TEXT DESIGN
ActiveTEXT DESIGN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 1897 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-23
Solvency46▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.57 in 2024; short-term debt: 79.2% and cash: 23.9% of total assets), and 79.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.8%
Return on assets
-4.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1897 sector peers (2025).
NBB · sector comparisonPosition among 1897 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
13 d early
2023
7 d early
2022
20 d early
2021
23 d early
2020
17 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 17.7%
2024 · €12k
2018: €6k
2019: €-8k
2020: €-18k
2021: €-20k
2022: €-9k
2023: €2k
2024: €12k
2018 → 2025
Total assets
€47k▼ 34.0%
2024 · €71k
2018: €41k
2019: €36k
2020: €19k
2021: €16k
2022: €21k
2023: €37k
2024: €71k
2018 → 2025
Net result
€-2k
2024 · €10k
2018: €-45
2019: €-15k
2020: €-10k
2021: €-2k
2022: €11k
2023: €11k
2024: €10k
2018 → 2025
Working capital
€-17k▲ 35.1%
2024 · €-25k
2018: €-4k
2019: €-10k
2020: €-19k
2021: €-26k
2022: €-15k
2023: €-4k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-20k-€-9k▲ 55.0%€2k€12k▲ 429%€10k▼ 17.7%
Operating result€-1k-€12k€16k▲ 33.8%€16k▲ 1.7%€2k▼ 86.4%
Net result€-2k-€11k€11k▲ 1.9%€10k▼ 15.0%€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€26k▼ 29.5%
Current assets
€21k▼ 38.9%
Equity and liabilities €47k
Equity
€10k▼ 17.7%
Debt
€37k▼ 37.3%
The debt ratio falls from 83.3% to 79.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €25k
Cash flow
€9k▼
2024 · €18k
Solvency
20.8%▲
2024 · 16.7%
Current ratio
0.56▼
2024 · 0.57
Quick ratio
0.56▼
2024 · 0.57
Debt / equity
3.81▼
2024 · 5.00
ROE
-21.6%▼
2024 · 81.1%
ROA
-4.5%▼
2024 · 13.5%
Interest coverage
54.84▼
2024 · 87.42
Debt
€37k▼
2024 · €59k
Debt ≤ 1 year
€37k▼
2024 · €59k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€47k▼
Fixed assets21/28€37k€26k▼
Tangible fixed assets22/27€37k€26k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€33k€24k▼
Other tangible fixed assets26€1k€0▼
Current assets29/58€34k€21k▼
Amounts receivable within one year40/41€21k€8k▼
Trade receivables40€18k€6k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€12k€11k▼
Deferred charges and accrued income490/1€747€1k▲
Equity and liabilities
Total equity and liabilities10/49€71k€47k▼
Equity10/15€12k€10k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-7k€-9k▼
Amounts payable17/49€59k€37k▼
Amounts payable within one year42/48€59k€37k▼
Financial debts43€8k€2k▼
Credit institutions430/8€8k€0▼
Other loans439-€2k
Trade debts44€15k€3k▼
Suppliers440/4€15k€3k▼
Taxes, remuneration and social security45-€757
Taxes450/3-€757
Other amounts payable47/48€37k€31k▼
Income statement
Code20242025
Non-recurring operating income76A€8k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€26k€14k▼
Operating profit (loss)9901€16k€2k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€283€241▼
Recurring financial charges65€283€241▼
Profit (loss) for the period before taxes9903€16k€2k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€10k€-2k▼
Profit (loss) for the period to be appropriated9905€10k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-9k▼
Profit (loss) brought forward from the previous period14P€-16k€-7k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €11k ▲1.9%
Net result €11k, the highest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 4 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 1659250 WaasmunsterGround area
1,967 m²
Building footprint
228 m²
Volume, LiDAR
1,439 m³
Parcel 42023B2166/00G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TEXT DESIGN
since 19912.051.197.434
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B2166/00G000 | Flanders | 1,967 m² | 1 · 228 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 179 EUR awarded · 179 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,726 companies in sector 63100 we hold annual accounts for 1,272. 566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-1990
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.