Age13 yrs
Board1
Staff (FTE)1.4
Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for TOITURES LAMBOT according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €254k and a net result of €7k.
Based on the State Gazette, CBE and 5 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events20-02-2024
Bankruptcy
Opening
Signals
Insufficient current data: the most recent filed accounts (financial year 2023) are too old to derive current signals.
Filing behaviour
From the deposit records, complete market-wideFiling behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 09-12-2023, 53 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2023, that is 31-01-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | nothing on record | not filed | - |
| 30-06-2024 | 31-01-2025 | nothing on record | not filed | - |
| 30-06-2023 | 31-01-2024 | 09-12-2023 | 53 d early | 2023-00527321 |
| 30-06-2022 | 31-01-2023 | 26-01-2023 | 5 d early | 2023-00006557 |
| 30-06-2021 | 31-01-2022 | 07-01-2022 | 24 d early | 2022-00600495 |
| 30-06-2020 | 31-01-2021 | 22-01-2021 | 9 d early | 2021-01400561 |
| 30-06-2019 | 31-01-2020 | 29-11-2019 | 63 d early | 2019-74800418 |
| 30-06-2018 | 31-01-2019 | 21-12-2018 | 41 d early | 2018-75300436 |
| 30-06-2017 | 31-01-2018 | 17-01-2018 | 14 d early | 2018-01700194 |
| 30-06-2016 | 31-01-2017 | 09-01-2017 | 22 d early | 2017-00700242 |
| 30-06-2015 | 31-01-2016 | 29-12-2015 | 33 d early | 2015-70600553 |
| 30-06-2014 | 31-01-2015 | 15-01-2015 | 16 d early | 2015-01600306 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€7k-59.5%
Working capital€189k-67.1%
Directors1
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 09-12-2023 with the NBB · fiscal year 2023 · volledig
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 31.1% | 36.6% | |
| Net result | €7k | €23k | |
| Equity | €254k | €96k | |
| Gross operating margin | €138k | €110k | |
| Staff costs | €69k | €155k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P41
Stable position over 2020-2023
· n=263-454
P33
Weakening position over 2020-2023
· n=263-454
P71
Stable position over 2020-2023
· n=263-455
P53
Stable position over 2020-2023
· n=237-425
Describes the position versus peers, not a forecast.
€67k
-12.6%
19-23
€7k
-59.5%
19-23
€41k
-20.8%
19-23
€815k
-31.5%
19-23
€254k
+2.7%
19-23
€189k
-67.1%
19-23
1
-30.0%
19-23
€69k
-20.6%
19-23
€4k
-10.7%
19-23
€561k
-40.5%
19-23
€430k
+11.7%
19-23
€132k
-76.4%
19-23
1.44
-42.2%
19-23
0.77
-23.8%
19-23
31.1%
+50.0%
19-23
2.21
-42.1%
19-23
2.6%
-60.6%
19-23
0.8%
-40.9%
19-23
2.72
-26.3%
19-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €67k |
| Net profit | €7k |
| Cash flow | €41k |
| Staff costs | €69k |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €815k |
| Equity | €254k |
| Debt | €561k |
| of which ≤ 1y | €430k |
| of which > 1y | €132k |
| Working capital | €189k |
| Employees (FTE) | 1.4 |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 1.44 |
| Quick ratio | 0.77 |
| Working capital ratio | 23.2% |
| Solvency | 31.1% |
| Debt / equity | 2.21 |
| Long-term debt ratio | 0.52 |
| Interest coverage | 2.72 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.8% |
| ROE | 2.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €815k |
| Fixed assets | 21/28 | €197k |
| Tangible fixed assets | 22/27 | €186k |
| Financial fixed assets | 28 | €11k |
| Current assets | 29/58 | €619k |
| Stocks & contracts in progress | 3 | €286k |
| Amounts receivable within one year | 40/41 | €236k |
| Cash & bank | 54/58 | €28k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €815k |
| Equity | 10/15 | €254k |
| Contributions / capital | 10/11 | €13k |
| Reserves | 13 | €91k |
| Accumulated profits (losses) | 14 | €151k |
| Amounts payable | 17/49 | €561k |
| Amounts payable after one year | 17 | €132k |
| Amounts payable within one year | 42/48 | €430k |
| Trade debts payable within one year | 44 | €77k |
| Income statement | ||
| Gross operating margin | 9900 | €138k |
| Operating result | 9901 | €32k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €25k |
| Result before taxes | 9903 | €11k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2023 · computed1
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
LambotDirectorState Gazette act 24359086 (13-02-2024)Current13-02-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | JEAN-GREGOIRE SEPULCHRE PLACE DE
SEURRE 34B, 5570 BEAURAING |
08-02-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Dakwerkzaamheden(43410) |
| Legal form | Private limited company(610) |
| Incorporation | 14-09-2012 |
| Status | Active |
| Postal code | 5575 |
| First BS signal | 20-02-2024 |
| Latest BS signal | 20-02-2024 |
Structure & network
Ownership & control
No ownership or control structure found in the sources.
For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.
1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph-Dubois, Houdr. 665575 GedinneEstablishment units
1 locationToitures Lambot
since 20122.212.509.127
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette20-02-2024
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 2 years ago
2024
13-02-2024 1 director appointed, 1 reappointed
- Lambot, Bestuurder
- Lambot, Bestuurder
Notary:
Paul-Alexandre DOÏCESCO · Gedinne
Analysis
Snowflake analysis
financial profile on 5 axes25
/ 100
Fragile profile, watch stability in particular.
All 5 axes are computed from data Checked has read.
Health
1
Profitability
13
Solvency
59
Growth
52
Stability
0
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 1,270 of the 8,503 companies in this sector. 901 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Dakwerkzaamheden43410Dakwerkzaamheden43910Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Waterdichtingswerken van muren43421Overige gespecialiseerde bouwactiviteiten, neg43990Waterdichtingswerken van muren43991Restaureren van bouwwerken43995
Primary activity highlighted.
Names & trade names
| Legal nameFR | TOITURES LAMBOT |
Registered office
Rue Joseph-Dubois, Houdr. 66
5575 Gedinne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.