TI AMO
ActiveThe computed 12-month bankruptcy probability of TI AMO is 4.1% (elevated). The 2024 annual accounts show equity of €2k and a net result of €116k. Equity is shrinking by ~63.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 18942 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+16
Solvency26▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.97 against 0.96 in 2023; short-term debt: 99.3% and cash: 8.8% of total assets), and 99.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.7%
Return on assets
42.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
42 d late
2022
31 d late
2021
23 d late
2020
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2k▼ 64.7%
2023 · €6k
2020: €109k
2021: €142k
2022: €178k
2023: €6k
2020 → 2024
Total assets
€273k▼ 1.1%
2023 · €276k
2020: €173k
2021: €227k
2022: €237k
2023: €276k
2020 → 2024
Net result
€116k▲ 253%
2023 · €33k
2020: €107k
2021: €34k
2022: €36k
2023: €33k
2020 → 2024
Working capital
€-8k▲ 19.7%
2023 · €-10k
2020: €79k
2021: €120k
2022: €162k
2023: €-10k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€109k-€142k▲ 30.6%€178k▲ 25.2%€6k▼ 96.8%€2k▼ 64.7%
Operating result€137k-€38k▼ 72.2%€58k▲ 51.9%€46k▼ 20.1%€218k▲ 369%
Net result€107k-€34k▼ 68.3%€36k▲ 5.7%€33k▼ 8.0%€116k▲ 253%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 369% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €273k
Fixed assets
€10k▼ 35.5%
Current assets
€263k▲ 1.0%
Equity and liabilities €273k
Equity
€2k▼ 64.7%
Debt
€271k▲ 0.2%
The debt ratio rises from 98.0% to 99.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€225k▲
2023 · €56k
Cash flow
€123k▲
2023 · €43k
Solvency
0.7%▼
2023 · 2.0%
Current ratio
0.97▲
2023 · 0.96
Quick ratio
0.91▲
2023 · 0.89
ROA
42.5%▲
2023 · 11.9%
Interest coverage
45.04▲
2023 · 10.54
Debt
€271k▲
2023 · €271k
Debt ≤ 1 year
€271k▲
2023 · €271k
Income taxes
€109k▲
2023 · €18k
Staff costs
€137k▲
2023 · €121k
A ratio outside any meaningful range has been withheld (balance sheet total €273k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€276k€273k▼
Fixed assets21/28€16k€10k▼
Tangible fixed assets22/27€16k€10k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€260€260=
Current assets29/58€260k€263k▲
Stocks and contracts in progress3€19k€16k▼
Stocks30/36€19k€16k▼
Amounts receivable within one year40/41€208k€223k▲
Trade receivables40€4k-
Other amounts receivable41€204k€223k▲
Cash at bank and in hand54/58€32k€24k▼
Deferred charges and accrued income490/1€706-
Equity and liabilities
Total equity and liabilities10/49€276k€273k▼
Equity10/15€6k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€4k-
Amounts payable17/49€271k€271k▲
Amounts payable within one year42/48€271k€271k▲
Trade debts44€24k€22k▼
Suppliers440/4€24k€22k▼
Taxes, remuneration and social security45€41k€128k▲
Taxes450/3€32k€127k▲
Remuneration and social security454/9€9k€1k▼
Other amounts payable47/48€206k€121k▼
Income statement
Code20232024
Remuneration, social security and pensions62€121k€137k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€179k€366k▲
Operating profit (loss)9901€46k€218k▲
Financial income75/76B€9k€13k▲
Recurring financial income75€9k€13k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€50k€226k▲
Income taxes67/77€18k€109k▲
Profit (loss) for the period9904€33k€116k▲
Profit (loss) for the period to be appropriated9905€33k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€209k€120k▼
Profit (loss) brought forward from the previous period14P€176k€4k▼
Profit to be distributed694/7€205k€120k▼
Return on contributions (dividend)694€205k€120k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2020net €116k ▲253%
Operating result €218k, net result €116k, both a record.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
31-12
Financial
Weakest financial yearnet €33k ▼8%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €178k ▲25.2%
3 profitable years in a row build equity to €178k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue René Dubois 934500 HuyGround area
487 m²
Building footprint
355 m²
Volume, LiDAR
2,054 m³
Parcel 61322A0762/00S002, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TI AMO
since 20202.296.618.421
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61322A0762/00S002 | Wallonia | 487 m² | 1 · 355 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 2,785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.