TEXSOI
ActiveSummary
The computed 12-month bankruptcy probability of TEXSOI is 2.8% (moderate). The 2026 annual accounts show equity of €148k and a net result of €228k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 112 sector peers (fiscal year 2026). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+13
Solvency46▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.02 in 2025; short-term debt: 45.2% and cash: 31.6% of total assets), and 79.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
20.9%
Return on assets
32.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 11-09-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2026
11 d late
2025
17 d late
2024
20 d late
2023
39 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€228k▲ 161%
2025 · €87k
2023: €-3k
2024: €-489
2025: €87k
2023 → 2026
Working capital
€24k▲ 385%
2025 · €5k
2023: €59k
2024: €25k
2025: €5k
2023 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2023202420252026Trend
Equity€59k-€59k▼ 0.8%€100k▲ 70.7%€148k▲ 47.9%
Operating result€-3k-€-384▲ 86.8%€99k€248k▲ 150%
Net result€-3k-€-489▲ 83.4%€87k€228k▲ 161%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2026 is 150% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €708k
Fixed assets
€364k ▼ 7.2%
Current assets
€344k ▲ 60.6%
Equity and liabilities €708k
Equity
€148k ▲ 47.9%
Debt
€560k ▲ 10.6%
Debt's share of the balance-sheet total falls from 83.5% to 79.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€308k▲
2025 · €137k
Cash flow
€288k▲
2025 · €126k
Current ratio
1.08▲
2025 · 1.02
Quick ratio
1.04▲
2025 · 0.94
Debt to equity
3.79▼
2025 · 5.06
ROE
154.2%▲
2025 · 87.4%
ROA
32.2%▲
2025 · 14.4%
Interest coverage
18.84▲
2025 · 13.52
Debt ≤ 1 year
€320k▲
2025 · €209k
Debt > 1 year
€238k▼
2025 · €286k
Income taxes
€4k▲
2025 · €2k
Staff costs
€366k▲
2025 · €246k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 57 lines
Balance sheet
Code20252026
Assets
Total assets20/58€606k€708k▲
Fixed assets21/28€392k€364k▼
Intangible fixed assets21€20k€10k▼
Tangible fixed assets22/27€372k€354k▼
Plant, machinery and equipment23€354k€341k▼
Furniture and vehicles24€18k€13k▼
Current assets29/58€214k€344k▲
Stocks and contracts in progress3€17k€13k▼
Stocks30/36€17k€13k▼
Amounts receivable within one year40/41€50k€100k▲
Trade receivables40€45k€16k▼
Other amounts receivable41€5k€84k▲
Cash at bank and in hand54/58€143k€224k▲
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€606k€708k▲
Equity10/15€100k€148k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€4k€81k▲
Non-distributable reserves130/1€4k€6k▲
Legal reserve130€4k€6k▲
Distributable reserves133-€75k
Profit (loss) carried forward14€34k€5k▼
Amounts payable17/49€506k€560k▲
Amounts payable after more than one year17€286k€238k▼
Financial debts170/4€286k€238k▼
Amounts payable within one year42/48€209k€320k▲
Current portion of amounts payable after more than one year42€47k€49k▲
Trade debts44€80k€46k▼
Suppliers440/4€80k€46k▼
Taxes, remuneration and social security45€33k€37k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9€29k€31k▲
Other amounts payable47/48€49k€188k▲
Accrued charges and deferred income492/3€11k€2k▼
Income statement
Code20252026
Remuneration, social security and pensions62€246k€366k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€60k▲
Other operating charges640/8€687€4k▲
Gross operating margin9900€384k€678k▲
Operating profit (loss)9901€99k€248k▲
Financial income75/76B€278€2▼
Recurring financial income75€278€2▼
Financial charges65/66B€10k€16k▲
Recurring financial charges65€10k€16k▲
Profit (loss) for the period before taxes9903€89k€232k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€87k€228k▲
Profit (loss) for the period to be appropriated9905€87k€228k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€261k▲
Profit (loss) brought forward from the previous period14P€-3k€34k▲
Transfer to equity691/2€4k€77k▲
To the legal reserve6920€4k€2k▼
To other reserves6921-€75k
Profit to be distributed694/7€46k€180k▲
Directors or managers695€46k€180k▲
Social balance
Average headcount (FTE)90876.79.9▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2026 · full schema · 11 days late
31-01
Financial
Highest result since 2023net €228k ▲161%
Operating result €248k, net result €228k, both a record.
31-01
Financial
Equity above €100kEq €148k ▲47.9%
2 profitable years in a row build equity to €148k.
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 17 days late
31-01
Financial
Back to profitnet €87k
Net result €87k after 2 loss-making years.
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos du Général Domon 71380 LasneGround area
1,726 m²
Building footprint
178 m²
Volume, LiDAR
848 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TEXSOI
since 20242.355.763.378
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25087C0462/00N000 | Wallonia | 1,519 m² | 1 · 113 m² | 9.5 m · 3 fl. |
| 54432C0052/02K000 | Wallonia | 207 m² | 1 · 65 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMouscron/Moeskroen2.355.763.378
Similar companies · same sector, comparable size
HK KONINGSLO
BE 0876.606.024
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SWEET COFFEE
BE 0835.994.696
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IPO
BE 0772.353.491
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LA MAREE OOSTENDE
BE 1016.159.330
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Anatolia 23
BE 0538.599.131
Hamont-Achel · Eq €147,552
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,282 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-08-2021
Fiscal year end31-01
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.