Age30 yrs
Real estate1 parcel · 5,954 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of TRADEFLOW is 0.6% (low). The 2025 annual accounts show equity of €405k and a net result of €-16k. The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideA punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 27-08-2026 | 27 d late | 2026-00449636 |
| 31-12-2024 | 31-07-2025 | 18-04-2025 | 104 d early | 2025-00071696 |
| 31-12-2023 | 31-07-2024 | 16-05-2024 | 76 d early | 2024-00088715 |
| 31-12-2022 | 31-07-2023 | 12-06-2023 | 49 d early | 2023-00118726 |
| 31-12-2021 | 31-07-2022 | 08-06-2022 | 53 d early | 2022-20050347 |
| 31-12-2020 | 31-07-2021 | 11-06-2021 | 50 d early | 2021-19200006 |
| 31-12-2019 | 31-07-2020 | 08-09-2020 | 39 d late | 2020-51700165 |
| 31-12-2018 | 31-07-2019 | 28-06-2019 | 33 d early | 2019-24600293 |
| 31-12-2017 | 31-07-2018 | 13-08-2018 | 13 d late | 2018-45400585 |
| 31-12-2016 | 31-07-2017 | 20-07-2017 | 11 d early | 2017-34500028 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1996, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-16k
Working capital€210k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 27-08-2026 with the NBB · fiscal year 2025 · verkort
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €13k |
| Net profit | €-16k |
| Cash flow | €18k |
| Staff costs | €0 |
| Income taxes | €256 |
| Dividends | - |
| Total assets | €515k |
| Equity | €405k |
| Debt | €110k |
| of which ≤ 1y | €84k |
| of which > 1y | €25k |
| Working capital | €210k |
| Employees (FTE) | 0.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 3.51 |
| Quick ratio | 3.20 |
| Working capital ratio | 40.8% |
| Solvency | 78.7% |
| Debt / equity | 0.27 |
| Long-term debt ratio | 0.06 |
| Interest coverage | 6.08 |
| Gross margin | - |
| Net margin | - |
| ROA | -3.1% |
| ROE | -3.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (27 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €515k |
| Fixed assets | 21/28 | €215k |
| Formation expenses | 20 | €6k |
| Tangible fixed assets | 22/27 | €209k |
| Financial fixed assets | 28 | €6k |
| Current assets | 29/58 | €294k |
| Stocks & contracts in progress | 3 | €26k |
| Amounts receivable within one year | 40/41 | €80k |
| Cash & bank | 54/58 | €14k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €515k |
| Equity | 10/15 | €405k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €402k |
| Accumulated profits (losses) | 14 | €-16k |
| Provisions & deferred taxes | 16 | €0 |
| Amounts payable | 17/49 | €110k |
| Amounts payable after one year | 17 | €25k |
| Amounts payable within one year | 42/48 | €84k |
| Trade debts payable within one year | 44 | €50k |
| Income statement | ||
| Gross operating margin | 9900 | €34k |
| Operating result | 9901 | €-21k |
| Financial income | 75 | €7k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-16k |
| Income taxes | 67/77 | €256 |
| Net result for the period | 9904 | €-16k |
| Result to be appropriated | 9905 | €-16k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed73
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
1 director3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2019
2 events
- 02-08-2019 Resigned· Manager
- 02-08-2019 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 27-06-1996 |
| Status | Active |
| Postal code | 3730 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationBilzersteenweg 50A, 3730 Bilzen-Hoeselt
since 19962.078.246.378
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,954 m²
Buildings1
Building footprint1,846 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032G0163/00B002 | Flanders | 5,954 m² | 1 · 1,846 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
29-10-2025
v3.2
All acts · 2
updated 10 months ago
2025
29-10-2025 Registered office moved within Bilzen-Hoeselt
- Bilzersteenweg 50A, 3730 Bilzen-Hoeselt → Bilzersteenweg 50A, 3730 Bilzen-Hoeselt
Summary:
v3.2
2019
02-08-2019 1 resigning, 1 reappointed
Analysis
Financial profile
4 of 5 axes measured64
/ 100
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
73
Profitability
0
Solvency
100
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,128 of the 10,672 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Groothandel in onderdelen en accessoires van auto's50301Reparatie en montage van specifieke auto-onderdelen95313Handelsbemiddeling en groothandel in onderdelen en accessoires van motorvoertuigen45310Detailhandel in onderdelen en accessoires van motorvoertuigen47820Groothandel in delen en toebehoren van motorvoertuigen46720Onderhoud en reparatie van auto's50200Kleinhandel in onderdelen en accessoires van auto's50302
Primary activity highlighted.
Names & trade names
| Legal nameNL | TRADEFLOW |
Registered office
Bilzersteenweg 50A
3730 Bilzen-Hoeselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.