TOPROVAN
ActiveTOPROVAN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €43k. Equity is growing by ~73.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.71 against 3.34 in 2024; short-term debt: 21% and cash: 79.7% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
33.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
135 d early
2024
108 d early
2023
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▲ 75.3%
2024 · €58k
2023: €16k
2024: €58k
2023 → 2025
Total assets
€128k▲ 54.0%
2024 · €83k
2023: €22k
2024: €83k
2023 → 2025
Net result
€43k▲ 5.3%
2024 · €41k
2023: €14k
2024: €41k
2023 → 2025
Working capital
€100k▲ 76.6%
2024 · €57k
2023: €15k
2024: €57k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€58k▲ 251%€101k▲ 75.3%
Operating result€21k-€62k▲ 193%€63k▲ 1.4%
Net result€14k-€41k▲ 186%€43k▲ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€1k▼ 49.4%
Current assets
€127k▲ 57.1%
Equity and liabilities €128k
Equity
€101k▲ 75.3%
Debt
€27k▲ 5.7%
The debt ratio falls from 30.7% to 21.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▲
2024 · €63k
Cash flow
€45k▲
2024 · €42k
Solvency
79.0%▲
2024 · 69.3%
Current ratio
4.71▲
2024 · 3.34
Quick ratio
4.71▲
2024 · 3.34
Debt / equity
0.27▼
2024 · 0.44
ROE
43.0%▼
2024 · 71.5%
ROA
33.9%▼
2024 · 49.6%
Interest coverage
27.95▼
2024 · 428.99
Debt
€27k▲
2024 · €25k
Debt ≤ 1 year
€27k▲
2024 · €24k
Income taxes
€17k▼
2024 · €21k
Staff costs
€914
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€128k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€81k€127k▲
Amounts receivable within one year40/41€18k€24k▲
Trade receivables40€18k€17k▼
Other amounts receivable41€0€7k▲
Cash at bank and in hand54/58€62k€102k▲
Deferred charges and accrued income490/1-€746
Equity and liabilities
Total equity and liabilities10/49€83k€128k▲
Equity10/15€58k€101k▲
Contributions10/11€2k€2k=
Reserves13€56k€99k▲
Distributable reserves133€56k€99k▲
Amounts payable17/49€25k€27k▲
Amounts payable within one year42/48€24k€27k▲
Trade debts44€131€907▲
Suppliers440/4€131€907▲
Taxes, remuneration and social security45€24k€26k▲
Taxes450/3€24k€26k▲
Other amounts payable47/48€415€0▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€914
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€694€1k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€64k€66k▲
Operating profit (loss)9901€62k€63k▲
Financial income75/76B€338€94▼
Recurring financial income75€338€94▼
Financial charges65/66B€146€2k▲
Recurring financial charges65€146€2k▲
Profit (loss) for the period before taxes9903€62k€61k▼
Income taxes67/77€21k€17k▼
Profit (loss) for the period9904€41k€43k▲
Profit (loss) for the period to be appropriated9905€41k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€43k▲
Transfer to equity691/2€41k€43k▲
To other reserves6921€41k€43k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €43k ▲5.3%
Operating result €63k, net result €43k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲75.3%
3 profitable years in a row build equity to €101k.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaienbosstraat 532360 Oud-TurnhoutGround area
2,298 m²
Building footprint
228 m²
Volume, LiDAR
736 m³
Parcel 13482F0945/00D002, Flanders · tallest building 4.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TOPROVAN
since 20222.338.188.166
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13482F0945/00D002 | Flanders | 2,298 m² | 1 · 228 m² | 4.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NAITO
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creArTeC
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Infinit-E
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Hasselt · Eq €101k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2022
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.