teratech
ActiveSummary
teratech has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315k and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.78 against 2.9 in 2024; short-term debt: 23.5% and cash: 54.8% of total assets), and 23.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.5%
Return on assets
5.5%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €315k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
32 d early
2023
32 d early
2022
30 d early
2021
30 d early
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€315k▲ 7.8%
2024 · €292k
2018: €34k
2019: €40k
2020: €47k
2021: €47k
2022: €50k
2023: €104k
2024: €292k
2018 → 2025
Total assets
€411k▼ 1.0%
2024 · €415k
2018: €39k
2019: €48k
2020: €82k
2021: €75k
2022: €110k
2023: €243k
2024: €415k
2018 → 2025
Net result
€23k▼ 88.0%
2024 · €188k
2018: €5k
2019: €7k
2020: €6k
2021: €-88
2022: €4k
2023: €154k
2024: €188k
2018 → 2025
Working capital
€269k▲ 14.3%
2024 · €235k
2018: €34k
2019: €39k
2020: €32k
2021: €28k
2022: €40k
2023: €101k
2024: €235k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€50k▲ 7.5%€104k▲ 107%€292k▲ 181%€315k▲ 7.8%
Operating result€135-€5k▲ 3,870%€172k▲ 3,121%€269k▲ 55.9%€33k▼ 87.6%
Net result€-88-€4k€154k▲ 4,269%€188k▲ 22.5%€23k▼ 88.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411k
Fixed assets
€46k ▼ 19.4%
Current assets
€366k ▲ 1.9%
Equity and liabilities €411k
Equity
€315k ▲ 7.8%
Debt
€97k ▼ 21.7%
Debt's share of the balance-sheet total falls from 29.7% to 23.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €276k
Cash flow
€42k▼
2024 · €195k
Current ratio
3.78▲
2024 · 2.90
Debt to equity
0.31▼
2024 · 0.42
ROE
7.2%▼
2024 · 64.4%
ROA
5.5%▼
2024 · 45.3%
Interest coverage
780.96▼
2024 · 3924.83
Debt ≤ 1 year
€97k▼
2024 · €123k
Income taxes
€12k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€415k€411k▼
Fixed assets21/28€57k€46k▼
Tangible fixed assets22/27€57k€46k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€43k€33k▼
Current assets29/58€359k€366k▲
Amounts receivable within one year40/41€126k€139k▲
Trade receivables40€122k€108k▼
Other amounts receivable41€4k€32k▲
Cash at bank and in hand54/58€231k€225k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€415k€411k▼
Equity10/15€292k€315k▲
Contributions10/11€12k€12k=
Capital10€12k-
Issued capital100€19k-
Uncalled capital101€6k-
Reserves13€233k€278k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Distributable reserves133€231k€276k▲
Profit (loss) carried forward14€47k€24k▼
Amounts payable17/49€123k€97k▼
Amounts payable within one year42/48€123k€97k▼
Trade debts44€14k€4k▼
Suppliers440/4€14k€4k▼
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€106k€93k▼
Income statement
Code20242025
Remuneration, social security and pensions62€84-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€19k▲
Other operating charges640/8€906€780▼
Gross operating margin9900€277k€54k▼
Operating profit (loss)9901€269k€33k▼
Financial income75/76B€744€2k▲
Recurring financial income75€744€2k▲
Financial charges65/66B€70€68▼
Recurring financial charges65€70€68▼
Profit (loss) for the period before taxes9903€269k€35k▼
Income taxes67/77€81k€12k▼
Profit (loss) for the period9904€188k€23k▼
Profit (loss) for the period to be appropriated9905€188k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€229k€69k▼
Profit (loss) brought forward from the previous period14P€40k€47k▲
Transfer to equity691/2€182k€45k▼
To other reserves6921€182k€45k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €188k ▲22.5%
Operating result €269k, net result €188k, both a record.
30-09
Financial
Equity above €200kEq €292k ▲181%
3 profitable years in a row build equity to €292k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €104k ▲107%
2 profitable years in a row build equity to €104k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-88
Net result drops to €-88, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2007
Ground area
225 m²
Building footprint
106 m²
Volume, LiDAR
783 m³
Parcel 23020D0119/00N005, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
TERATECH
since 20072.158.433.607
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020D0119/00N005 | Flanders | 225 m² | 1 · 106 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,121 companies in sector 46500 we hold annual accounts for 1,403. 1,066 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2006
Fiscal year end30-09
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.