Summary
Ti-Ha is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €138k and a net result of €11k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 86% of 8023 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d early
2023
30 d late
2022
31 d early
2021
31 d early
2020
11 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▼ 2.8%
2024 · €142k
2018: €160k
2019: €165k
2020: €175k
2021: €175k
2022: €180k
2023: €196k
2024: €142k
2018 → 2025
Net result
€11k▲ 9.0%
2024 · €10k
2018: €64k
2019: €5k
2020: €10k
2021: €-12
2022: €5k
2023: €16k
2024: €10k
2018 → 2025
Total assets
€157k▼ 1.1%
2024 · €159k
2018: €202k
2019: €171k
2020: €193k
2021: €189k
2022: €196k
2023: €212k
2024: €159k
2018 → 2025
Solvency
87.9%▼ 1.5pp
2024 · 89.4%
2018: 79.3%
2019: 96.3%
2020: 90.8%
2021: 92.5%
2022: 92.0%
2023: 92.4%
2024: 89.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€180k▲ 2.8%€196k▲ 9.0%€142k▼ 27.6%€138k▼ 2.8%
Operating result€-355-€7k€21k▲ 227%€13k▼ 37.0%€15k▲ 11.7%
Net result€-12-€5k€16k▲ 226%€10k▼ 39.4%€11k▲ 9.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€12k ▼ 0.4%
Current assets
€145k ▼ 1.2%
Equity and liabilities €157k
Equity
€138k ▼ 2.8%
Debt
€19k ▲ 13.4%
Debt's share of the balance-sheet total rises from 10.6% to 12.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
7.8%▲
2024 · 6.9%
ROA
6.8%▲
2024 · 6.2%
Debt ≤ 1 year
€19k▲
2024 · €17k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€159k€157k▼
Fixed assets21/28€12k€12k▼
Tangible fixed assets22/27€12k€12k▼
Land and buildings22€3k€7k▲
Plant, machinery and equipment23€476€0▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€147k€145k▼
Amounts receivable after more than one year29€23k€20k▼
Trade receivables290€23k€0▼
Other amounts receivable291-€20k
Amounts receivable within one year40/41€28k€51k▲
Trade receivables40€24k€46k▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€94k€73k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€159k€157k▼
Equity10/15€142k€138k▼
Contributions10/11€88k€88k=
Outside capital11€88k-
Other1109/19€88k-
Reserves13€54k€50k▼
Distributable reserves133€54k€50k▼
Profit (loss) carried forward14€50€50=
Amounts payable17/49€17k€19k▲
Amounts payable within one year42/48€17k€19k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€12k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€20k€20k▲
Operating profit (loss)9901€13k€15k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€215€243▲
Recurring financial charges65€215€243▲
Profit (loss) for the period before taxes9903€15k€16k▲
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€10k€11k▲
Profit (loss) for the period to be appropriated9905€10k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€11k▲
Profit (loss) brought forward from the previous period14P€50€50=
Transfer from equity791/2€64k€15k▼
Transfer to equity691/2€10k€11k▲
To other reserves6921€10k€11k▲
Profit to be distributed694/7€64k€15k▼
Return on contributions (dividend)694€64k€15k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-12 ▼100%
Net result drops to €-12, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity times 6current ratio 26.73
Current ratio from 4.81 to 26.73; short-term debt falls from €42k to €6k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Burletlaan 532610 AntwerpenGround area
585 m²
Building footprint
39 m²
Volume, LiDAR
162 m³
Parcel 11051C0206/00N010, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ti-Ha
since 20062.151.750.307
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0206/00N010 | Flanders | 585 m² | 1 · 39 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CARELLE CONSULTING
BE 0687.565.001
Jabbeke · Eq €138,003
FREDECON
BE 0773.994.672
Merelbeke-Melle · Eq €138,000
TJ Management
BE 0759.908.787
Heusden-Zolder · Eq €138,042
Numann
BE 0631.922.336
Kontich · Eq €137,981
UNCLE CHANG
BE 0765.957.926
Antwerpen · Eq €137,955
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,066 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:049 40 00 54