TO BE LISA
ActiveSummary
TO BE LISA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €4k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+29
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 8.37 against 11.06 in 2024; short-term debt: 11.4% and cash: 9.8% of total assets), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
8.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d late
2023
16 d early
2022
30 d late
2021
2 d early
2020
8 d early
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 13.3%
2024 · €29k
2018: €24k
2019: €25k
2020: €27k
2021: €27k
2022: €27k
2023: €29k
2024: €29k
2018 → 2025
Total assets
€44k▲ 14.6%
2024 · €38k
2018: €38k
2019: €47k
2020: €43k
2021: €38k
2022: €43k
2023: €69k
2024: €38k
2018 → 2025
Net result
€4k▲ 2,445%
2024 · €153
2018: €867
2019: €983
2020: €2k
2021: €82
2022: €94
2023: €2k
2024: €153
2018 → 2025
Working capital
€37k▲ 18.9%
2024 · €31k
2018: €11k
2019: €17k
2020: €22k
2021: €25k
2022: €26k
2023: €30k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€27k▲ 0.3%€29k▲ 5.5%€29k▲ 0.5%€33k▲ 13.3%
Operating result€3k-€4k▲ 69.5%€8k▲ 84.7%€5k▼ 39.1%€8k▲ 54.6%
Net result€82-€94▲ 15.2%€2k▲ 1,495%€153▼ 89.8%€4k▲ 2,445%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 55% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€2k ▼ 50.6%
Current assets
€42k ▲ 22.8%
Equity and liabilities €44k
Equity
€33k ▲ 13.3%
Debt
€11k ▲ 18.6%
Debt's share of the balance-sheet total rises from 24.1% to 25.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €7k
Cash flow
€6k▲
2024 · €2k
Current ratio
8.37▼
2024 · 11.06
Quick ratio
3.98▼
2024 · 11.06
Debt to equity
0.33▲
2024 · 0.32
ROE
11.8%▲
2024 · 0.5%
ROA
8.8%▲
2024 · 0.4%
Interest coverage
3.91▲
2024 · 1.71
Debt ≤ 1 year
€5k▲
2024 · €3k
Debt > 1 year
€6k=
2024 · €6k
Income taxes
€1k▲
2024 · €660
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€44k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€34k€42k▲
Stocks and contracts in progress3-€22k
Stocks30/36-€22k
Amounts receivable within one year40/41€24k€15k▼
Trade receivables40€9k€0▼
Other amounts receivable41€15k€15k▲
Cash at bank and in hand54/58€10k€4k▼
Deferred charges and accrued income490/1€239€668▲
Equity and liabilities
Total equity and liabilities10/49€38k€44k▲
Equity10/15€29k€33k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€9k€13k▲
Amounts payable17/49€9k€11k▲
Amounts payable after more than one year17€6k€6k=
Financial debts170/4€6k€6k=
Amounts payable within one year42/48€3k€5k▲
Financial debts43€138€166▲
Credit institutions430/8€138€166▲
Trade debts44€949€1k▲
Suppliers440/4€949€1k▲
Taxes, remuneration and social security45€180€2k▲
Taxes450/3€180€2k▲
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€194€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€943€465▼
Non-recurring operating charges66A€40€0▼
Gross operating margin9900€8k€10k▲
Operating profit (loss)9901€5k€8k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€813€5k▲
Income taxes67/77€660€1k▲
Profit (loss) for the period9904€153€4k▲
Profit (loss) for the period to be appropriated9905€153€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€13k▲
Profit (loss) brought forward from the previous period14P€9k€9k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €4k ▲2445%
Net result €4k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity times 6current ratio 11.06
Current ratio from 1.88 to 11.06; short-term debt falls from €34k to €3k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €82 ▼96.2%
Net result drops to €82, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lambermontlaan 1741030 BrusselGround area
283 m²
Building footprint
110 m²
Volume, LiDAR
1,614 m³
Parcel 21902A0423/00D009, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
TO BE LISA
since 20142.233.565.946
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0423/00D009 | Brussels | 283 m² | 1 · 110 m² | 20.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FAB SYS - IT SOLUTIONS
BE 0735.565.252
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Tech Sourcing Solution
BE 0763.746.920
Elsene · Eq €32,977
Aerneo
BE 1008.982.023
Brussel · Eq €32,973
BLACK BOX NETWORK SERVICES
BE 0427.904.513
Zaventem · Eq €33,259
NETCONFIG
BE 0475.058.884
Nijlen · Eq €33,366
Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,265 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
46190Agents in non-specialised wholesale trade
46500Wholesale of information and communication equipment
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.