TOM ROELEN ELEKTRO
ActiveTOM ROELEN ELEKTRO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €-2k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 17.42 against 12.04 in 2024; short-term debt: 5.6% and cash: 53.3% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
10 d late
2023
8 d late
2022
11 d late
2021
8 d late
2020
30 d late
2019
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 3.5%
2024 · €61k
2018: €64k
2019: €77k
2020: €73k
2021: €81k
2022: €72k
2023: €64k
2024: €61k
2018 → 2025
Total assets
€62k▼ 5.8%
2024 · €66k
2018: €96k
2019: €122k
2020: €97k
2021: €97k
2022: €74k
2023: €65k
2024: €66k
2018 → 2025
Net result
€-2k▲ 35.8%
2024 · €-3k
2018: €4k
2019: €13k
2020: €-4k
2021: €8k
2022: €-9k
2023: €-8k
2024: €-3k
2018 → 2025
Working capital
€57k▲ 0.7%
2024 · €57k
2018: €58k
2019: €67k
2020: €61k
2021: €64k
2022: €63k
2023: €57k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€72k▼ 10.9%€64k▼ 11.2%€61k▼ 5.2%€59k▼ 3.5%
Operating result€7k-€-10k€-10k▲ 2.4%€-5k▲ 50.2%€-4k▲ 25.1%
Net result€8k-€-9k€-8k▲ 8.7%€-3k▲ 59.0%€-2k▲ 35.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€2k▼ 62.9%
Current assets
€61k▼ 2.0%
Equity and liabilities €62k
Equity
€59k▼ 3.5%
Debt
€4k▼ 32.2%
The debt ratio falls from 7.8% to 5.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-2k
Cash flow
€406▲
2024 · €-555
Solvency
94.4%▲
2024 · 92.2%
Current ratio
17.42▲
2024 · 12.04
Quick ratio
13.60▲
2024 · 9.16
Debt / equity
0.06▼
2024 · 0.08
ROE
-3.6%▲
2024 · -5.5%
ROA
-3.4%▲
2024 · -5.0%
Interest coverage
-0.66▲
2024 · -1.92
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€62k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Other tangible fixed assets26€4k€2k▼
Current assets29/58€62k€61k▼
Stocks and contracts in progress3€15k€13k▼
Stocks30/36€15k€13k▼
Amounts receivable within one year40/41€7k€12k▲
Trade receivables40€6k€10k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€37k€33k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€66k€62k▼
Equity10/15€61k€59k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€40k€38k▼
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€3k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€364€72▼
Accrued charges and deferred income492/3€15€16▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-672€245▲
Operating profit (loss)9901€-5k€-4k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-3k€-2k▲
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€38k▼
Profit (loss) brought forward from the previous period14P€44k€40k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
10-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Weakest financial yearnet €-9k ▼206%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 12current ratio 57.96
Current ratio from 5.03 to 57.96; short-term debt falls from €16k to €1k.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
2019
31-12
Financial
Highest result since 2018net €13k ▲205%
Operating result €17k, net result €13k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Irislaan 102390 MalleGround area
637 m²
Building footprint
183 m²
Volume, LiDAR
623 m³
Parcel 11032A0421/00W000, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tom Roelen Elektro
since 20042.144.125.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032A0421/00W000 | Flanders | 637 m² | 1 · 183 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 87 EUR awarded · 87 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 87 EUR | 87 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 8,687 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-2004
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
33140Repair and maintenance of electrical equipment
42220Construction of utility projects for electricity and telecommunications
77392Rental and leasing activities
96101Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.