TERCOBEL · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TERCOBEL is 0.6% (low). The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	16-09-2025	47 d late	2025-00493754
31-12-2023	31-07-2024	06-08-2024	6 d late	2024-00333386
31-12-2022	31-07-2023	10-07-2023	21 d early	2023-00220156
31-12-2021	31-07-2022	07-06-2022	54 d early	2022-20049371
31-12-2020	31-07-2021	02-09-2021	33 d late	2021-64800469
31-12-2019	31-07-2020	31-03-2022	608 d late	2022-09500590
31-12-2018	31-07-2019	28-08-2019	28 d late	2019-58600266
31-12-2017	31-07-2018	16-07-2018	15 d early	2018-33600316
31-12-2016	31-07-2017	22-05-2017	70 d early	2017-12900253
31-12-2015	31-07-2016	07-07-2016	24 d early	2016-29900201

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1982, 44 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.6% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	micro	16-09-2025	2025-00493754
31-12-2023	volledig	06-08-2024	2024-00333386
31-12-2022	volledig	10-07-2023	2023-00220156
31-12-2021	volledig	07-06-2022	2022-20049371
31-12-2020	micro	02-09-2021	2021-64800469
31-12-2019	volledig	31-03-2022	2022-09500590
31-12-2018	volledig	28-08-2019	2019-58600266
31-12-2017	volledig	16-07-2018	2018-33600316
31-12-2016	volledig	22-05-2017	2017-12900253
31-12-2015	volledig	07-07-2016	2016-29900201

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

15 companies at this address See who is registered here

Establishment units

1 location

Rivage de Boubier 25, 6200 Châtelet

Verhuur van woningen, exclusief sociale woningen

since 20012.020.826.536

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area2,873 m²

Buildings1

Building footprint1,106 m²

Volume (LiDAR)8,861 m³

Tallest building8.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52012A1290/00S004	Wallonia	2,873 m²	1 · 1,106 m²	8.8 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

TERCOBEL

Registered office

Rivage de Boubier 25

6200 Châtelet, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.