Toffy Trans
ActiveToffy Trans has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €21k. Equity is shrinking by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 4488 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency71▲+47
Growth58=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.08 in 2024), but 63% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37%
Return on assets
45.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
24 d early
2024
26 d late
2023
8 d late
2022
4 d early
2021
11 d late
2020
20 d late
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 170%
2024 · €6k
2018: €31k
2019: €34k
2020: €55k
2021: €28k
2022: €51k
2023: €-14k
2024: €6k
2018 → 2025
Total assets
€46k▲ 22.9%
2024 · €37k
2018: €87k
2019: €103k
2020: €116k
2021: €72k
2022: €68k
2023: €34k
2024: €37k
2018 → 2025
Net result
€21k▲ 2.6%
2024 · €20k
2018: €13k
2019: €12k
2020: €21k
2021: €8k
2022: €22k
2023: €-64k
2024: €20k
2018 → 2025
Working capital
€13k▲ 744%
2024 · €2k
2018: €4k
2019: €20k
2020: €51k
2021: €30k
2022: €56k
2023: €-7k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€51k▲ 77.5%€-14k€6k€17k▲ 170%
Operating result€9k-€28k▲ 206%€-65k€15k€20k▲ 32.1%
Net result€8k-€22k▲ 183%€-64k€20k€21k▲ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€10k▼ 36.2%
Current assets
€36k▲ 63.8%
Equity and liabilities €46k
Equity
€17k▲ 170%
Debt
€29k▼ 6.9%
The debt ratio falls from 83.2% to 63.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▲
2024 · €20k
Cash flow
€26k▲
2024 · €25k
Solvency
37.0%▲
2024 · 16.8%
Current ratio
1.60▲
2024 · 1.08
Quick ratio
1.60▲
2024 · 1.08
Debt / equity
1.70▼
2024 · 4.94
ROE
122.2%▼
2024 · 322.1%
ROA
45.2%▼
2024 · 54.2%
Interest coverage
18.90▲
2024 · 9.72
Debt
€29k▼
2024 · €31k
Debt ≤ 1 year
€23k▲
2024 · €20k
Debt > 1 year
€5k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€46k▲
Fixed assets21/28€15k€10k▼
Tangible fixed assets22/27€15k€10k▼
Plant, machinery and equipment23€575€315▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€10k€7k▼
Current assets29/58€22k€36k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€21k€35k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€19k€33k▲
Cash at bank and in hand54/58€839€306▼
Deferred charges and accrued income490/1€295€215▼
Equity and liabilities
Total equity and liabilities10/49€37k€46k▲
Equity10/15€6k€17k▲
Contributions10/11€6k€6k=
Reserves13€22k€12k▼
Tax-exempt reserves132€0-
Distributable reserves133€22k€12k▼
Profit (loss) carried forward14€-22k€-2k▲
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€31k€29k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€20k€23k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€7k€4k▼
Other loans439€7k€4k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€0€10k▲
Accrued charges and deferred income492/3€559€745▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€21k€26k▲
Operating profit (loss)9901€15k€20k▲
Financial income75/76B€629€2k▲
Recurring financial income75€629€2k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€13k€21k▲
Transfer from deferred taxes780€7k€0▼
Profit (loss) for the period9904€20k€21k▲
Transfer from tax-exempt reserves789€20k€0▼
Profit (loss) for the period to be appropriated9905€40k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-2k▲
Profit (loss) brought forward from the previous period14P€-62k€-22k▲
Transfer from equity791/2-€10k
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €-64k ▼392%
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €22k ▲183%
Operating result €28k, net result €22k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 6.67
Current ratio from 1.72 to 6.67; short-term debt falls from €41k to €10k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Itegembaan 1412590 BerlaarGround area
350 m²
Building footprint
64 m²
Volume, LiDAR
497 m³
Parcel 12002B0272/00M000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Itegembaan 141, 2590 Berlaar
since 20162.252.783.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002B0272/00M000 | Flanders | 350 m² | 1 · 64 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,449 companies in sector 49410 we hold annual accounts for 8,086. 4,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2016
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.