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TOP CONSTRUCTION 07

Active
Private limited company·Plaatsen van vloer- en wandtegels· 4 yrs active
Rue des Ecoles 27 ·4430 Ans, Belgium
KBO/BCE: BE 0776.829.349
Watch Print / PDF
Age4 yrs
Board1
Real estate1 parcel · 87 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TOP CONSTRUCTION 07 is 3.7% (moderate). The 2023 annual accounts show equity of €55k and a net result of €184. Its solvency ranks better than 86% of 9100 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 86% of 9100 peers (2023). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2022 and 2023).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 378 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 23-08-2024, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 23-08-2024 23 d late 2024-00363064
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00386634

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€184-99.6%
Working capital€37k+46.5%

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 23-08-2024 with the NBB · fiscal year 2023 · micro
€0€20k€40k€60kOperating result 2022: €66k€66kNet result 2022: €52k€52kOperating result 2023: €2k€2kNet result 2023: €184€18420222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 71.9% 38.7%
better than 86% of 9100 sector peers
Net result €184 €12k
better than 20% of 9085 sector peers
Equity €55k €30k
better than 70% of 9106 sector peers
Gross operating margin €21k €33k
better than 36% of 9074 sector peers
Staff costs €75 €26k
higher than 5% of 3340 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€14k
-81.1% 22-23
Net profit
€184
-99.6% 22-23
Cash flow
€12k
-79.6% 22-23
Total assets
€76k
+7.6% 22-23
Equity
€55k
+0.3% 22-23
Working capital
€37k
+46.5% 22-23
Staff costs
€75
-3.3% 22-23
Income taxes
€2k
-87.9% 22-23
Debt
€22k
+32.1% 22-23
Debt ≤ 1y
€22k
+32.1% 22-23
Current ratio
2.72
+6.6% 22-23
Quick ratio
2.57
+0.8% 22-23
Solvency
71.9%
-6.8% 22-23
Debt / equity
0.39
+31.6% 22-23
ROE
0.3%
-99.7% 22-23
ROA
0.2%
-99.7% 22-23
Interest coverage
114.52
-85.4% 22-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€14k
Net profit€184
Cash flow€12k
Staff costs€75
Income taxes€2k
Dividends-
Total assets€76k
Equity€55k
Debt€22k
of which ≤ 1y€22k
of which > 1y-
Working capital€37k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.72
Quick ratio2.57
Working capital ratio48.4%
Solvency71.9%
Debt / equity0.39
Long-term debt ratio-
Interest coverage114.52
Gross margin-
Net margin-
ROA0.2%
ROE0.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€76k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€18k
Current assets 29/58€59k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€49k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€76k
Equity 10/15€55k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€52k
Amounts payable 17/49€22k
Amounts payable within one year 42/48€22k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€21k
Operating result 9901€2k
Financial charges 65€118
Result before taxes 9903€2k
Income taxes 67/77€2k
Net result for the period 9904€184
Result to be appropriated 9905€184
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Chisari Salvatore
    Director
    State Gazette act 24109633 (19-07-2024)
    Current
    01-03-2024 → present
Former directors (1)
  • Peshku Paulin
    Director
    State Gazette act 24109633 (19-07-2024)
    Former
    - → 01-03-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Plaatsen van vloer- en wandtegels(43331)
Legal form Private limited company(610)
Incorporation04-11-2021
StatusActive
Postal code4430

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Ecoles 274430 Ans

Establishment units

1 location
TOP CONSTRUCTION 07
Vervaardiging van metalen constructiewerken en delen daarvan
since 20212.324.464.646
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area87 m²
Buildings1
Building footprint63 m²
Volume (LiDAR)594 m³
Tallest building10.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62332B0047/02V004 Wallonia 87 m² 1 · 63 m² 10.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Capital history · 3
11-02-2025
Capital change
19-07-2024
Capital change
31-01-2023
Capital change
All acts · 3 updated 1 year ago
2025
11-02-2025 Transaction in capital or shares Capital & shares
2024
19-07-2024 All shares are now held by a single shareholder Capital & shares
2023
31-01-2023 All shares are now held by a single shareholder Capital & shares

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability2Solvency100Growth52Stability94
67 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 2
Solvency 100
Growth 52
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 490 of the 3,952 companies in this sector. 435 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Stukadoorswerk43310Stukadoorswerk43310Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen43333Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen43333Schilderen van gebouwen43341Schilderen van gebouwen43341Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390
Primary activity highlighted.
Names & trade names
Legal nameFR TOP CONSTRUCTION 07
Registered office
Rue des Ecoles 27
4430 Ans, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.