TLV Consult
ActiveSummary
TLV Consult has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €388k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency37▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.07 in 2024; short-term debt: 88.1% and cash: 59.3% of total assets), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.9%
Return on assets
48.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2024
26 d early
2023
43 d early
2022
48 d early
2021
38 d early
2020
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€388k▼ 17.5%
2024 · €470k
2019: €39k
2020: €129k
2021: €40k
2022: €70k
2023: €9k
2024: €59k
2024: €470k
2019 → 2025
Working capital
€95k▲ 7.1%
2024 · €89k
2019: €-60k
2020: €64k
2021: €22k
2022: €103k
2023: €93k
2024: €152k
2024: €89k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420242025Trend
Equity€110k-€94k▼ 14.6%€153k▲ 63.2%€90k▼ 41.4%€96k▲ 6.6%
Operating result€90k-€14k▼ 84.3%€77k▲ 447%€476k▲ 521%€392k▼ 17.7%
Net result€70k-€9k▼ 87.2%€59k▲ 566%€470k▲ 692%€388k▼ 17.5%
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €801k
Fixed assets
€712 ▼ 33.5%
Current assets
€800k ▼ 44.7%
Equity and liabilities €801k
Equity
€96k ▲ 6.6%
Debt
€705k ▼ 48.1%
Debt's share of the balance-sheet total falls from 93.8% to 88.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€392k▼
2024 · €476k
Cash flow
€388k▼
2024 · €470k
Current ratio
1.13▲
2024 · 1.07
Quick ratio
1.05▲
2024 · 0.99
Debt to equity
7.37▼
2024 · 15.13
ROE
405.3%▼
2024 · 523.6%
ROA
48.4%▲
2024 · 32.5%
Interest coverage
1646.30▲
2024 · 294.59
Debt ≤ 1 year
€705k▼
2024 · €1.36M
Income taxes
€4k▼
2024 · €4k
Staff costs
€61k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€801k▼
Fixed assets21/28€1k€712▼
Tangible fixed assets22/27€790€432▼
Furniture and vehicles24€790€432▼
Financial fixed assets28€280€280=
Current assets29/58€1.45M€800k▼
Stocks and contracts in progress3€106k€61k▼
Stocks30/36€106k€61k▼
Amounts receivable within one year40/41€1.02M€263k▼
Trade receivables40€982k€262k▼
Other amounts receivable41€41k€169▼
Cash at bank and in hand54/58€291k€475k▲
Deferred charges and accrued income490/1€28k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.45M€801k▼
Equity10/15€90k€96k▲
Contributions10/11€19k€19k=
Reserves13€71k€77k▲
Distributable reserves133€71k€77k▲
Amounts payable17/49€1.36M€705k▼
Amounts payable within one year42/48€1.36M€705k▼
Trade debts44€641k€219k▼
Suppliers440/4€641k€219k▼
Taxes, remuneration and social security45€258k€104k▼
Taxes450/3€253k€95k▼
Remuneration and social security454/9€5k€8k▲
Other amounts payable47/48€460k€382k▼
Income statement
Code20242025
Remuneration, social security and pensions62€45k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€269€358▲
Other operating charges640/8€760€975▲
Gross operating margin9900€522k€454k▼
Operating profit (loss)9901€476k€392k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€2k€238▼
Recurring financial charges65€2k€238▼
Profit (loss) for the period before taxes9903€474k€391k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€470k€388k▼
Profit (loss) for the period to be appropriated9905€470k€388k▼
Appropriation of the result
Profit (loss) to be appropriated9906€470k€388k▼
Transfer from equity791/2€74k-
Transfer to equity691/2€10k€6k▼
To other reserves6921€10k€6k▼
Profit to be distributed694/7€534k€382k▼
Return on contributions (dividend)694€74k-
Directors or managers695€460k€382k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €470k ▲692%
Operating result €476k, net result €470k, both a record.
05-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Equity above €150kEq €153k ▲63.2%
6 profitable years in a row build equity to €153k.
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €9k ▼87.2%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Equity above €100kEq €110k ▲172%
4 profitable years in a row build equity to €110k.
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Baty 1051428 Braine-l'AlleudGround area
1,459 m²
Building footprint
214 m²
Volume, LiDAR
1,429 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TLV Solutions
since 19782.014.305.166
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054D0068/00D000 | Wallonia | 1,325 m² | 1 · 136 m² | 7.4 m · 2 fl. |
| 25744E1612/00B000 | Wallonia | 135 m² | 1 · 78 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CDES Services
BE 0890.169.394
Dilsen-Stokkem · Eq €95,413
MAVABE
BE 0887.235.244
Brecht · Eq €96,228
RCO
BE 0411.571.592
Namur · Eq €96,405
SPEECH PROCESSING SOLUTIONS BELGIUM
BE 0845.893.250
Anderlecht · Eq €97,038
Future Software Solutions
BE 0642.583.032
Bilzen-Hoeselt · Eq €94,081
Of 2,122 companies in sector 46500 we hold annual accounts for 1,403. 1,015 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1977
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
46643Wholesale of electrical equipment, including installation materials
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.