TOMMEL
ActiveTOMMEL has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-46k) and a net result of €-14k. Equity is shrinking by ~83.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 3021 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▲+2
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.9 against 4.2 in 2023; short-term debt: 11.5% and cash: 1.5% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-44.1%
Return on assets
-13.6%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €-46k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
35 d early
2022
32 d early
2021
35 d early
2020
26 d late
2019
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-46k▼ 44.6%
2023 · €-32k
2019: €15k
2020: €29k
2021: €11k
2022: €-11k
2023: €-32k
2019 → 2024
Total assets
€104k▼ 8.0%
2023 · €113k
2019: €213k
2020: €329k
2021: €294k
2022: €288k
2023: €113k
2019 → 2024
Net result
€-14k▲ 33.1%
2023 · €-21k
2019: €8k
2020: €15k
2021: €-18k
2022: €-34k
2023: €-21k
2019 → 2024
Working capital
€11k▼ 81.4%
2023 · €58k
2019: €109k
2020: €196k
2021: €201k
2022: €197k
2023: €58k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€11k▼ 62.9%€-11k€-32k▼ 200%€-46k▼ 44.6%
Operating result€18k-€-17k€-33k▼ 96.1%€-20k▲ 38.3%€-13k▲ 35.0%
Net result€15k-€-18k€-34k▼ 83.8%€-21k▲ 37.5%€-14k▲ 33.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2024 against €20k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €104k
Fixed assets
€81k▲ 122%
Current assets
€23k▼ 70.1%
Key figures and ratios
EBITDA
€-3k▲
2023 · €-6k
Cash flow
€-4k▲
2023 · €-7k
Solvency
-44.1%▼
2023 · -28.1%
Current ratio
1.90▼
2023 · 4.20
Quick ratio
0.44▼
2023 · 2.37
Debt / equity
-3.27▲
2023 · -4.56
ROA
-13.6%▲
2023 · -18.7%
Interest coverage
-4.46▲
2023 · -10.72
Debt
€150k▲
2023 · €145k
Debt ≤ 1 year
€12k▼
2023 · €18k
Debt > 1 year
€132k▲
2023 · €117k
Income taxes
€197▲
2023 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€113k€104k▼
Fixed assets21/28€37k€81k▲
Tangible fixed assets22/27€37k€81k▲
Land and buildings22€23k€21k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€53k▲
Other tangible fixed assets26€8k€5k▼
Current assets29/58€77k€23k▼
Stocks and contracts in progress3€34k€18k▼
Stocks30/36€34k€18k▼
Amounts receivable within one year40/41€3k€542▼
Trade receivables40€3k€542▼
Other amounts receivable41€16-
Cash at bank and in hand54/58€35k€2k▼
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€113k€104k▼
Equity10/15€-32k€-46k▼
Contributions10/11€19k€19k=
Reserves13€23k€23k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€-73k€-87k▼
Amounts payable17/49€145k€150k▲
Amounts payable after more than one year17€117k€132k▲
Financial debts170/4€2k€19k▲
Other amounts payable178/9€115k€113k▼
Amounts payable within one year42/48€18k€12k▼
Current portion of amounts payable after more than one year42€11k€7k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€587€2k▲
Accrued charges and deferred income492/3€10k€7k▼
Income statement
Code20232024
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€10k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-5k
Other operating charges640/8€891€2k▲
Gross operating margin9900€-5k€-6k▼
Operating profit (loss)9901€-20k€-13k▲
Financial income75/76B€25€1▼
Recurring financial income75€25€1▼
Financial charges65/66B€591€658▲
Recurring financial charges65€591€658▲
Profit (loss) for the period before taxes9903€-21k€-14k▲
Income taxes67/77€135€197▲
Profit (loss) for the period9904€-21k€-14k▲
Profit (loss) for the period to be appropriated9905€-21k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-73k€-87k▼
Profit (loss) brought forward from the previous period14P€-52k€-73k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Highest result since 2019net €15k ▲73.7%
Operating result €18k, net result €15k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 338680 KoekelareGround area
2,473 m²
Building footprint
1,155 m²
Volume, LiDAR
4,749 m³
Parcel 32010B1281/00L005, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tommel
since 20182.278.974.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010B1281/00L005 | Flanders | 2,473 m² | 1 · 1,155 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKoekelare2.278.974.220
Similar companies · same sector, comparable size
HawksFlight
BE 1007.319.561
Binche · Eq €11k
Y-MIND
BE 0751.788.107
Koksijde · Eq €11k
SGC
BE 0786.750.172
Heusden-Zolder · Eq €11k
Crossfit Endgame
BE 0755.966.530
Lochristi · Eq €11k
GEVELWERKEN BASSLÉ
BE 0833.108.056
Zandhoven · Eq €11k
Of 1,516 companies in sector 93130 we hold annual accounts for 687. 424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-08-2018
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
47713Retail trade
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.