TOMACO
ActiveTOMACO has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113k and a net result of €2k. Its solvency ranks better than 71% of 4828 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▲+6
Solvency100=
Growth78
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 2.04 in 2023), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
5 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
8 d late
2023
61 d late
2022
21 d late
2021
31 d late
2020
305 d late
2019
7 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€113k▲ 1.5%
2023 · €111k
2023: €111k
2023 → 2024
Total assets
€151k▼ 1.3%
2023 · €153k
2023: €153k
2023 → 2024
Net result
€2k▲ 819%
2023 · €180
2023: €180
2023 → 2024
Working capital
€64k▲ 48.0%
2023 · €43k
2023: €43k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€111k-€113k▲ 1.5%
Operating result€978-€3k▲ 221%
Net result€180-€2k▲ 819%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 221% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €151k
Fixed assets
€49k▼ 28.1%
Current assets
€102k▲ 20.0%
Equity and liabilities €151k
Equity
€113k▲ 1.5%
Debt
€38k▼ 8.9%
The debt ratio falls from 27.3% to 25.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€22k▲
2023 · €20k
Cash flow
€21k▲
2023 · €20k
Solvency
74.8%▲
2023 · 72.7%
Current ratio
2.68▲
2023 · 2.04
Quick ratio
2.68▲
2023 · 2.04
Debt / equity
0.34▼
2023 · 0.38
ROE
1.5%▲
2023 · 0.2%
ROA
1.1%▲
2023 · 0.1%
Interest coverage
190.80▲
2023 · 175.93
Debt
€38k▼
2023 · €42k
Debt ≤ 1 year
€38k▼
2023 · €42k
Income taxes
€1k▲
2023 · €683
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Total assets
20/58€151k
Fixed assets
21/28€49k
Tangible fixed assets
22/27€49k
Current assets
29/58€102k
Amounts receivable within one year
40/41€12k
Investments
50/53€88k
Total equity & liabilities
10/49€151k
Equity
10/15€113k
Contributions / capital
10/11€19k
Reserves
13€90k
Accumulated profits (losses)
14€4k
Amounts payable
17/49€38k
Amounts payable within one year
42/48€38k
Trade debts payable within one year
44€903
Income statement
Code2024
Gross operating margin
9900€23k
Operating result
9901€3k
Financial charges
65€117
Result before taxes
9903€3k
Income taxes
67/77€1k
Net result for the period
9904€2k
Result to be appropriated
9905€2k
This is the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
21-11
State Gazette act
Director changes
Karl Van Looy
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 305 days late
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 50 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
2016
08-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 8 days late
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 director, last change in 2023
PONNET Tom Paul Marthe Ghislain
CurrentDirector · since 21-11-2023
21-11-2023
Appointed as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Schoten · 2 establishment units since 1979
Ground area
9,372 m²
Building footprint
1,565 m²
Volume, LiDAR
47,814 m³
3 parcels, Flanders · tallest building 51.7 m, ±16 floors. Linked by address, not a title deed.
2 establishment units
Martelaarslaan 263, 9000 Gent
since 19792.015.619.022
TOMACO
since 20052.150.380.231
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0111/00F009 | Flanders | 5,438 m² | 1 · 339 m² | 9.3 m · 2 fl. |
| 11023I0071/00Y000 | Flanders | 2,041 m² | 1 · 218 m² | 5.9 m · 1 fl. |
| 44816K0953/00A002 | Flanders | 1,893 m² | 1 · 1,008 m² | 51.7 m · 16 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
L.S. Lifestyle
BE 0762.471.864
Verlaine · Eq €113k
MALU & CO.
BE 0463.515.686
Lasne · Eq €113k
DASC
BE 0450.683.378
Bornem · Eq €113k
More2Count
BE 1021.549.461
Erpe-Mere · Eq €113k
Bureau CAHAY
BE 0861.303.976
Vielsalm · Eq €112k
Of 2,271 companies in sector 69209 we hold annual accounts for 1,041. 810 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-1978
Fiscal year end31-12
Activities, NACEBEL
69209Other tax advisory services
70220Business consulting
74142
69202Legal and accounting activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 07-08-2026. Scores and ratios are computed by Checked and are not a credit decision.