Skip to content

TML e FILHOS

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 4 yrs active
Ikaroslaan 1 ·1930 Zaventem, Belgium
KBO/BCE: BE 0787.292.481
Watch Print / PDF
Age4 yrs
Staff (FTE)0.3
Connections21
Real estate2 parcels · 5,544 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TML e FILHOS is 6.2% (elevated). The 2025 annual accounts show negative equity (€-28k) and a net result of €-7k. Equity is shrinking by ~51.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 1080 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
6.2% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-7k+51.2%
Working capital€-71k-11.6%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 21-04-2026 with the NBB · fiscal year 2025 · micro
€-15k€-10k€-5k€0Operating result 2022: €-9k€-9kNet result 2022: €-9k€-9kOperating result 2023: €720€720Net result 2023: €-2k€-2kOperating result 2024: €-10k€-10kNet result 2024: €-13k€-13kOperating result 2025: €-4k€-4kNet result 2025: €-7k€-7k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~51.6%/year over 4 fiscal years, indicative, assuming unchanged policy.
€-60k€-40k€-20k€02026: €-35k (€-37k - €-33k)2027: €-43k (€-45k - €-40k)2028: €-50k (€-52k - €-48k)2022: €-6k2023: €-8k2024: €-21k2025: €-28k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -42.7% 25.9%
better than 12% of 1080 sector peers
Net result €-7k €7k
better than 20% of 1081 sector peers
Equity €-28k €23k
better than 11% of 1083 sector peers
Gross operating margin €19k €64k
better than 24% of 1077 sector peers
Staff costs €7k €52k
higher than 19% of 788 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P12
2022: P22 · n=35442023: P28 · n=47912024: P19 · n=56152025: P12 · n=10802022 2025
Weakening position over 2022-2025 · n=1080-5615
Net result P20
2022: P30 · n=35262023: P38 · n=47802024: P18 · n=56032025: P20 · n=10812022 2025
Weakening position over 2022-2025 · n=1081-5603
Equity P11
2022: P26 · n=35502023: P25 · n=48052024: P16 · n=56262025: P11 · n=10832022 2025
Weakening position over 2022-2025 · n=1083-5626
Gross operating margin P24
2022: P11 · n=35122023: P43 · n=47632024: P31 · n=55892025: P24 · n=10772022 2025
Stable position over 2022-2025 · n=1077-5589
Describes the position versus peers, not a forecast.
EBITDA
€2k
- -90% vs sector
Net profit
€-7k
+51.2% far below sector median
Cash flow
€-294
+96.0% far below sector median
Total assets
€65k
-6.6% -85% vs sector
Equity
€-28k
-31.1% far below sector median
Working capital
€-71k
-11.6% far below sector median
Employees (FTE)
0
-70.0% -97% vs sector
Staff costs
€7k
-68.4% -98% vs sector
Debt
€92k
+2.2% -64% vs sector
Debt ≤ 1y
€92k
+6.9% -38% vs sector
Debt > 1y
€4k
-69.2% -97% vs sector
Current ratio
0.23
-12.3% -89% vs sector
Quick ratio
0.02
+6.7% -99% vs sector
Solvency
-42.7%
-40.4% far below sector median
Debt / equity
-3.34
+22.1% far below sector median
ROE
23.7%
-62.8% far above sector median
ROA
-10.1%
+47.7% far below sector median
Interest coverage
0.89
- -68% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€2k
Net profit€-7k
Cash flow€-294
Staff costs€7k
Income taxes-
Dividends-
Total assets€65k
Equity€-28k
Debt€92k
of which ≤ 1y€92k
of which > 1y-
Working capital€-71k
Employees (FTE)0.3
Ratios (computed)
2025
Current ratio0.23
Quick ratio0.02
Working capital ratio-109.3%
Solvency-42.7%
Debt / equity-3.34
Long-term debt ratio-
Interest coverage0.89
Gross margin-
Net margin-
ROA-10.1%
ROE23.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€65k
Fixed assets 21/28€43k
Intangible fixed assets 21€32k
Tangible fixed assets 22/27€8k
Financial fixed assets 28€2k
Current assets 29/58€22k
Stocks & contracts in progress 3€20k
Amounts receivable within one year 40/41€968
Cash & bank 54/58€886
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€65k
Equity 10/15€-28k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-31k
Amounts payable 17/49€92k
Amounts payable within one year 42/48€92k
Trade debts payable within one year 44€31k
Income statement
Gross operating margin 9900€19k
Operating result 9901€-4k
Financial income 75€2
Financial charges 65€3k
Result before taxes 9903€-7k
Net result for the period 9904€-7k
Result to be appropriated 9905€-7k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
15 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Connections & network

21 connected companies
+21 companies via a shared address +21via a sharedaddressTML e FILHOS TML e FILHOS0787.292.481
Shared address / shareholderBundled connections
Network connections
ALL INCLUDED
Shared address
→
Allsafe consultancy
Shared address
→
APLEONA BELGIUM
Shared address
→
Bnewable
Shared address
→
BVBA INTERACT
Shared address
→
Caerus Consulting
Shared address
→
DK RENOV CONCEPT
Shared address
→
DMR CONCEPT
Shared address
→
FAR Consulting
Shared address
→
K2K ICT
Shared address
→
KINV Group
Shared address
→
MAAO EXPORT
Shared address
→
MONI-CONSTRUCT
Shared address
→
→
PAVIARIS
Shared address
→
PINK ATTITUDES
Shared address
→
REFORM TECHNOLOGIES
Shared address
→
SKYTEX PLUS
Shared address
→
T.I. Experiences
Shared address
→
UFFIZI
Shared address
→
ZYNGA
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Establishment units

1 location
Bergense Steenweg 481, 1070 Anderlecht
Café-restaurants (tavernen)
since 20222.336.393.567
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area5,544 m²
Buildings2
Building footprint672 m²
Volume (LiDAR)1,327 m³
Tallest building14.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23772B0101/00B000 Flanders 5,421 m² 1 · 499 m² -
21001A0565/00P010 Brussels 123 m² 1 · 173 m² 14.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Address history · 1
28-10-2022
v3.2
All acts · 3 updated 3 months ago
2026
23-04-2026 Act object · General meeting · Officer resignation · Officer discharge Open-capture extraction
  • Filing: 2026-04-16 · TML e FILHOS
  • Publication: 2026-04-23 · TML e FILHOS
  • Act object: Ontslag en benoeming van een bestuurder · TML e FILHOS
  • General meeting: date: 2026-04-15, time: 16:00, type: bijzondere algemene aandeelhoudersvergadering, location: hoofdkantoor van accountantskantoor GMG OFFICE, Kam 56 in 1780 Wemmel · TML e FILHOS
  • Officer resignation: date: 2026-04-15, role: bestuurder · Liliana Rodrigues Da Rocha
  • Officer discharge · Liliana Rodrigues Da Rocha
  • Officer resignation: date: 2026-04-15, role: bestuurder · Tiago Teixeira Mendes
  • Officer discharge · Tiago Teixeira Mendes
  • Officer appointment: date: 2026-04-15, role: bestuurder, term: onbepaalde tijd, compensation: betaald · Solimar De Lourdes Chicharo
  • Power of attorney: term: onbepaalde tijd, scope: handelingen die nodig zijn voor de uitvoering, verwerking en publicatie van de besluiten van deze vergadering · SRL GMG OFFICE
Summary: Act object · General meeting · Officer resignation · Officer discharge
2022
28-10-2022 Registered office moved from Ruisbroek to Zaventem Registered-office change
  • vorstsesteenweg 141, 1601 Ruisbroek → Ikaroslaan 1, 1930 Zaventem
Summary: v3.2
17-06-2022 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health15Profitability100Solvency33Growth58Stability94
60 / 100

Strong profile, led by profitability.

Health 15
Profitability 100
Solvency 33
Growth 58
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, nearest first

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL TML e FILHOS
Registered office
Ikaroslaan 1
1930 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.