Summary
TN BUSINESS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency66▲+16
Growth72▼-13
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.3%
Age of the figures
9 mo
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
NBB · annual accounts 2024Net result per financial year
21222324
2021 to 2024 · latest year €11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
49 d late
2024
89 d late
2023
30 d late
2022
62 d late
2021
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€79k▲ 29.3%
2021 · €61k
2021: €61k
2021 → 2022
EBIT margin
0.4%▼ 16.1pp
2021 · 16.5%
2021: 16.5%
2021 → 2022
Net result
€11k▲ 915%
2023 · €1k
2021: €10k
2022: €4
2023: €1k
2021 → 2024
Working capital
€8k
2024 · €-9k
2021: €10k
2022: €-328
2023: €-21k
2024: €-9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€61k-€79k▲ 29.3%
Equity€10k-€10k=€12k▲ 10.3%€23k▲ 95.1%€8k▼ 63.8%
Operating result€10k-€283▼ 97.2%€2k▲ 732%€16k▲ 587%
Net result€10k-€4▼ 100.0%€1k▲ 27,163%€11k▲ 915%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 587% above 2023 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €20k
Equity
€8k ▼ 63.8%
Debt
€12k ▼ 83.0%
Debt's share of the balance-sheet total falls from 75.2% to 58.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.70▲
2024 · 0.86
Debt to equity
1.42▼
2024 · 3.03
Debt ≤ 1 year
€12k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€91k€20k▼
Fixed assets21/28€32k-
Tangible fixed assets22/27€32k-
Furniture and vehicles24€32k-
Current assets29/58€59k€20k▼
Stocks and contracts in progress3€5k-
Stocks30/36€5k-
Amounts receivable within one year40/41€22k€20k▼
Trade receivables40€22k€13k▼
Other amounts receivable41€400€7k▲
Cash at bank and in hand54/58€31k€184▼
Equity and liabilities
Total equity and liabilities10/49€91k€20k▼
Equity10/15€23k€8k▼
Contributions10/11€1k-
Profit (loss) carried forward14€22k€8k▼
Amounts payable17/49€68k€12k▼
Amounts payable within one year42/48€68k€12k▼
Trade debts44€27k€777▼
Suppliers440/4€27k€777▼
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€10k-
Taxes450/3€10k-
Other amounts payable47/48€31k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k-
Other operating charges640/8€1k-
Gross operating margin9900€34k-
Operating profit (loss)9901€16k-
Financial charges65/66B€574-
Recurring financial charges65€324-
Non-recurring financial charges66B€250-
Profit (loss) for the period before taxes9903€16k-
Income taxes67/77€5k-
Profit (loss) for the period9904€11k-
Profit (loss) for the period to be appropriated9905€11k-
Appropriation of the result
Profit (loss) to be appropriated9906€22k-
Profit (loss) brought forward from the previous period14P€11k-
Transfer from equity791/2-€8k
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 49 days late
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
31-12
Financial
Highest result since 2021net €11k ▲915%
Operating result €16k, net result €11k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 62 days late
2022
31-12
Financial
Weakest financial yearnet €4 ▼100%
Net result drops to €4, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 4871785 MerchtemGround area
556 m²
Building footprint
81 m²
Volume, LiDAR
631 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TN BUSINESS
since 20202.305.787.790
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23028A0152/00S002 | Flanders | 383 m² | 1 · 81 m² | 11.3 m · 3 fl. |
| 23322C0249/00M003 | Flanders | 173 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CAR PROTECT MOBILE
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DOVAS
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Of 848 companies in sector 95319 we hold annual accounts for 252. 163 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
95319Other maintenance and repair of motor vehicles
18120Other printing
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.