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TPAV

Active
Private limited companyfounded 200224 yrs activeWeg naar Zwartberg 152, 3660 Oudsbergen, BelgiumKBO/BCE: BE 0477.625.129

TPAV has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.11M and a net result of €54k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
83 / 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-61
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 28.54 against 19.94 in 2024), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.6%
Return on assets
4.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
96 d early
2022
63 d early
2021
73 d early
2020
68 d early
2019
88 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close11-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.11M▼ 4.4%
2024 · €1.16M
2019: €769k 2020: €880k 2021: €870k 2022: €848k 2023: €1.05M 2024: €1.16M
2019 → 2025
Total assets
€1.14M▼ 5.3%
2024 · €1.20M
2019: €1.01M 2020: €1.09M 2021: €1.26M 2022: €1.30M 2023: €1.24M 2024: €1.20M
2019 → 2025
Net result
€54k▼ 72.4%
2024 · €197k
2019: €105k 2020: €111k 2021: €209k 2022: €211k 2023: €202k 2024: €197k
2019 → 2025
Working capital
€744k▼ 0.6%
2024 · €749k
2019: €422k 2020: €557k 2021: €486k 2022: €464k 2023: €561k 2024: €749k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€870k-€848k▼ 2.5%€1.05M▲ 23.7%€1.16M▲ 10.8%€1.11M▼ 4.4%
Operating result€307k-€328k▲ 6.8%€300k▼ 8.5%€286k▼ 4.7%€87k▼ 69.5%
Net result€209k-€211k▲ 1.3%€202k▼ 4.4%€197k▼ 2.5%€54k▼ 72.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €307k€307kNet result 2021: €209k€209kOperating result 2022: €328k€328kNet result 2022: €211k€211kOperating result 2023: €300k€300kNet result 2023: €202k€202kOperating result 2024: €286k€286kNet result 2024: €197k€197kOperating result 2025: €87k€87kNet result 2025: €54k€54k20212022202320242025
The operating result has fallen three years in a row; 2025 is 69% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets €366k▼ 11.3%
Current assets €771k▼ 2.2%
Equity and liabilities €1.14M
Equity €1.11M▼ 4.4%
Debt €27k▼ 31.7%
The debt ratio falls from 3.3% to 2.4%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€174k
2024 · €368k
Cash flow
€141k
2024 · €279k
Solvency
97.6%
2024 · 96.7%
Current ratio
28.54
2024 · 19.94
Quick ratio
28.54
2024 · 19.94
Debt / equity
0.02
2024 · 0.03
ROE
4.9%
2024 · 17.0%
ROA
4.8%
2024 · 16.4%
Interest coverage
454.73
2024 · 1066.20
Debt
€27k
2024 · €40k
Debt ≤ 1 year
€27k
2024 · €40k
Income taxes
€43k
2024 · €91k
Staff costs
€49k
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.20M€1.14M
Fixed assets21/28€412k€366k
Tangible fixed assets22/27€412k€366k
Land and buildings22€281k€258k
Plant, machinery and equipment23€38k€55k
Furniture and vehicles24€93k€54k
Current assets29/58€789k€771k
Amounts receivable within one year40/41-€3k
Trade receivables40-€3k
Current investments50/53€485k€516k
Cash at bank and in hand54/58€298k€248k
Deferred charges and accrued income490/1€6k€4k
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.14M
Equity10/15€1.16M€1.11M
Contributions10/11€12k€12k=
Reserves13€1.15M€1.10M
Distributable reserves133€1.15M€1.10M
Amounts payable17/49€40k€27k
Amounts payable within one year42/48€40k€27k
Trade debts44€3k€11k
Suppliers440/4€3k€11k
Taxes, remuneration and social security45€33k€11k
Taxes450/3€21k€8k
Remuneration and social security454/9€12k€4k
Other amounts payable47/48€4k€5k
Income statement Code20242025
Non-recurring operating income76A€105€2k
Remuneration, social security and pensions62€50k€49k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€87k
Other operating charges640/8€5k€5k
Non-recurring operating charges66A-€14
Gross operating margin9900€422k€228k
Operating profit (loss)9901€286k€87k
Financial income75/76B€3k€10k
Recurring financial income75€3k€10k
Financial charges65/66B€345€383
Recurring financial charges65€345€383
Profit (loss) for the period before taxes9903€288k€97k
Income taxes67/77€91k€43k
Profit (loss) for the period9904€197k€54k
Profit (loss) for the period to be appropriated9905€197k€54k
Appropriation of the result
Profit (loss) to be appropriated9906€197k€54k
Transfer from equity791/2€77k€105k
Transfer to equity691/2€190k€53k
To other reserves6921€190k€53k
Profit to be distributed694/7€84k€106k
Return on contributions (dividend)694€81k€105k
Employees696€3k€990
Social balance
Average headcount (FTE)90871.31.0

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial Weakest financial yearnet €54k ▼72.4%
Net result drops to €54k, the lowest in the series.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Liquidity times 5current ratio 19.94
Current ratio from 3.93 to 19.94; short-term debt falls from €191k to €40k.
2023
27-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial Equity above €1MEq €1.05M ▲23.7%
5 profitable years in a row build equity to €1.05M.
2022
29-11
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Highest result since 2019net €211k ▲1.3%
Operating result €328k, net result €211k, both a record.
2021
19-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
24-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
04-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
16-11
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2002
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Weg naar Zwartberg 1523660 Oudsbergen
Ground area
2,613 m²
Building footprint
249 m²
Volume, LiDAR
1,734 m³
Parcel 71562B0661/00B000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TANDARTS VENKEN ANN BV BVBA
Weg naar Zwartberg 152, 3660 OudsbergenNACE 85130
since 20022.168.404.019
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71562B0661/00B000 Flanders 2,613 m² 1 · 249 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,925 companies in sector 86230 we hold annual accounts for 4,282. 2,792 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-05-2002
Fiscal year end30-06
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.