Active BE 0540.752.036Private limited company

THUISVERPLEGING SOFIE CUYPERS

Steenweg 152 ·3890 Gingelom, Belgium· 12 yrs active

Sector: Nursing and midwifery (86940)

Conclusion Checked

THUISVERPLEGING SOFIE CUYPERS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373k and a net result of €74k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 40% of 2224 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€373k
Net result	€74k
Better than sector	40%
Active	12 yrs

Financial profile 5 of 5 axes measured · computed by Checked

81 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 69

Profitability 99

Solvency 60

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2013, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

69 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€25k

estimate, not credit advice

Score history

93 2022

98 2023

100 2024

69 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.83 (< 1.0) -10

Leverage Debt/equity 1.39 (< 2.0) +3

Profitability ROE 20% (≥ 10%) +10

Interest coverage Interest coverage 11.7× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 23-07-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 4 fiscal years (±1.9%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 86, Human health activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	41.8%	57.9%	better than 40% of 2224 sector peers
Net result	€74k	€59k	better than 57% of 2222 sector peers
Equity	€373k	€74k	better than 91% of 2224 sector peers
Gross operating margin	€169k	€95k	better than 73% of 2224 sector peers
Total assets	€893k	€187k	better than 95% of 2224 sector peers

EBITDA

€167k

+43.9% 22-25

Net profit

€74k

+62.8% 22-25

Cash flow

€120k

+36.9% 22-25

Total assets

€893k

+57.4% 22-25

Equity

€373k

+0.7% 22-25

Working capital

€-23k

- 22-25

Staff costs

€274

- 22-25

Income taxes

€33k

+47.4% 22-25

Dividends

€71k

-2.0% 22-25

Debt

€519k

+164.5% 22-25

Debt ≤ 1y

€134k

+140.7% 22-25

Debt > 1y

€386k

+173.8% 22-25

Current ratio

0.83

-73.4% 22-25

Quick ratio

0.83

-73.4% 22-25

Solvency

41.8%

-36.0% 22-25

Debt / equity

1.39

+162.6% 22-25

ROE

19.8%

+61.7% 22-25

ROA

8.3%

+3.4% 22-25

Interest coverage

11.75

-34.2% 22-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022
Deposit	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-
EBITDA	€167k	€116k	€94k	€113k
Net profit	€74k	€45k	€43k	€42k
Cash flow	€120k	€87k	€66k	€89k
Staff costs	-	-	-	€274
Income taxes	€33k	€23k	€22k	€19k
Dividends	€71k	-	€73k	-
Total assets	€893k	€567k	€596k	€593k
Equity	€373k	€371k	€325k	€355k
Debt	€519k	€196k	€271k	€238k
of which ≤ 1y	€134k	€56k	€75k	€68k
of which > 1y	€386k	€141k	€196k	€170k
Working capital	€-23k	€117k	€89k	€119k
Employees (FTE)	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022
Current ratio	0.83	3.11	2.19	2.74
Quick ratio	0.83	3.11	2.19	2.74
Working capital ratio	-2.6%	20.7%	14.9%	20.1%
Solvency	41.8%	65.4%	54.6%	59.9%
Debt / equity	1.39	0.53	0.83	0.67
Long-term debt ratio	1.03	0.38	0.60	0.48
Interest coverage	11.75	17.86	17.20	22.32
Gross margin	-	-	-	-
Net margin	-	-	-	-
ROA	8.3%	8.0%	7.2%	7.0%
ROE	19.8%	12.2%	13.2%	11.7%
EBITDA margin	-	-	-	-
Days sales outstanding	-	-	-	-
Days payable outstanding	-	-	-	-
Inventory turnover	-	-	-	-
Days inventory (DSI)	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €782k · 87.6% Current assets €111k · 12.4%

Equity & liabilities

Equity €373k · 41.8% Debt €519k · 58.2%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€893k	€567k	€596k	€593k
Fixed assets	21/28	€782k	€394k	€433k	€406k
Intangible fixed assets	21	-	-	-	€0
Tangible fixed assets	22/27	€782k	€394k	€433k	€406k
Current assets	29/58	€111k	€173k	€164k	€188k
Amounts receivable within one year	40/41	€24k	€42k	€22k	€33k
Cash & bank	54/58	€86k	€130k	€140k	€152k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€893k	€567k	€596k	€593k
Equity	10/15	€373k	€371k	€325k	€355k
Contributions / capital	10/11	€1k	€1k	€1k	€1k
Reserves	13	€320k	€318k	€272k	€302k
Accumulated profits (losses)	14	€52k	€52k	€52k	€52k
Amounts payable	17/49	€519k	€196k	€271k	€238k
Amounts payable after one year	17	€386k	€141k	€196k	€170k
Amounts payable within one year	42/48	€134k	€56k	€75k	€68k
Trade debts payable within one year	44	€6k	€212	€5k	€2k
Income statement
Gross operating margin	9900	€169k	€118k	€108k	€114k
Operating result	9901	€121k	€74k	€70k	€66k
Financial income	75	-	€357	€126	€0
Financial charges	65	€14k	€7k	€5k	€5k
Result before taxes	9903	€107k	€68k	€65k	€61k
Income taxes	67/77	€33k	€23k	€22k	€19k
Net result for the period	9904	€74k	€45k	€43k	€42k
Result to be appropriated	9905	€74k	€45k	€43k	€42k

Directors & mandates 2 directors

Current directors & mandates

CUYPERS Sofie
Director
State Gazette act 23333296 (12-04-2023)

Current
28-03-2023 → present
2 events
- 28-03-2023 Appointed· Director
- 28-03-2023 Resigned· Manager
ULENS Ludo Elisabeth Marcel
Director
State Gazette act 23333296 (12-04-2023)

Current
28-03-2023 → present

Legal Structure

NACE primary	Nursing and midwifery(86940)
Legal form	Private limited company(610)
Incorporation	11-10-2013
Status	Active
Postal code	3890

Establishment units 1 location

Thuisverpleging Sofie Cuypers

Steenweg 152, 3890 GingelomHuman health activities

since 20132.222.976.120

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71017B0153/00K002	Flanders	757 m²	1 · 151 m²	10.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

All 6Financial 1Gazette 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2022net €74k ▲62.8%

Operating result €121k, net result €74k, both a record.

09-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

21-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

24-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

12-04

State Gazette act Director changes

Frank DE WILDE

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

12-04-2023 3 directors appointed, 1 resigning, 1 reappointed Director changes·Frank DE WILDE

CUYPERS Sofie, Bestuurder
ULENS Ludo Elisabeth Marcel, Bestuurder
François Jo, Commissaris
CUYPERS Sofie, Zaakvoerder
CUYPERS Sofie, Bestuurder

Notary: Frank DE WILDE · GingelomFirm: Notaris Frank De Wilde

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Human health activities86906Nursing and midwifery86940

Names & trade names

Legal nameNL

THUISVERPLEGING SOFIE CUYPERS

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