TOCAFLO
ActiveSummary
TOCAFLO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €663k and a net result of €316. Equity remains stable across the filed fiscal years (±0.4% per year). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
short-term debt: 0.2% and cash: 28.4% of total assets, and 8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
0%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-02-2026, 83 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
83 d early
2024
83 d early
2023
75 d early
2022
69 d early
2021
101 d early
2020
108 d early
2019
192 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€316
2024 · €-5k
2018: €-14k
2019: €2k
2020: €-2k
2021: €1k
2022: €-2k
2023: €-9k
2024: €-5k
2018 → 2025
Working capital
€203k▲ 31.9%
2022 · €154k
2019: €93k
2020: €112k
2021: €135k
2022: €154k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€679k-€677k▼ 0.3%€668k▼ 1.4%€662k▼ 0.8%€663k=
Operating result€667-€-4k€-12k▼ 233%€-8k▲ 32.3%€-1k▲ 86.8%
Net result€1k-€-2k€-9k▼ 321%€-5k▲ 42.3%€316
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €720k
Fixed assets
€516k ▼ 4.5%
Current assets
€204k ▲ 12.6%
Equity and liabilities €720k
Equity
€663k
Provisions
€56k
Debt
€1k
Debt finances 0.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€23k▲
2024 · €16k
Cash flow
€25k▲
2024 · €19k
Debt to equity
0.00
ROE
0.0%▲
2024 · -0.8%
ROA
0.0%▲
2024 · -0.7%
Interest coverage
70.69▲
2024 · 49.72
Debt ≤ 1 year
€1k
Income taxes
€1k
A ratio outside any meaningful range has been withheld (balance sheet total €720k, equity €663k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€721k€720k▼
Fixed assets21/28€540k€516k▼
Tangible fixed assets22/27€540k€516k▼
Land and buildings22€540k€516k▼
Current assets29/58€181k€204k▲
Cash at bank and in hand54/58€181k€204k▲
Deferred charges and accrued income490/1€224€228▲
Equity and liabilities
Total equity and liabilities10/49€721k€720k▼
Equity10/15€662k€663k=
Contributions10/11€428k€428k=
Capital10€428k€428k=
Issued capital100€428k€428k=
Reserves13€158k€151k▼
Non-distributable reserves130/1€43k€43k=
Legal reserve130€43k€43k=
Tax-exempt reserves132€115k€108k▼
Profit (loss) carried forward14€76k€83k▲
Provisions and deferred taxes16€59k€56k▼
Deferred taxes168€59k€56k▼
Amounts payable17/49-€1k
Amounts payable within one year42/48-€1k
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k=
Other operating charges640/8€7k€4k▼
Gross operating margin9900€23k€27k▲
Operating profit (loss)9901€-8k€-1k▲
Financial charges65/66B€324€329▲
Recurring financial charges65€324€329▲
Profit (loss) for the period before taxes9903€-9k€-1k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77-€1k
Profit (loss) for the period9904€-5k€316▲
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€867€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€83k▲
Profit (loss) brought forward from the previous period14P€76k€76k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Back to profitnet €316
Net result €316 after 3 loss-making years.
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Liquidity doublescurrent ratio 106.63
Current ratio from 52.32 to 106.63; short-term debt falls from €3k to €1k.
19-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
13-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vergoteplein 191200 Sint-Lambrechts-WoluweGround area
256 m²
Building footprint
113 m²
Volume, LiDAR
1,545 m³
Parcel 21673D0155/00E002, Brussels · tallest building 19.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Vergoteplein 19, 1200 Sint-Lambrechts-Woluwe
since 20022.094.730.737
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0155/00E002 | Brussels | 256 m² | 1 · 113 m² | 19.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-03-2002
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.