Thuisverpleging DI.E · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Thuisverpleging DI.E is 0.2% (very low). The 2024 annual accounts show equity of €30k and a net result of €28k. Its solvency ranks better than 75% of 6573 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 75% of 6573 peers (2024). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2024	31-07-2025	27-08-2025	27 d late	2025-00414604

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€28k

Working capital€30k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	83.1%	66.7%	better than 75% of 6573 sector peers
Net result	€28k	€46k	better than 35% of 6567 sector peers
Equity	€30k	€79k	better than 25% of 6573 sector peers
Gross operating margin	€35k	€78k	better than 25% of 6575 sector peers
Staff costs	€2k	€21k	higher than 22% of 1209 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€28k
Cash flow	-
Staff costs	€2k
Income taxes	€5k
Dividends	-
Total assets	€36k
Equity	€30k
Debt	€6k
of which ≤ 1y	€6k
of which > 1y	-
Working capital	€30k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	5.93
Quick ratio	5.93
Working capital ratio	83.1%
Solvency	83.1%
Debt / equity	0.20
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	76.3%
ROE	91.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Equity & liabilities

Equity €30k · 83.2% Debt €6k · 16.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€36k
Current assets	29/58	€36k
Amounts receivable within one year	40/41	€36k
Cash & bank	54/58	€600
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€36k
Equity	10/15	€30k
Contributions / capital	10/11	€3k
Reserves	13	€28k
Amounts payable	17/49	€6k
Amounts payable within one year	42/48	€6k
Trade debts payable within one year	44	€880
Income statement
Gross operating margin	9900	€35k
Operating result	9901	€33k
Financial income	75	€0
Financial charges	65	€62
Result before taxes	9903	€33k
Income taxes	67/77	€5k
Net result for the period	9904	€28k
Result to be appropriated	9905	€28k

Ratios computed by Checked.

Health barometer

FY 2024 · computed

85 / 100 Excellent

050100

Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koppelstraat 93650 Dilsen-Stokkem

Establishment units

1 location

Thuisverpleging DI.E

Koppelstraat 9, 3650 Dilsen-StokkemActiviteiten van vroedvrouwen

since 20232.351.607.127

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area781 m²

Buildings1

Building footprint124 m²

Volume (LiDAR)603 m³

Tallest building5.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73043A0222/00G000	Flanders	781 m²	1 · 124 m²	5.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

88 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85

Profitability 100

Solvency 100

Growth -

Stability 67

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