Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of TENSITY is 1.1% (low). The 2024 annual accounts show equity of €65k and a net result of €7k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 37 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.0% | 21.1% | |
| Net result | €7k | €10k | |
| Equity | €65k | €44k | |
| Gross operating margin | €70k | €35k | |
| Total assets | €1.08M | €148k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €11k |
| Net profit | €7k |
| Cash flow | €8k |
| Staff costs | €59k |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €1.08M |
| Equity | €65k |
| Debt | €1.01M |
| of which ≤ 1y | €677k |
| of which > 1y | €335k |
| Working capital | €-249k |
| Employees (FTE) | 1.0 |
| 2024 | |
|---|---|
| Current ratio | 0.63 |
| Quick ratio | 0.63 |
| Working capital ratio | -23.1% |
| Solvency | 6.0% |
| Debt / equity | 15.65 |
| Long-term debt ratio | 5.18 |
| Interest coverage | 10.59 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.6% |
| ROE | 10.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.08M |
| Fixed assets | 21/28 | €648k |
| Tangible fixed assets | 22/27 | €648k |
| Current assets | 29/58 | €428k |
| Amounts receivable within one year | 40/41 | €228k |
| Cash & bank | 54/58 | €439 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.08M |
| Equity | 10/15 | €65k |
| Contributions / capital | 10/11 | €62k |
| Reserves | 13 | €444 |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €1.01M |
| Amounts payable after one year | 17 | €335k |
| Amounts payable within one year | 42/48 | €677k |
| Trade debts payable within one year | 44 | €650k |
| Income statement | ||
| Gross operating margin | 9900 | €70k |
| Operating result | 9901 | €10k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €9k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92065B0049/00E000 | Wallonia | 3,472 m² | 1 · 1,007 m² | 7.8 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 acts13-05-2024 Alicia ORTEGA TORRES resigns as managing director
Analysis
Snowflake analysis
financial profile on 5 axesMixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Ask AI about this company
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AI due-diligence brief
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameFR | TENSITY |