TONY & COST
ActiveTONY & COST has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €445k and a net result of €52k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 13.06 against 12.05 in 2024; short-term debt: 7.5% and cash: 5.7% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
10.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
53 d late
2021
57 d late
2020
1 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€52k▼ 0.5%
2024 · €53k
2018: €13k
2019: €49k
2020: €51k
2021: €29k
2022: €25k
2023: €65k
2024: €53k
2018 → 2025
Working capital
€438k▲ 16.0%
2024 · €377k
2018: €107k
2019: €161k
2020: €220k
2021: €250k
2022: €274k
2023: €340k
2024: €377k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€275k▲ 9.9%€340k▲ 23.7%€393k▲ 15.4%€445k▲ 13.3%
Operating result€6k-€25k▲ 308%€66k▲ 163%€54k▼ 18.3%€55k▲ 3.3%
Net result€29k-€25k▼ 15.1%€65k▲ 163%€53k▼ 19.5%€52k▼ 0.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482k
Fixed assets
€7k▼ 52.4%
Current assets
€474k▲ 15.2%
Equity and liabilities €482k
Equity
€445k▲ 13.3%
Debt
€36k▲ 6.4%
The debt ratio falls from 8.0% to 7.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▲
2024 · €61k
Cash flow
€61k▲
2024 · €60k
Solvency
92.5%▲
2024 · 92.0%
Current ratio
13.06▲
2024 · 12.05
Quick ratio
13.06▲
2024 · 12.05
Debt / equity
0.08▼
2024 · 0.09
ROE
11.7%▼
2024 · 13.4%
ROA
10.9%▼
2024 · 12.3%
Interest coverage
20.85▼
2024 · 59.54
Debt
€36k▲
2024 · €34k
Debt ≤ 1 year
€36k▲
2024 · €34k
Staff costs
€43k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€427k€482k▲
Fixed assets21/28€16k€7k▼
Tangible fixed assets22/27€15k€7k▼
Furniture and vehicles24€15k€7k▼
Financial fixed assets28€375€375=
Current assets29/58€411k€474k▲
Amounts receivable within one year40/41€384k€447k▲
Trade receivables40€150k€163k▲
Other amounts receivable41€234k€284k▲
Cash at bank and in hand54/58€27k€27k▼
Equity and liabilities
Total equity and liabilities10/49€427k€482k▲
Equity10/15€393k€445k▲
Contributions10/11€16k€16k=
Reserves13€19k€19k=
Tax-exempt reserves132€18k€18k=
Distributable reserves133€578€578=
Profit (loss) carried forward14€358k€411k▲
Amounts payable17/49€34k€36k▲
Amounts payable within one year42/48€34k€36k▲
Financial debts43€2k€2k=
Credit institutions430/8€2k€2k=
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€28k€32k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€20k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€42k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€795€2k▲
Gross operating margin9900€104k€108k▲
Operating profit (loss)9901€54k€55k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€53k€52k▼
Profit (loss) for the period9904€53k€52k▼
Profit (loss) for the period to be appropriated9905€53k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€358k€411k▲
Profit (loss) brought forward from the previous period14P€306k€358k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €65k ▲163%
Operating result €66k, net result €65k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 13.88
Current ratio from 4.85 to 13.88; short-term debt falls from €71k to €26k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Equity above €200kEq €221k ▲30.1%
3 profitable years in a row build equity to €221k.
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
30-09
Financial
Equity above €150kEq €170k ▲40%
2 profitable years in a row build equity to €170k.
18-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Fernand Labby 281390 Grez-DoiceauGround area
1,523 m²
Building footprint
174 m²
Volume, LiDAR
1,013 m³
2 parcels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Corbeaux 34, 1390 Grez-Doiceau
since 20082.174.196.008
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25012C0225/00N000 | Wallonia | 1,221 m² | 1 · 113 m² | 5.9 m · 1 fl. |
| 25012C0096/00F000 | Wallonia | 302 m² | 1 · 61 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Mac Projectontwikkeling
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COOMAN CONSTRUCT
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 9,664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2008
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.