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TESSLOU

Active
Private limited company (pre-2019)founded 201411 yrs activeWijngaardplein 16, 8000 Brugge, BelgiumKBO/BCE: BE 0507.756.792

TESSLOU has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €8k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-6
Solvency75▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.95 in 2024; short-term debt: 49.9% of total assets), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.1%
Return on assets
4.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
28 d late
2023
32 d early
2022
32 d early
2021
1 d early
2020
2 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€92k▲ 9.1%
2024 · €85k
2018: €101k 2019: €106k 2020: €-99k 2021: €68k 2022: €68k 2023: €73k 2024: €85k
2018 → 2025
Total assets
€184k▲ 5.9%
2024 · €174k
2018: €620k 2019: €577k 2020: €272k 2021: €469k 2022: €171k 2023: €168k 2024: €174k
2018 → 2025
Net result
€8k▼ 32.9%
2024 · €11k
2018: €-103k 2019: €5k 2020: €-206k 2021: €167k 2022: €221 2023: €5k 2024: €11k
2018 → 2025
Working capital
€92k▲ 9.1%
2024 · €85k
2018: €-44k 2019: €15k 2020: €-140k 2021: €68k 2022: €68k 2023: €73k 2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€68k-€68k▲ 0.3%€73k▲ 7.7%€85k▲ 15.6%€92k▲ 9.1%
Operating result€168k-€459▼ 99.7%€-3k€4k€-3k
Net result€167k-€221▼ 99.9%€5k▲ 2,251%€11k▲ 119%€8k▼ 32.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2021: €168k€168kNet result 2021: €167k€167kOperating result 2022: €459€459Net result 2022: €221€221Operating result 2023: €-3k€-3kNet result 2023: €5k€5kOperating result 2024: €4k€4kNet result 2024: €11k€11kOperating result 2025: €-3k€-3kNet result 2025: €8k€8k20212022202320242025
The operating result turns negative in 2025: a loss of €3k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €184k
Equity €92k▲ 9.1%
Debt €92k▲ 3.0%
The debt ratio falls from 51.4% to 49.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Solvency
50.1%
2024 · 48.6%
Current ratio
2.00
2024 · 1.95
Quick ratio
2.00
2024 · 1.95
Debt / equity
1.00
2024 · 1.06
ROE
8.3%
2024 · 13.5%
ROA
4.2%
2024 · 6.6%
Debt
€92k
2024 · €89k
Debt ≤ 1 year
€92k
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€174k€184k
Current assets29/58€174k€184k
Amounts receivable within one year40/41€155k€184k
Other amounts receivable41€155k€184k
Cash at bank and in hand54/58€19k-
Equity and liabilities
Total equity and liabilities10/49€174k€184k
Equity10/15€85k€92k
Contributions10/11€135k€135k=
Reserves13€69k€69k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€64k€64k=
Profit (loss) carried forward14€-119k€-112k
Amounts payable17/49€89k€92k
Amounts payable within one year42/48€89k€92k
Trade debts44€1k-
Suppliers440/4€1k-
Other amounts payable47/48€88k€92k
Income statement Code20242025
Other operating charges640/8€572€1k
Gross operating margin9900€4k€-1k
Operating profit (loss)9901€4k€-3k
Financial income75/76B€8k€10k
Recurring financial income75€8k€10k
Financial charges65/66B€65-
Recurring financial charges65€65-
Profit (loss) for the period before taxes9903€11k€8k
Profit (loss) for the period9904€11k€8k
Profit (loss) for the period to be appropriated9905€11k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€-119k€-112k
Profit (loss) brought forward from the previous period14P€-131k€-119k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €167k
Net result €167k after one loss-making year.
28-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet €-206k ▼4076%
Net result drops to €-206k, the lowest in the series; recovery starts the following year.
30-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
22-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 114 days late
2018
15-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 15 days late
2017
03-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wijngaardplein 168000 Brugge
Ground area
78 m²
Parcel 31803C1050/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
MAXIMILIAAN VAN OOSTENRIJK
Wijngaardplein 16, 8000 BruggeFood and beverage service activities
since 20152.242.316.336
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31803C1050/00G000 Flanders 78 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,658 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded24-12-2014
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.