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Together Forward

Active
KBO/BCE: BE 1004.336.515
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Belgian State Gazette acts: 0 of 1 read
Age2 yrs
Real estate1 parcel · 938 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Together Forward is 0.4% (very low). The 2025 annual accounts show equity of €163k and a net result of €80k. Its solvency ranks better than 79% of 4760 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 79% of 4760 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 30-03-2026 31 d early 2026-00070137
30-09-2024 30-04-2025 31-03-2025 30 d early 2025-00061039

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€80k-2.1%
Working capital€134k+193.9%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-03-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100kOperating result 2024: €103k€103kNet result 2024: €82k€82kOperating result 2025: €101k€101kNet result 2025: €80k€80k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 81.8% 55.4%
better than 79% of 4760 sector peers
Net result €80k €38k
better than 77% of 4760 sector peers
Equity €163k €64k
better than 76% of 4761 sector peers
Gross operating margin €110k €61k
better than 75% of 4753 sector peers
Total assets €200k €146k
better than 62% of 4761 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€110k
+0.1% 24-25
Net profit
€80k
-2.1% 24-25
Cash flow
€89k
+0.9% 24-25
Total assets
€200k
+70.1% 24-25
Equity
€163k
+94.8% 24-25
Working capital
€134k
+193.9% 24-25
Income taxes
€20k
-3.5% 24-25
Dividends
€833
+23.4% 24-25
Show 9 other metrics
Debt
€36k
+8.5% 24-25
Debt ≤ 1y
€36k
+8.5% 24-25
Current ratio
4.69
+98.5% 24-25
Quick ratio
4.69
+98.5% 24-25
Solvency
81.8%
+14.5% 24-25
Debt / equity
0.22
-44.3% 24-25
ROE
49.2%
-49.7% 24-25
ROA
40.2%
-42.5% 24-25
Interest coverage
3924.10
-96.3% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€110k
Net profit€80k
Cash flow€89k
Staff costs-
Income taxes€20k
Dividends€833
Total assets€200k
Equity€163k
Debt€36k
of which ≤ 1y€36k
of which > 1y-
Working capital€134k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.69
Quick ratio4.69
Working capital ratio67.3%
Solvency81.8%
Debt / equity0.22
Long-term debt ratio-
Interest coverage3924.10
Gross margin-
Net margin-
ROA40.2%
ROE49.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€200k
Fixed assets 21/28€29k
Tangible fixed assets 22/27€29k
Current assets 29/58€171k
Amounts receivable within one year 40/41€20k
Investments 50/53€35k
Cash & bank 54/58€115k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€200k
Equity 10/15€163k
Contributions / capital 10/11€3k
Reserves 13€160k
Accumulated profits (losses) 14€670
Amounts payable 17/49€36k
Amounts payable within one year 42/48€36k
Trade debts payable within one year 44€668
Income statement
Gross operating margin 9900€110k
Operating result 9901€101k
Financial charges 65€28
Result before taxes 9903€101k
Income taxes 67/77€20k
Net result for the period 9904€80k
Result to be appropriated 9905€80k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Together Forward
Lomolenstraat 64, 9880 AalterOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20242.354.861.278
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area938 m²
Buildings1
Building footprint134 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44035C0380/00D000 Flanders 938 m² 1 · 133 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured
Health93Profitability100Solvency100Growth52Stability82
85 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 82

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,459 of the 82,174 companies in this sector. 12,100 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL Together Forward
Registered office
Lomolenstraat 64
9880 Aalter, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.