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-8k€-3k▲
Profit (loss) for the period to be appropriated9905€-8k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-6k▲
Profit (loss) brought forward from the previous period14P-€-3k
Transfer from equity791/2€5k€0▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
31-12
Financial
Weakest financial yearnet €-13k ▼171%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aartshertogstraat 908400 OostendeGround area
642 m²
Building footprint
593 m²
Parcel 35385B0027/00D003, Flanders. Linked by address, not a title deed.
1 establishment unit
Aartshertogstraat 90, 8400 Oostende
since 20222.332.472.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35385B0027/00D003 | Flanders | 642 m² | 1 · 592 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MINERAL CONSULT
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Of 537 companies in sector 46120 we hold annual accounts for 303. 45 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46120Wholesale trade
46190Agents in non-specialised wholesale trade
46180Agents specialised in the wholesale of other particular products
47811Retail sale of cars and light vans (up to 3.5 tonnes)
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.