Summary
TIEBO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.95M and a net result of €343k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 8023 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
1 d early
2023
on the day
2022
on the day
2021
21 d early
2020
32 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5.95M▼ 2.7%
2024 · €6.12M
2019: €1.22M
2020: €1.41M
2021: €1.55M
2022: €4.45M
2023: €4.59M
2024: €6.12M
2019 → 2025
Net result
€343k▲ 184%
2024 · €121k
2019: €529k
2020: €198k
2021: €207k
2022: €2.34M
2023: €200k
2024: €121k
2019 → 2025
Total assets
€6.70M▼ 2.5%
2024 · €6.88M
2019: €2.15M
2020: €2.33M
2021: €2.39M
2022: €5.31M
2023: €5.45M
2024: €6.88M
2019 → 2025
Solvency
88.8%▼ 0.2pp
2024 · 89.0%
2019: 56.5%
2020: 60.6%
2021: 64.8%
2022: 83.8%
2023: 84.3%
2024: 89.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.55M-€4.45M▲ 187%€4.59M▲ 3.2%€6.12M▲ 33.3%€5.95M▼ 2.7%
Operating result€311k-€518k▲ 66.7%€211k▼ 59.2%€150k▼ 29.0%€277k▲ 84.8%
Net result€207k-€2.34M▲ 1,032%€200k▼ 91.4%€121k▼ 39.6%€343k▲ 184%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.70M
Fixed assets
€3.68M ▼ 3.3%
Current assets
€3.02M ▼ 1.6%
Equity and liabilities €6.70M
Equity
€5.95M ▼ 2.7%
Debt
€751k ▼ 1.0%
Debt's share of the balance-sheet total rises from 11.0% to 11.2%. Equity and debt are lower.
Key figures and ratios
ROE
5.8%▲
2024 · 2.0%
ROA
5.1%▲
2024 · 1.8%
Debt ≤ 1 year
€241k▲
2024 · €153k
Debt > 1 year
€507k▼
2024 · €602k
Income taxes
€126k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.88M€6.70M▼
Fixed assets21/28€3.81M€3.68M▼
Tangible fixed assets22/27€3.81M€3.68M▼
Land and buildings22€3.75M€3.64M▼
Furniture and vehicles24€64k€44k▼
Current assets29/58€3.07M€3.02M▼
Amounts receivable within one year40/41€65k€126k▲
Trade receivables40€4k€26k▲
Other amounts receivable41€61k€100k▲
Current investments50/53€2.78M€2.69M▼
Cash at bank and in hand54/58€221k€199k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€6.88M€6.70M▼
Equity10/15€6.12M€5.95M▼
Contributions10/11€37k€37k=
Revaluation surpluses12€1.53M€1.53M=
Reserves13€4.54M€4.37M▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€28k€28k=
Distributable reserves133€4.51M€4.34M▼
Profit (loss) carried forward14€14k€14k▲
Amounts payable17/49€759k€751k▼
Amounts payable after more than one year17€602k€507k▼
Financial debts170/4€602k€507k▼
Amounts payable within one year42/48€153k€241k▲
Current portion of amounts payable after more than one year42€93k€94k▲
Trade debts44€22k€6k▼
Suppliers440/4€22k€6k▼
Advances received on contracts in progress46-€19k
Taxes, remuneration and social security45€35k€65k▲
Taxes450/3€35k€60k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€2k€56k▲
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130k€130k▼
Other operating charges640/8€12k€18k▲
Non-recurring operating charges66A€12k€0▼
Gross operating margin9900€304k€424k▲
Operating profit (loss)9901€150k€277k▲
Financial income75/76B€36k€211k▲
Recurring financial income75€22k€211k▲
Non-recurring financial income76B€14k€0▼
Financial charges65/66B€16k€19k▲
Recurring financial charges65€16k€19k▲
Profit (loss) for the period before taxes9903€170k€469k▲
Income taxes67/77€49k€126k▲
Profit (loss) for the period9904€121k€343k▲
Profit (loss) for the period to be appropriated9905€121k€343k▲
Appropriation of the result
Profit (loss) to be appropriated9906€134k€357k▲
Profit (loss) brought forward from the previous period14P€13k€14k▲
Transfer from equity791/2€134k€510k▲
Transfer to equity691/2€120k€343k▲
To other reserves6921€120k€343k▲
Profit to be distributed694/7€134k€510k▲
Return on contributions (dividend)694€134k€510k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €121k ▼39.6%
Net result drops to €121k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €5MEq €6.12M ▲33.3%
6 profitable years in a row build equity to €6.12M.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €2.34M ▲1032%
Operating result €518k, net result €2.34M, both a record.
30-06
Financial
Liquidity times 5current ratio 10.71
Current ratio from 1.96 to 10.71.
30-06
Financial
Equity above €2MEq €4.45M ▲187%
4 profitable years in a row build equity to €4.45M.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leliestraat 338020 OostkampGround area
2,134 m²
Building footprint
626 m²
Volume, LiDAR
4,016 m³
2 parcels, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TIEBO
since 20072.161.240.469
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31403H0427/00G000 | Flanders | 1,420 m² | 1 · 147 m² | 9.3 m · 2 fl. |
| 31403H0506/00G000 | Flanders | 714 m² | 1 · 480 m² | 14.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 7,571 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2007
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.