The Beard Company
ActiveSummary
The Beard Company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €53k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-59
Solvency78▼-16
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 3.22 in 2024; short-term debt: 46.6% and cash: 66.5% of total assets), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
17.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
71 d early
2024
31 d early
2023
30 d late
2022
24 d late
2021
2 d early
2020
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€161k▼ 32.1%
2024 · €237k
2020: €79k
2021: €158k
2022: €238k
2023: €238k
2024: €237k
2020 → 2025
Total assets
€302k▼ 12.0%
2024 · €343k
2020: €110k
2021: €219k
2022: €316k
2023: €370k
2024: €343k
2020 → 2025
Net result
€53k▼ 38.7%
2024 · €86k
2020: €76k
2021: €79k
2022: €80k
2023: €92k
2024: €86k
2020 → 2025
Working capital
€159k▼ 31.9%
2024 · €234k
2020: €60k
2021: €141k
2022: €223k
2023: €228k
2024: €234k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€238k▲ 50.7%€238k=€237k▼ 0.1%€161k▼ 32.1%
Operating result€111k-€113k▲ 2.0%€116k▲ 2.0%€117k▲ 0.9%€-11k
Net result€79k-€80k▲ 1.4%€92k▲ 15.2%€86k▼ 6.5%€53k▼ 38.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €117k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302k
Fixed assets
€2k ▼ 43.9%
Current assets
€300k ▼ 11.6%
Equity and liabilities €302k
Equity
€161k ▼ 32.1%
Debt
€141k ▲ 33.4%
Debt's share of the balance-sheet total rises from 30.8% to 46.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▼
2024 · €122k
Cash flow
€54k▼
2024 · €92k
Current ratio
2.13▼
2024 · 3.22
Debt to equity
0.87▲
2024 · 0.44
ROE
32.7%▼
2024 · 36.3%
ROA
17.5%▼
2024 · 25.1%
Interest coverage
-4.77▼
2024 · 8.95
Debt ≤ 1 year
€141k▲
2024 · €105k
Income taxes
€20k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€343k€302k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Land and buildings22€4k€2k▼
Plant, machinery and equipment23€113-
Current assets29/58€339k€300k▼
Amounts receivable within one year40/41€14k€8k▼
Trade receivables40€14k€398▼
Other amounts receivable41-€8k
Current investments50/53€154k€90k▼
Cash at bank and in hand54/58€172k€201k▲
Deferred charges and accrued income490/1€180€770▲
Equity and liabilities
Total equity and liabilities10/49€343k€302k▼
Equity10/15€237k€161k▼
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Reserves13€235k€159k▼
Distributable reserves133€235k€159k▼
Amounts payable17/49€105k€141k▲
Amounts payable within one year42/48€105k€141k▲
Trade debts44€928€1k▲
Suppliers440/4€928€1k▲
Advances received on contracts in progress46-€398
Taxes, remuneration and social security45€30k€20k▼
Taxes450/3€30k€20k▼
Other amounts payable47/48€74k€119k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€123k€-9k▼
Operating profit (loss)9901€117k€-11k▼
Financial income75/76B€19k€86k▲
Recurring financial income75€19k€86k▲
Financial charges65/66B€14k€2k▼
Recurring financial charges65€14k€2k▼
Profit (loss) for the period before taxes9903€122k€73k▼
Income taxes67/77€36k€20k▼
Profit (loss) for the period9904€86k€53k▼
Profit (loss) for the period to be appropriated9905€86k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€53k▼
Profit (loss) brought forward from the previous period14P€220-
Transfer from equity791/2-€76k
Profit to be distributed694/7€86k€129k▲
Return on contributions (dividend)694€86k€129k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €53k ▼38.7%
Net result drops to €53k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2020net €92k ▲15.2%
Net result €92k, the highest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €200kEq €238k ▲50.7%
3 profitable years in a row build equity to €238k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €158k ▲100%
2 profitable years in a row build equity to €158k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hubert Lampolaan 12050 AntwerpenGround area
594 m²
Building footprint
594 m²
Volume, LiDAR
68 m³
Parcel 11813N0204/00C019, Flanders · tallest building 1.8 m. Linked by address, not a title deed.
1 establishment unit
The Beard Company
since 20192.292.021.809
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0204/00C019 | Flanders | 594 m² | 1 · 594 m² | 1.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400LR1VZ1Y5T0C333
Similar companies · same sector, comparable size
BUREAU D'ARCHITECTURE COUSIN
BE 0809.233.287
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SIEN HUYGEN
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Hasselt · Eq €161,026
Atelier d’Architecture, Urbanisme et Expertise Eric Rongvaux
BE 0474.361.969
Saint-Léger (Lux.) · Eq €160,966
Devos-Behaegel Architecten
BE 1004.473.897
Wevelgem · Eq €160,812
COOCON
BE 0864.813.693
Oostkamp · Eq €160,799
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,297 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:TheBeardCompanyAntwerp@gmail.com