THE LUNCH TIME
ActiveThe computed 12-month bankruptcy probability of THE LUNCH TIME is 3.3% (moderate). The 2025 annual accounts show equity of €72k and a net result of €-21k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 82% of 13090 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-24
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 2.96 in 2024), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
-20.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
12 d late
2024
273 d late
2023
153 d late
2022
92 d late
2021
50 d late
2020
83 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€285k
EBIT margin
-1.0%
Net result
€-21k
2024 · €5k
2019: €25k
2020: €67k
2021: €45k
2022: €-5k
2023: €-34k
2024: €5k
2019 → 2025
Working capital
€63k▼ 18.8%
2024 · €77k
2019: €10k
2020: €81k
2021: €108k
2022: €97k
2023: €67k
2024: €77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€285k
Equity€128k-€124k▼ 3.7%€89k▼ 27.7%€94k▲ 5.1%€72k▼ 22.9%
Operating result€60k-€-3k€-33k▼ 1,089%€10k€-13k
Net result€45k-€-5k€-34k▼ 618%€5k€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€10k▼ 42.2%
Current assets
€97k▼ 16.9%
Equity and liabilities €107k
Equity
€72k▼ 22.9%
Debt
€34k▼ 13.3%
The debt ratio rises from 29.6% to 32.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-4k▼
2024 · €19k
Cash flow
€-12k▼
2024 · €14k
Solvency
67.9%▼
2024 · 70.4%
Current ratio
2.84▼
2024 · 2.96
Quick ratio
2.33▼
2024 · 2.57
Debt / equity
0.47▲
2024 · 0.42
ROE
-29.7%▼
2024 · 4.8%
ROA
-20.2%▼
2024 · 3.4%
Interest coverage
-2.23▼
2024 · 7.45
Debt
€34k▼
2024 · €39k
Debt ≤ 1 year
€34k▼
2024 · €39k
Income taxes
€6k▲
2024 · €3k
Staff costs
€40k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€107k▼
Fixed assets21/28€17k€10k▼
Tangible fixed assets22/27€16k€9k▼
Plant, machinery and equipment23€16k€9k▼
Financial fixed assets28€419€419=
Current assets29/58€117k€97k▼
Stocks and contracts in progress3€15k€17k▲
Stocks30/36€15k€17k▲
Amounts receivable within one year40/41€52k€56k▲
Trade receivables40€3k-
Other amounts receivable41€49k€56k▲
Cash at bank and in hand54/58€49k€23k▼
Deferred charges and accrued income490/1-€517
Equity and liabilities
Total equity and liabilities10/49€133k€107k▼
Equity10/15€94k€72k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€86k€64k▼
Amounts payable17/49€39k€34k▼
Amounts payable within one year42/48€39k€34k▼
Trade debts44€28k€23k▼
Suppliers440/4€28k€23k▼
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€1k€780▼
Income statement
Code20242025
Remuneration, social security and pensions62€42k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€13k€1k▼
Gross operating margin9900€74k€37k▼
Operating profit (loss)9901€10k€-13k▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€-15k▼
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€5k€-21k▼
Profit (loss) for the period to be appropriated9905€5k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€64k▼
Profit (loss) brought forward from the previous period14P€81k€86k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 273 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
31-12
Financial
Equity above €100kEq €128k ▲53.3%
3 profitable years in a row build equity to €128k.
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
31-12
Financial
Highest result since 2019net €67k ▲165%
Operating result €82k, net result €67k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.82
Current ratio from 1.69 to 3.82.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2018
15-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 76 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2017
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-04-2017
AABIDOU NAJIB: Resigned as Manager
16-11-2015
MASSOUSI YOUSRA: Resigned as Managing director
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fortstraat 31060 Sint-Gillis (bij-Brussel)Ground area
115 m²
Building footprint
145 m²
Volume, LiDAR
1,408 m³
Parcel 21562A0124/00P003, Brussels · tallest building 18.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fortstraat 3, 1060 Sint-Gillis (bij-Brussel)
since 20162.251.660.010
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0124/00P003 | Brussels | 115 m² | 1 · 145 m² | 18.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis2.251.660.010
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,706 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.