TITAN-IT
ActiveTITAN-IT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €23k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80=
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 7.22 against 5.15 in 2024; short-term debt: 9.4% and cash: 31.2% of total assets), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
1 d early
2023
28 d early
2022
10 d late
2021
31 d late
2020
8 d early
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€216k▲ 12.2%
2024 · €192k
2018: €137k
2019: €157k
2020: €185k
2021: €140k
2022: €157k
2023: €169k
2024: €192k
2018 → 2025
Total assets
€267k▲ 0.7%
2024 · €266k
2018: €216k
2019: €219k
2020: €228k
2021: €201k
2022: €200k
2023: €201k
2024: €266k
2018 → 2025
Net result
€23k▲ 1.5%
2024 · €23k
2018: €13k
2019: €19k
2020: €28k
2021: €-1k
2022: €18k
2023: €12k
2024: €23k
2018 → 2025
Working capital
€156k▲ 17.7%
2024 · €132k
2018: €95k
2019: €110k
2020: €139k
2021: €105k
2022: €123k
2023: €127k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€157k▲ 12.7%€169k▲ 7.4%€192k▲ 13.7%€216k▲ 12.2%
Operating result€1k-€25k▲ 2,231%€20k▼ 17.0%€35k▲ 69.9%€35k▲ 0.3%
Net result€-1k-€18k€12k▼ 34.8%€23k▲ 99.2%€23k▲ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€87k▼ 14.6%
Current assets
€181k▲ 10.2%
Equity and liabilities €267k
Equity
€216k▲ 12.2%
Debt
€52k▼ 29.6%
The debt ratio falls from 27.6% to 19.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2024 · €48k
Cash flow
€45k▲
2024 · €36k
Solvency
80.7%▲
2024 · 72.4%
Current ratio
7.22▲
2024 · 5.15
Quick ratio
7.22▲
2024 · 5.15
Debt / equity
0.24▼
2024 · 0.38
ROE
10.9%▼
2024 · 12.0%
ROA
8.8%▲
2024 · 8.7%
Interest coverage
29.12▼
2024 · 36.11
Debt
€52k▼
2024 · €73k
Debt ≤ 1 year
€25k▼
2024 · €32k
Debt > 1 year
€27k▼
2024 · €41k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€266k€267k▲
Fixed assets21/28€102k€87k▼
Tangible fixed assets22/27€102k€87k▼
Land and buildings22€38k€37k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€60k€48k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€164k€181k▲
Amounts receivable within one year40/41€57k€43k▼
Trade receivables40€29k€11k▼
Other amounts receivable41€28k€32k▲
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€53k€83k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€266k€267k▲
Equity10/15€192k€216k▲
Contributions10/11€60k€60k=
Reserves13€132k€155k▲
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€125k€148k▲
Amounts payable17/49€73k€52k▼
Amounts payable after more than one year17€41k€27k▼
Financial debts170/4€41k€27k▼
Amounts payable within one year42/48€32k€25k▼
Current portion of amounts payable after more than one year42€17k€14k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€13k€9k▼
Accrued charges and deferred income492/3€636€0▼
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€21k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€50k€57k▲
Operating profit (loss)9901€35k€35k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€35k€35k=
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€23k€23k▲
Profit (loss) for the period to be appropriated9905€23k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€23k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€23k€23k▲
To other reserves6921€23k€23k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €216k ▲12.2%
4 profitable years in a row build equity to €216k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 6.91
Current ratio from 2.72 to 6.91; short-term debt falls from €61k to €21k.
31-12
Financial
Equity above €150kEq €157k ▲12.7%
Equity rises from €140k to €157k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-1k ▼104%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €28k ▲43.6%
Operating result €40k, net result €28k, both a record.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-12
Financial
Equity above €150kEq €157k ▲14.1%
2 profitable years in a row build equity to €157k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karekietstraat 373520 ZonhovenGround area
829 m²
Building footprint
205 m²
Volume, LiDAR
1,026 m³
Parcel 71444C0001/00R013, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TITAN-IT BVBA
since 20052.145.496.775
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71444C0001/00R013 | Flanders | 829 m² | 1 · 205 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,385. 14,491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-02-2005
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.