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TOLS

Active
Sint-Pauluslaan 68 ·3080 Tervuren, Belgium
KBO/BCE: BE 0779.486.159
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TOLS is 0.6% (low). The 2025 annual accounts show equity of €3k and a net result of €134k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 280 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 04-05-2026 88 d early 2026-00102011
31-12-2024 31-07-2025 11-06-2025 50 d early 2025-00136194
31-12-2023 31-07-2024 20-06-2024 41 d early 2024-00153550
31-12-2022 31-07-2023 14-07-2023 17 d early 2023-00244801

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€134k-2.2%
Working capital€-29k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 04-05-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100k€150k€200kOperating result 2022: €84k€84kNet result 2022: €67k€67kOperating result 2023: €113k€113kNet result 2023: €88k€88kOperating result 2024: €178k€178kNet result 2024: €137k€137kOperating result 2025: €179k€179kNet result 2025: €134k€134k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~54% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€100k€200k€300k2022: €70k2023: €158k2024: €295k2025: €3k2022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 63 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 0.6% 58.1%
better than 10% of 280 sector peers
Net result €134k €31k
better than 92% of 280 sector peers
Equity €3k €51k
better than 15% of 280 sector peers
Gross operating margin €201k €50k
better than 92% of 279 sector peers
Total assets €472k €123k
better than 92% of 280 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P10
2022: P35 · n=4462023: P66 · n=6522024: P78 · n=8172025: P10 · n=2802022 2025
Stable position over 2022-2025 · n=280-817
Net result P92
2022: P86 · n=4452023: P92 · n=6502024: P95 · n=8162025: P92 · n=2802022 2025
Stable position over 2022-2025 · n=280-816
Equity P15
2022: P76 · n=4462023: P90 · n=6522024: P95 · n=8172025: P15 · n=2802022 2025
Weakening position over 2022-2025 · n=280-817
Gross operating margin P92
2022: P85 · n=4442023: P91 · n=6472024: P94 · n=8162025: P92 · n=2792022 2025
Stable position over 2022-2025 · n=279-816
Describes the position versus peers, not a forecast.
EBITDA
€197k
+1.0% 22-25
Net profit
€134k
-2.2% 22-25
Cash flow
€153k
-1.5% 22-25
Total assets
€472k
+26.5% 22-25
Equity
€3k
-99.0% 22-25
Working capital
€-29k
- 22-25
Staff costs
€3k
+6.8% 22-25
Income taxes
€46k
+13.3% 22-25
Dividends
€427k
- 22-25
Debt
€469k
+505.7% 22-25
Debt ≤ 1y
€469k
+505.7% 22-25
Current ratio
0.94
-77.6% 22-25
Quick ratio
0.94
-77.6% 22-25
Solvency
0.6%
-99.2% 22-25
Debt / equity
156.22
+59556.8% 22-25
ROE
4473.5%
+9535.5% 22-25
ROA
28.5%
-22.7% 22-25
Interest coverage
75.31
-47.2% 22-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€197k
Net profit€134k
Cash flow€153k
Staff costs€3k
Income taxes€46k
Dividends€427k
Total assets€472k
Equity€3k
Debt€469k
of which ≤ 1y€469k
of which > 1y-
Working capital€-29k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.94
Quick ratio0.94
Working capital ratio-6.2%
Solvency0.6%
Debt / equity156.22
Long-term debt ratio-
Interest coverage75.31
Gross margin-
Net margin-
ROA28.5%
ROE4473.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€472k
Fixed assets 21/28€32k
Tangible fixed assets 22/27€32k
Current assets 29/58€439k
Amounts receivable within one year 40/41€40k
Investments 50/53€297k
Cash & bank 54/58€102k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€472k
Equity 10/15€3k
Contributions / capital 10/11€3k
Reserves 13€0
Accumulated profits (losses) 14€0
Amounts payable 17/49€469k
Amounts payable within one year 42/48€469k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€201k
Operating result 9901€179k
Financial income 75€4k
Financial charges 65€3k
Result before taxes 9903€180k
Income taxes 67/77€46k
Net result for the period 9904€134k
Result to be appropriated 9905€134k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
45 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
TOLS
Sint-Pauluslaan 68, 3080 TervurenOntwerpen en programmeren van computerprogramma's
since 20212.326.557.371
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,103 m²
Buildings1
Building footprint160 m²
Volume (LiDAR)1,222 m³
Tallest building12.0 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24114B0014/00G000 Flanders 1,103 m² 1 · 160 m² 12.0 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health45Profitability100Solvency10Growth58Stability94
61 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 45
Profitability 100
Solvency 10
Growth 58
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL TOLS
Registered office
Sint-Pauluslaan 68
3080 Tervuren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.