Ter Ijzer

Active

Public limited company·Activiteiten van holdings· 4 yrs active

Kuipebosstraat 11 ·8880 Ledegem, Belgium

KBO/BCE: BE 0789.622.659

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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Staff (FTE)1

Real estate1 parcel · 2,022 m²

Summary

Conclusion

the dossier summarised in one paragraph

Ter Ijzer is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.58M and a net result of €543k. Its solvency ranks better than 39% of 1409 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	24-07-2025	7 d early	2025-00304813
31-12-2023	31-07-2024	27-07-2024	4 d early	2024-00297553

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€1.58M+52.3%

Net result€543k+1271.1%

Total assets€5.70M+1.0%

Solvency27.8%+9.4pp

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 24-07-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	27.8%	37.3%	better than 39% of 1409 sector peers
Net result	€543k	€45k	better than 88% of 1408 sector peers
Equity	€1.58M	€362k	better than 77% of 1409 sector peers
Gross operating margin	€264k	€65k	better than 84% of 1407 sector peers
Staff costs	€73k	€70k	higher than 51% of 197 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€543k

+1271.1% 23-24

Total assets

€5.70M

+1.0% 23-24

Equity

€1.58M

+52.3% 23-24

Employees (FTE)

+400.0% 23-24

Staff costs

€73k

+593.6% 23-24

Income taxes

€11k

+13.1% 23-24

Debt

€4.12M

-10.6% 23-24

Debt ≤ 1y

€732k

-55.4% 23-24

Debt > 1y

€3.32M

+13.0% 23-24

Solvency

27.8%

+50.8% 23-24

ROE

34.3%

+800.5% 23-24

ROA

9.5%

+1257.8% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	n/a
EBITDA	n/a
Net profit	€543k
Cash flow	n/a
Staff costs	€73k
Income taxes	€11k
Dividends	-
Total assets	€5.70M
Equity	€1.58M
Debt	€4.12M
of which ≤ 1y	€732k
of which > 1y	€3.32M
Working capital	n/a
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	27.8%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	9.5%
ROE	34.3%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €5.60M · 98.3% Current assets €96k · 1.7%

Equity & liabilities

Equity €1.58M · 27.8% Debt €4.12M · 72.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€5.70M
Fixed assets	21/28	€5.60M
Tangible fixed assets	22/27	€37k
Financial fixed assets	28	€5.57M
Current assets	29/58	€96k
Amounts receivable within one year	40/41	€53k
Cash & bank	54/58	€42k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€5.70M
Equity	10/15	€1.58M
Contributions / capital	10/11	€1.00M
Reserves	13	€583k
Amounts payable	17/49	€4.12M
Amounts payable after one year	17	€3.32M
Amounts payable within one year	42/48	€732k
Trade debts payable within one year	44	€1k
Income statement
Gross operating margin	9900	€264k
Operating result	9901	€186k
Financial income	75	€500k
Financial charges	65	€132k
Result before taxes	9903	€555k
Income taxes	67/77	€11k
Net result for the period	9904	€543k
Result to be appropriated	9905	€543k

You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

7 companies at this address See who is registered here

Establishment units

1 location

Kuipebosstraat 11, 8880 Ledegem

Holdings

since 20232.348.375.542

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area2,022 m²

Buildings1

Building footprint165 m²

Volume (LiDAR)1,492 m³

Tallest building18.7 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36018A1001/00E000	Flanders	2,022 m²	1 · 165 m²	18.6 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.