Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphTOSALU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-07-2025 | 2 d early | 2025-00322506 |
| 31-12-2023 | 31-07-2024 | 08-07-2024 | 23 d early | 2024-00224798 |
| 31-12-2022 | 31-07-2023 | 20-07-2023 | 11 d early | 2023-00282514 |
| 31-12-2021 | 31-07-2022 | 25-08-2022 | 25 d late | 2022-20315515 |
| 31-12-2020 | 31-07-2021 | 19-07-2021 | 12 d early | 2021-38000056 |
| 31-12-2019 | 31-07-2020 | 10-09-2020 | 41 d late | 2020-52000380 |
| 31-12-2018 | 31-07-2019 | 28-08-2019 | 28 d late | 2019-52000289 |
| 31-12-2017 | 31-07-2018 | 26-07-2018 | 5 d early | 2018-37600128 |
| 31-12-2016 | 31-07-2017 | 20-07-2017 | 11 d early | 2017-33000430 |
| 31-12-2015 | 31-07-2016 | 19-07-2016 | 12 d early | 2016-33100014 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | volledig | 29-07-2025 | 2025-00322506 |
| 31-12-2023 | verkort | 08-07-2024 | 2024-00224798 |
| 31-12-2022 | verkort | 20-07-2023 | 2023-00282514 |
| 31-12-2021 | verkort | 25-08-2022 | 2022-20315515 |
| 31-12-2020 | verkort | 19-07-2021 | 2021-38000056 |
| 31-12-2019 | verkort | 10-09-2020 | 2020-52000380 |
| 31-12-2018 | verkort | 28-08-2019 | 2019-52000289 |
| 31-12-2017 | verkort | 26-07-2018 | 2018-37600128 |
| 31-12-2016 | verkort | 20-07-2017 | 2017-33000430 |
| 31-12-2015 | verkort | 19-07-2016 | 2016-33100014 |
Directors
Directors & mandates
10 directors-
DE VOLDER JoséDirectorState Gazette act 25332959 (21-05-2025)Current12-05-2025 → present
2 events
- 12-05-2025 Resigned· Director
- 12-05-2025 Appointed· Director
-
DEBRUYNE BernadetteDirectorState Gazette act 25332959 (21-05-2025)Current12-05-2025 → present
4 events
- 12-05-2025 Resigned· Director
- 12-05-2025 Appointed· Director
- 06-06-2024 Appointed· Director
- 01-06-2023 Appointed· Director
-
PRINCIP.AILegal entityPermanent representative· perm. rep.: DESIMPEL SamuelState Gazette act 25332959 (21-05-2025)Current12-05-2025 → present
2 events
- 12-05-2025 Resigned· Permanent representative
- 12-05-2025 Appointed· Permanent representative
-
SEFRAMLegal entityPermanent representative· perm. rep.: DESIMPEL LucieState Gazette act 25332959 (21-05-2025)Current12-05-2025 → present
2 events
- 12-05-2025 Resigned· Permanent representative
- 12-05-2025 Appointed· Permanent representative
-
THODESLegal entityPermanent representative· perm. rep.: DESIMPEL ThomasState Gazette act 25332959 (21-05-2025)Current12-05-2025 → present
2 events
- 12-05-2025 Resigned· Permanent representative
- 12-05-2025 Appointed· Permanent representative
-
SEFRAM BVLegal entityDirectorState Gazette act 24141787 (02-10-2024)Current06-06-2024 → present
-
BV THODESLegal entityDirector· perm. rep.: Thomas Luc L DesimpelState Gazette act 24141787 (02-10-2024)Current01-06-2023 → present
2 events
- 06-06-2024 Appointed· Director
- 01-06-2023 Appointed· Director
-
BVBA APIS INVESTMENTLegal entityDirector· perm. rep.: Lucie M DesimpelState Gazette act 23140934 (08-11-2023)Current01-06-2023 → present
-
BVBA PRINCIP.ALLegal entityDirector· perm. rep.: Samuel Bernard A DesimpelState Gazette act 24141787 (02-10-2024)Current01-06-2023 → present
2 events
- 06-06-2024 Appointed· Director
- 01-06-2023 Appointed· Director
-
JOSE DE VOLDERDirectorState Gazette act 24141787 (02-10-2024)Current01-06-2023 → present
2 events
- 06-06-2024 Appointed· Director
- 01-06-2023 Appointed· Director
Permanent representatives (1)
-
Lucie DesimpelPermanent representativeState Gazette act 24141787 (02-10-2024)Permanent representative- → 31-05-2024
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Public limited company(014) |
| Incorporation | 18-09-1990 |
| Status | Active |
| Postal code | 8610 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32011C1370/00D000 | Flanders | 6,600 m² | 1 · 685 m² | 12.7 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
3 acts21-05-2025 5 directors appointed, 5 resigning
- DEBRUYNE Bernadette, Bestuurder
- DE VOLDER José, Bestuurder
- DESIMPEL Lucie, Vaste vertegenwoordiger
- DESIMPEL Samuel, Vaste vertegenwoordiger
- DESIMPEL Thomas, Vaste vertegenwoordiger
- DEBRUYNE Bernadette, Bestuurder
- DE VOLDER José, Bestuurder
- DESIMPEL Lucie, Vaste vertegenwoordiger
02-10-2024 5 directors appointed, 1 resigning
- BERNADETTE DEBRUYNE, Bestuurder
- JOSE DE VOLDER, Bestuurder
- SEFRAM BV, Bestuurder
- PRINCIP.AL, Bestuurder
- THODES, Bestuurder
- Lucie Desimpel, Vaste vertegenwoordiger
08-11-2023 5 directors appointed
- Bernadette Debruyne, Bestuurder
- Jose De Volder, Bestuurder
- Lucie M Desimpel, Bestuurder
- Samuel Bernard A Desimpel, Bestuurder
- Thomas Luc L Desimpel, Bestuurder
Analysis
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameNL | TOSALU |