TOPCONSULTING
ActiveTOPCONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €6k. Equity is shrinking by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 7779 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency69▲+26
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.32 in 2024), but 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
18.9%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
49 d early
2023
50 d early
2022
42 d early
2021
44 d early
2020
44 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€11k▲ 108%
2024 · €5k
2020: €11k
2021: €8k
2022: €5k
2023: €893
2024: €5k
2020 → 2025
Total assets
€31k▲ 39.9%
2024 · €22k
2020: €21k
2021: €22k
2022: €23k
2023: €17k
2024: €22k
2020 → 2025
Net result
€6k▲ 29.9%
2024 · €5k
2020: €-8k
2021: €-2k
2022: €-3k
2023: €-4k
2024: €5k
2020 → 2025
Working capital
€11k▲ 108%
2024 · €5k
2020: €11k
2021: €8k
2022: €5k
2023: €893
2024: €5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€5k▼ 38.9%€893▼ 82.6%€5k▲ 507%€11k▲ 108%
Operating result€-2k-€-3k▼ 48.6%€-4k▼ 31.5%€5k€7k▲ 43.3%
Net result€-2k-€-3k▼ 46.2%€-4k▼ 29.5%€5k€6k▲ 29.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 43% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €31k
Equity
€11k▲ 108%
Debt
€20k▲ 17.9%
The debt ratio falls from 75.7% to 63.8%: equity grows faster than debt.
Key figures and ratios
Solvency
36.2%▲
2024 · 24.3%
Current ratio
1.57▲
2024 · 1.32
Quick ratio
1.57▲
2024 · 1.32
Debt / equity
1.76▼
2024 · 3.11
ROE
52.0%▼
2024 · 83.5%
ROA
18.9%▼
2024 · 20.3%
Debt
€20k▲
2024 · €17k
Debt ≤ 1 year
€20k▲
2024 · €17k
Income taxes
€675
Staff costs
€54k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€22k€31k▲
Current assets
29/58€22k€31k▲
Amounts receivable within one year
40/41€9k€9k=
Cash & bank
54/58€13k€22k▲
Total equity & liabilities
10/49€22k€31k▲
Equity
10/15€5k€11k▲
Contributions / capital
10/11€19k€19k=
Accumulated profits (losses)
14€-13k€-7k▲
Amounts payable
17/49€17k€20k▲
Amounts payable within one year
42/48€17k€20k▲
Trade debts payable within one year
44-€5k
Income statement
Code20242025
Gross operating margin
9900€57k€61k▲
Operating result
9901€5k€7k▲
Financial income
75-€0
Financial charges
65€171€175▲
Result before taxes
9903€5k€7k▲
Income taxes
67/77-€675
Net result for the period
9904€5k€6k▲
Result to be appropriated
9905€5k€6k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €6k ▲29.9%
Net result €6k, the highest in the series.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 4 loss-making years.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
QUICK SERVICES
BE 0675.857.693
Brussel · Eq €11k
KSR GLOBAL CONSULTING
BE 0787.303.567
Wavre · Eq €11k
FEROCIA
BE 0653.887.589
Lanaken · Eq €11k
SJP
BE 0739.919.265
Jalhay · Eq €11k
POLARIS
BE 0730.808.094
Brugge · Eq €11k
Of 4,406 companies in sector 46180 we hold annual accounts for 1,837. 916 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2007
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 08-08-2026. Scores and ratios are computed by Checked and are not a credit decision.