TOITURE LEBAILLY
ActiveThe computed 12-month bankruptcy probability of TOITURE LEBAILLY is 2.3% (moderate). The 2025 annual accounts show equity of €90k and a net result of €2k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 27619 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-38
Solvency56▼-15
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 2.77 in 2024; short-term debt: 21% and cash: 4.7% of total assets), but 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.3%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
15 d early
2023
34 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▼ 19.3%
2024 · €112k
2022: €49k
2023: €64k
2024: €112k
2022 → 2025
Total assets
€287k▲ 18.0%
2024 · €244k
2022: €91k
2023: €117k
2024: €244k
2022 → 2025
Net result
€2k▼ 94.8%
2024 · €47k
2022: €29k
2023: €15k
2024: €47k
2022 → 2025
Working capital
€45k▼ 44.4%
2024 · €80k
2022: €40k
2023: €51k
2024: €80k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€49k-€64k▲ 31.0%€112k▲ 73.5%€90k▼ 19.3%
Operating result€39k-€16k▼ 58.9%€62k▲ 289%€11k▼ 82.0%
Net result€29k-€15k▼ 47.8%€47k▲ 211%€2k▼ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets
€183k▲ 54.6%
Current assets
€105k▼ 16.4%
Equity and liabilities €287k
Equity
€90k▼ 19.3%
Debt
€197k▲ 49.6%
The debt ratio rises from 54.2% to 68.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €71k
Cash flow
€21k▼
2024 · €56k
Solvency
31.3%▼
2024 · 45.8%
Current ratio
1.74▼
2024 · 2.77
Quick ratio
0.91▼
2024 · 2.03
Debt / equity
2.19▲
2024 · 1.18
ROE
2.7%▼
2024 · 42.4%
ROA
0.9%▼
2024 · 19.4%
Interest coverage
4.18▼
2024 · 18.96
Debt
€197k▲
2024 · €132k
Debt ≤ 1 year
€60k▲
2024 · €45k
Debt > 1 year
€137k▲
2024 · €87k
Income taxes
€2k▼
2024 · €12k
Staff costs
€95k▼
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€287k▲
Fixed assets21/28€118k€183k▲
Intangible fixed assets21€9k-
Tangible fixed assets22/27€108k€181k▲
Land and buildings22€92k€89k▼
Plant, machinery and equipment23€14k€86k▲
Furniture and vehicles24€1k€5k▲
Financial fixed assets28€2k€2k▲
Current assets29/58€125k€105k▼
Stocks and contracts in progress3€34k€50k▲
Stocks30/36€34k€50k▲
Amounts receivable within one year40/41€68k€39k▼
Trade receivables40€42k€32k▼
Other amounts receivable41€27k€7k▼
Cash at bank and in hand54/58€20k€14k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€244k€287k▲
Equity10/15€112k€90k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€92k€70k▼
Amounts payable17/49€132k€197k▲
Amounts payable after more than one year17€87k€137k▲
Financial debts170/4€87k€137k▲
Amounts payable within one year42/48€45k€60k▲
Current portion of amounts payable after more than one year42€4k€16k▲
Trade debts44€31k€21k▼
Suppliers440/4€31k€21k▼
Taxes, remuneration and social security45€11k€22k▲
Taxes450/3€6k€14k▲
Remuneration and social security454/9€5k€8k▲
Other amounts payable47/48-€23
Income statement
Code20242025
Remuneration, social security and pensions62€113k€95k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€19k▲
Other operating charges640/8€1k€932▼
Gross operating margin9900€185k€126k▼
Operating profit (loss)9901€62k€11k▼
Financial income75/76B€1k€678▼
Recurring financial income75€1k€678▼
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€60k€5k▼
Income taxes67/77€12k€2k▼
Profit (loss) for the period9904€47k€2k▼
Profit (loss) for the period to be appropriated9905€47k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€92k€94k▲
Profit (loss) brought forward from the previous period14P€44k€92k▲
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼94.8%
Net result drops to €2k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €47k ▲211%
Operating result €62k, net result €47k, both a record.
31-12
Financial
Equity above €100kEq €112k ▲73.5%
3 profitable years in a row build equity to €112k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Fabrique,Moustier 205190 Jemeppe-sur-SambreGround area
1,446 m²
Building footprint
150 m²
Volume, LiDAR
1,004 m³
Parcel 92091A0339/00E000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOITURE LEBAILLY
since 20212.331.235.741
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92091A0339/00E000 | Wallonia | 1,446 m² | 1 · 150 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LE MILAN
BE 0476.210.117
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LAMY-VANDERBIEST
BE 0887.330.066
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A & M Dakwerken
BE 1001.044.354
Sint-Niklaas · Eq €90k
Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 3,796 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2021
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
16230Manufacture of other builders' carpentry and joinery
43110Demolition
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43995Specialised construction activities
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:toiturelebailly@gmail.com