Trada
ActiveSummary
Trada has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €450k and a net result of €253k. Equity is growing by ~110.1% per year across the filed fiscal years. Its solvency ranks better than 12% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+2
Solvency31▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.26 in 2024; short-term debt: 13.1% and cash: 0.6% of total assets), and 94.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.9%
Return on assets
3.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8663 sector peers (2025).
NBB · sector comparisonPosition among 8663 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
73 d early
2024
30 d early
2023
176 d early
2022
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€450k▲ 128%
2024 · €197k
2022: €-136k
2023: €26k
2024: €197k
2022 → 2025
Total assets
€7.58M▲ 1.8%
2024 · €7.45M
2022: €2.98M
2023: €3.95M
2024: €7.45M
2022 → 2025
Net result
€253k▲ 47.0%
2024 · €172k
2022: €-161k
2023: €162k
2024: €172k
2022 → 2025
Working capital
€-951k▲ 21.1%
2024 · €-1.21M
2022: €-150k
2023: €-887k
2024: €-1.21M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-136k-€26k€197k▲ 673%€450k▲ 128%
Operating result€-153k-€230k€376k▲ 63.3%€521k▲ 38.5%
Net result€-161k-€162k€172k▲ 6.2%€253k▲ 47.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.58M
Fixed assets
€7.53M ▲ 7.2%
Current assets
€45k ▼ 89.2%
Equity and liabilities €7.58M
Equity
€450k ▲ 128%
Provisions
€818k ▼ 0.2%
Debt
€6.31M ▼ 1.8%
Debt's share of the balance-sheet total falls from 86.3% to 83.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€521k▲
2024 · €376k
Cash flow
€253k▲
2024 · €172k
Current ratio
0.05▼
2024 · 0.26
Debt to equity
14.02▼
2024 · 32.56
ROE
56.1%▼
2024 · 87.1%
ROA
3.3%▲
2024 · 2.3%
Interest coverage
1.94▲
2024 · 1.84
Debt ≤ 1 year
€996k▼
2024 · €1.62M
Debt > 1 year
€5.27M▲
2024 · €4.78M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.45M€7.58M▲
Fixed assets21/28€7.03M€7.53M▲
Tangible fixed assets22/27€5.72M€6.23M▲
Land and buildings22€5.66M€6.17M▲
Plant, machinery and equipment23€106-
Furniture and vehicles24€62k€62k=
Financial fixed assets28€1.31M€1.31M=
Current assets29/58€416k€45k▼
Amounts receivable within one year40/41€399k-
Trade receivables40€233k-
Other amounts receivable41€166k-
Cash at bank and in hand54/58€16k€45k▲
Equity and liabilities
Total equity and liabilities10/49€7.45M€7.58M▲
Equity10/15€197k€450k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€172k€425k▲
Provisions and deferred taxes16€819k€818k▼
Provisions for liabilities and charges160/5€819k€818k▼
Other liabilities and charges164/5€819k€818k▼
Amounts payable17/49€6.43M€6.31M▼
Amounts payable after more than one year17€4.78M€5.27M▲
Financial debts170/4€4.78M€5.27M▲
Amounts payable within one year42/48€1.62M€996k▼
Current portion of amounts payable after more than one year42€277k€342k▲
Trade debts44€541k€6k▼
Suppliers440/4€541k€6k▼
Taxes, remuneration and social security45€3k€29▼
Taxes450/3€3k€29▼
Other amounts payable47/48€799k€648k▼
Accrued charges and deferred income492/3€31k€45k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€146€106▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€377k€522k▲
Operating profit (loss)9901€376k€521k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€204k€268k▲
Recurring financial charges65€204k€268k▲
Profit (loss) for the period before taxes9903€172k€253k▲
Income taxes67/77€29-
Profit (loss) for the period9904€172k€253k▲
Profit (loss) for the period to be appropriated9905€172k€253k▲
Appropriation of the result
Profit (loss) to be appropriated9906€172k€425k▲
Profit (loss) brought forward from the previous period14P€546€172k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2022net €253k ▲47%
Operating result €521k, net result €253k, both a record.
31-12
Financial
Equity above €200kEq €450k ▲128%
3 profitable years in a row build equity to €450k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €197k ▲673%
2 profitable years in a row build equity to €197k.
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €162k
Net result €162k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kelderveld 232500 LierGround area
1,662 m²
Parcel 12392A0350/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Trada
since 20222.336.055.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0350/00F000 | Flanders | 1,662 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EPIC Blue
BE 0659.871.697
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LOROMA CONSULT
BE 0678.429.777
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MARIKO
BE 0840.413.839
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Geunes Bedrijfsadvies
BE 0643.651.220
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SHECCO
BE 0889.512.566
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,467 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.