THOMI-AUTOS

Active

Private limited company (pre-2019)founded 201214 yrs activeJules Graindorlaan 18, 1070 Anderlecht, BelgiumKBO/BCE: BE 0847.953.709

The computed 12-month bankruptcy probability of THOMI-AUTOS is 2.0% (moderate). The 2025 annual accounts show equity of €64k and a net result of €-9k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 10242 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

42 / 100

Weak▼ -46 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-30

Solvency100=

Growth39▼-12

Stability100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days only on tighter terms

Liquidity ample (current ratio 4.77 against 7.98 in 2024), and 23.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

76.3%

Return on assets

-11.3%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

60 d late

2023

315 d late

2022

32 d late

2021

86 d late

2020

24 d late

2019

60 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

€39k▼ 51.5%

2024 · €81k

2018: €63k 2019: €58k 2020: €22k 2021: €18k 2022: €20k 2023: €72k 2024: €81k

2018 → 2025

EBIT margin

-22.2%▼ 26.6pp

2024 · 4.4%

2018: 19.5% 2019: 12.0% 2020: 43.2% 2021: 104.8% 2022: 66.0% 2023: 25.3% 2024: 4.4%

2018 → 2025

Net result

€-9k

2024 · €2k

2018: €11k 2019: €3k 2020: €9k 2021: €19k 2022: €12k 2023: €17k 2024: €2k

2018 → 2025

Working capital

€66k▼ 5.0%

2024 · €69k

2018: €9k 2019: €15k 2020: €24k 2021: €45k 2022: €56k 2023: €65k 2024: €69k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€18k-€20k▲ 9.6%€72k▲ 256%€81k▲ 12.8%€39k▼ 51.5%

Equity€43k-€55k▲ 27.1%€71k▲ 30.6%€73k▲ 2.9%€64k▼ 12.9%

Operating result€19k-€13k▼ 31.0%€18k▲ 36.4%€4k▼ 80.4%€-9k

Net result€19k-€12k▼ 37.9%€17k▲ 43.6%€2k▼ 87.4%€-9k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €9k after €4k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €84k

99.0%

Fixed assets €840▼ 88.9%

Current assets €83k▲ 5.2%

Equity and liabilities €84k

76.3%

23.7%

Equity €64k▼ 12.9%

Debt €20k▲ 52.7%

The debt ratio rises from 15.0% to 23.7%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-8k▼

2024 · €6k

Cash flow

€-9k▼

2024 · €5k

Solvency

76.3%▼

2024 · 85.0%

Current ratio

4.77▼

2024 · 7.98

Quick ratio

4.77▼

2024 · 7.98

Debt / equity

0.31▲

2024 · 0.18

ROE

-14.8%▼

2024 · 2.9%

ROA

-11.3%▼

2024 · 2.4%

Interest coverage

-10.92▼

2024 · 113.85

Debt

€20k▲

2024 · €13k

Debt ≤ 1 year

€17k▲

2024 · €10k

Income taxes

€-8▼

2024 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€86k€84k▼

Fixed assets21/28€8k€840▼

Tangible fixed assets22/27€8k€840▼

Furniture and vehicles24€8k€840▼

Current assets29/58€79k€83k▲

Amounts receivable within one year40/41€74k€82k▲

Trade receivables40€2k€6k▲

Other amounts receivable41€71k€77k▲

Cash at bank and in hand54/58€5k€527▼

Equity and liabilities

Total equity and liabilities10/49€86k€84k▼

Equity10/15€73k€64k▼

Contributions10/11€19k€19k=

Capital10€19k€19k=

Issued capital100€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Legal reserve130€2k€2k=

Profit (loss) carried forward14€53k€43k▼

Amounts payable17/49€13k€20k▲

Amounts payable within one year42/48€10k€17k▲

Financial debts43€1k€1k▲

Credit institutions430/8€1k€1k▲

Trade debts44€266€432▲

Suppliers440/4€266€432▲

Advances received on contracts in progress46-€6k

Taxes, remuneration and social security45€8k€10k▲

Taxes450/3€8k€10k▲

Accrued charges and deferred income492/3€3k€2k▼

Income statement Code20242025

Turnover70€81k€39k▼

Non-recurring operating income76A-€111

Goods, raw materials, services and sundry goods60/61€77k€50k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€309▼

Other operating charges640/8€1k€336▼

Non-recurring operating charges66A-€806

Gross operating margin9900€8k€-7k▼

Operating profit (loss)9901€4k€-9k▼

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€53€770▲

Recurring financial charges65€53€770▲

Profit (loss) for the period before taxes9903€4k€-9k▼

Income taxes67/77€1k€-8▼

Profit (loss) for the period9904€2k€-9k▼

Profit (loss) for the period to be appropriated9905€2k€-9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€53k€43k▼

Profit (loss) brought forward from the previous period14P€51k€53k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 31 days late

2025

31-12

Financial Weakest financial yearnet €-9k ▼551%

Net result drops to €-9k, the lowest in the series.

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

11-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 315 days late

2023

01-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 32 days late

2022

31-12

Financial Liquidity triplescurrent ratio 30.91

Current ratio from 11.22 to 30.91; short-term debt falls from €4k to €2k.

25-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 86 days late

2021

31-12

Financial Highest result since 2018net €19k ▲107%

Operating result €19k, net result €19k, both a record.

31-12

Financial Liquidity doublescurrent ratio 11.22

Current ratio from 5.13 to 11.22; short-term debt falls from €6k to €4k.

24-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 24 days late

2020

31-12

Financial Liquidity triplescurrent ratio 5.13

Current ratio from 1.79 to 5.13; short-term debt falls from €18k to €6k.

29-09

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 60 days late

2019

09-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 9 days late

2018

20-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 20 days late

2017

17-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 17 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

30-06-2025 MAYOU Mohamed: Resigned as Director

30-06-2025 OMBODI Gabor: Resigned as Director

10-03-2025 NOWE Roland: Resigned as Director

29-06-2015 BRULE Thomas: Resigned as Manager

Location & real-estate footprint

Registered office, Anderlecht · 2 establishment units since 2012

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jules Graindorlaan 181070 Anderlecht

Ground area

631 m²