TOITURES STRASSER
ActiveSummary
The computed 12-month bankruptcy probability of TOITURES STRASSER is 1.7% (moderate). The 2025 annual accounts show equity of €629k and a net result of €142k. Equity is growing by ~45% per year across the filed fiscal years. Its solvency ranks better than 92% of 27786 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 8.52 against 4.54 in 2024; short-term debt: 11.6% and cash: 97.8% of total assets), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
20%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
24 d early
2023
26 d late
2022
17 d early
2021
5 d early
2020
25 d late
2019
390 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€629k▲ 29.2%
2024 · €487k
2019: €61k
2020: €123k
2021: €159k
2022: €257k
2023: €390k
2024: €487k
2019 → 2025
Total assets
€712k▲ 14.3%
2024 · €623k
2019: €165k
2020: €244k
2021: €291k
2022: €445k
2023: €475k
2024: €623k
2019 → 2025
Net result
€142k▲ 46.8%
2024 · €97k
2019: €48k
2020: €62k
2021: €37k
2022: €98k
2023: €133k
2024: €97k
2019 → 2025
Working capital
€623k▲ 29.2%
2024 · €482k
2019: €33k
2020: €100k
2021: €141k
2022: €244k
2023: €378k
2024: €482k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€257k▲ 61.2%€390k▲ 51.6%€487k▲ 24.9%€629k▲ 29.2%
Operating result€52k-€133k▲ 158%€174k▲ 30.8%€141k▼ 19.2%€209k▲ 48.7%
Net result€37k-€98k▲ 166%€133k▲ 35.8%€97k▼ 26.9%€142k▲ 46.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €712k
Fixed assets
€6k ▲ 32.0%
Current assets
€706k ▲ 14.1%
Equity and liabilities €712k
Equity
€629k ▲ 29.2%
Debt
€83k ▼ 39.2%
Debt's share of the balance-sheet total falls from 21.9% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€211k▲
2024 · €144k
Cash flow
€144k▲
2024 · €100k
Current ratio
8.52▲
2024 · 4.54
Debt to equity
0.13▼
2024 · 0.28
ROE
22.6%▲
2024 · 19.9%
ROA
20.0%▲
2024 · 15.6%
Interest coverage
142.26▲
2024 · 103.35
Debt ≤ 1 year
€83k▼
2024 · €136k
Income taxes
€66k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€623k€712k▲
Fixed assets21/28€5k€6k▲
Tangible fixed assets22/27€5k€6k▲
Land and buildings22€5k€4k▼
Plant, machinery and equipment23-€2k
Financial fixed assets28€43€43=
Current assets29/58€618k€706k▲
Amounts receivable within one year40/41€69k€10k▼
Trade receivables40€62k€3k▼
Other amounts receivable41€7k€7k▼
Cash at bank and in hand54/58€549k€696k▲
Deferred charges and accrued income490/1€723-
Equity and liabilities
Total equity and liabilities10/49€623k€712k▲
Equity10/15€487k€629k▲
Contributions10/11€12k€12k=
Reserves13€99k€241k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€97k€239k▲
Profit (loss) carried forward14€376k€376k=
Amounts payable17/49€136k€83k▼
Amounts payable within one year42/48€136k€83k▼
Trade debts44€50k€2k▼
Suppliers440/4€50k€2k▼
Taxes, remuneration and social security45€86k€81k▼
Taxes450/3€86k€81k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€146k€213k▲
Operating profit (loss)9901€141k€209k▲
Financial income75/76B€242€141▼
Recurring financial income75€242€141▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Non-recurring financial charges66B€45-
Profit (loss) for the period before taxes9903€140k€208k▲
Income taxes67/77€43k€66k▲
Profit (loss) for the period9904€97k€142k▲
Profit (loss) for the period to be appropriated9905€97k€142k▲
Appropriation of the result
Profit (loss) to be appropriated9906€472k€518k▲
Profit (loss) brought forward from the previous period14P€376k€376k=
Transfer to equity691/2€97k€142k▲
To other reserves6921€97k€142k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €142k ▲46.8%
Operating result €209k, net result €142k, both a record.
31-12
Financial
Equity above €500kEq €629k ▲29.2%
7 profitable years in a row build equity to €629k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 5.44
Current ratio from 2.31 to 5.44; short-term debt falls from €186k to €85k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €257k ▲61.2%
4 profitable years in a row build equity to €257k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €37k ▼41%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €159k ▲29.9%
3 profitable years in a row build equity to €159k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 390 days late
2020
31-12
Financial
Equity above €100kEq €123k ▲103%
2 profitable years in a row build equity to €123k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Paliseul · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Naomé, Opont 26852 PaliseulGround area
378 m²
Building footprint
159 m²
Volume, LiDAR
909 m³
Parcel 84048C0087/00G000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Toitures Strasser
since 20182.283.227.372
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84048C0087/00G000 | Wallonia | 378 m² | 1 · 159 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 2,608 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:john.strasser@hotmail.com
Phone:+32478937355