TEXTIMCO
ActiveTEXTIMCO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €13k. Equity is growing by ~51.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+32
Solvency28▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.99 in 2024; short-term debt: 97.3% and cash: 18.2% of total assets), and 97.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.7%
Return on assets
3.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 11297 sector peers (2025).
NBB · sector comparisonPosition among 11297 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
on the day
2023
28 d late
2022
62 d early
2021
89 d early
2020
60 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k
2024 · €-3k
2018: €-48k
2019: €-47k
2020: €-33k
2021: €-21k
2022: €-12k
2023: €-8k
2024: €-3k
2018 → 2025
Total assets
€340k▲ 6.4%
2024 · €319k
2018: €248k
2019: €258k
2020: €275k
2021: €287k
2022: €291k
2023: €305k
2024: €319k
2018 → 2025
Net result
€13k▲ 204%
2024 · €4k
2018: €2k
2019: €740
2020: €14k
2021: €12k
2022: €9k
2023: €4k
2024: €4k
2018 → 2025
Working capital
€4k
2024 · €-3k
2018: €-48k
2019: €-48k
2020: €-34k
2021: €-22k
2022: €-12k
2023: €-8k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-21k-€-12k▲ 44.9%€-8k▲ 34.3%€-3k▲ 54.8%€9k
Operating result€12k-€10k▼ 20.7%€4k▼ 55.2%€5k▲ 6.8%€13k▲ 181%
Net result€12k-€9k▼ 21.5%€4k▼ 57.9%€4k▲ 5.2%€13k▲ 204%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 181% above 2024 and is the highest result in the available series.
Balance-sheet composition
Assets €340k
Fixed assets
€6k
Current assets
€334k
Equity and liabilities €340k
Equity
€9k
Debt
€330k
Debt finances 97.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€14k
Cash flow
€14k
Solvency
2.7%▲
2024 · -1.1%
Current ratio
1.01▲
2024 · 0.99
Quick ratio
0.19▲
2024 · 0.05
Debt / equity
35.61▲
2024 · -93.60
ROE
137.2%
ROA
3.7%▲
2024 · 1.3%
Interest coverage
25.60
Debt
€330k▲
2024 · €323k
Debt ≤ 1 year
€330k▲
2024 · €323k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€319k€340k▲
Fixed assets21/28-€6k
Tangible fixed assets22/27-€6k
Furniture and vehicles24-€6k
Current assets29/58€319k€334k▲
Stocks and contracts in progress3€304k€272k▼
Stocks30/36€304k€272k▼
Amounts receivable within one year40/41€114€50▼
Trade receivables40-€50
Other amounts receivable41€114-
Cash at bank and in hand54/58€15k€62k▲
Deferred charges and accrued income490/1-€538
Equity and liabilities
Total equity and liabilities10/49€319k€340k▲
Equity10/15€-3k€9k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-8k€4k▲
Amounts payable17/49€323k€330k▲
Amounts payable within one year42/48€323k€330k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€321k€325k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€420€342▼
Gross operating margin9900€5k€15k▲
Operating profit (loss)9901€5k€13k▲
Financial income75/76B€3€6▲
Recurring financial income75€3€6▲
Financial charges65/66B€545€563▲
Recurring financial charges65€545€563▲
Profit (loss) for the period before taxes9903€4k€13k▲
Profit (loss) for the period9904€4k€13k▲
Profit (loss) for the period to be appropriated9905€4k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€4k▲
Profit (loss) brought forward from the previous period14P€-13k€-8k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €14k ▲1812%
Operating result €15k, net result €14k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €740 ▼70.3%
Net result drops to €740, the lowest in the series; recovery starts the following year.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Isschotweg(ITE) 2262222 Heist-op-den-BergGround area
808 m²
Building footprint
196 m²
Volume, LiDAR
1,313 m³
Parcel 12017C0606/00Y002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TEXTIMCO
since 19952.074.361.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0606/00Y002 | Flanders | 808 m² | 1 · 196 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded10-12-1995
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
43230Insulation installation
43291Specialised construction activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
80090Investigation and security activities
80200Investigation and security activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.