TENEO
ActiveSummary
TENEO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €42k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-4
Solvency89▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 3.57 in 2024; short-term debt: 24.8% and cash: 67% of total assets), and 35.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
22 d early
2023
29 d early
2022
13 d early
2021
25 d late
2020
12 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▲ 15.1%
2024 · €156k
2018: €116k
2019: €63k▼ -45.6% vs 2018lowest in 8 years
2020: €78k▲ +23.3% vs 2019
2021: €90k▲ +15.0% vs 2020
2022: €109k▲ +21.1% vs 2021
2023: €130k▲ +19.8% vs 2022
2024: €156k▲ +19.7% vs 2023
2025: €179k▲ +15.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€278k▲ 12.3%
2024 · €248k
2018: €162k
2019: €99k▼ -38.9% vs 2018lowest in 8 years
2020: €115k▲ +16.8% vs 2019
2021: €111k▼ -4.2% vs 2020
2022: €122k▲ +10.0% vs 2021
2023: €168k▲ +38.0% vs 2022
2024: €248k▲ +47.4% vs 2023
2025: €278k▲ +12.3% vs 2024highest in 8 years
2018 → 2025
Net result
€42k▼ 4.9%
2024 · €44k
2018: €-17k
2019: €-53k▼ -206% vs 2018lowest in 8 years
2020: €24k▲ +145% vs 2019
2021: €12k▼ -50.7% vs 2020
2022: €19k▲ +61.7% vs 2021
2023: €40k▲ +109% vs 2022
2024: €44k▲ +10.4% vs 2023highest in 8 years
2025: €42k▼ -4.9% vs 2024
2018 → 2025
Working capital
€150k▲ 20.6%
2024 · €125k
2018: €102k
2019: €52k▼ -48.8% vs 2018lowest in 8 years
2020: €69k▲ +31.7% vs 2019
2021: €87k▲ +26.7% vs 2020
2022: €105k▲ +20.8% vs 2021
2023: €116k▲ +10.3% vs 2022
2024: €125k▲ +7.2% vs 2023
2025: €150k▲ +20.6% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€109k▲ 21.1%€130k▲ 19.8%€156k▲ 19.7%€179k▲ 15.1%
2021: €90klowest in 5 years
2022: €109k▲ +21.1% vs 2021
2023: €130k▲ +19.8% vs 2022
2024: €156k▲ +19.7% vs 2023
2025: €179k▲ +15.1% vs 2024highest in 5 years
Operating result€14k-€22k▲ 63.7%€53k▲ 141%€61k▲ 13.9%€61k▲ 0.3%
2021: €14klowest in 5 years
2022: €22k▲ +63.7% vs 2021
2023: €53k▲ +141% vs 2022
2024: €61k▲ +13.9% vs 2023
2025: €61k▲ +0.3% vs 2024highest in 5 years
Net result€12k-€19k▲ 61.7%€40k▲ 109%€44k▲ 10.4%€42k▼ 4.9%
2021: €12klowest in 5 years
2022: €19k▲ +61.7% vs 2021
2023: €40k▲ +109% vs 2022
2024: €44k▲ +10.4% vs 2023highest in 5 years
2025: €42k▼ -4.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 0% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets
€59k ▼ 21.0%
Current assets
€219k ▲ 26.6%
Equity and liabilities €278k
Equity
€179k ▲ 15.1%
Debt
€99k ▲ 7.6%
Debt's share of the balance-sheet total falls from 37.1% to 35.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▲
2024 · €77k
Cash flow
€59k▼
2024 · €59k
Current ratio
3.18▼
2024 · 3.57
Debt to equity
0.55▼
2024 · 0.59
ROE
23.1%▼
2024 · 28.0%
ROA
14.9%▼
2024 · 17.6%
Interest coverage
28.55▲
2024 · 13.37
Debt ≤ 1 year
€69k▲
2024 · €48k
Debt > 1 year
€30k▼
2024 · €43k
Income taxes
€17k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€248k€278k▲
Fixed assets21/28€74k€59k▼
Tangible fixed assets22/27€74k€59k▼
Land and buildings22€10k€9k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€62k€48k▼
Current assets29/58€173k€219k▲
Amounts receivable after more than one year29€1k€0▼
Other amounts receivable291€1k€0▼
Amounts receivable within one year40/41€30k€33k▲
Trade receivables40€29k€32k▲
Other amounts receivable41€218€355▲
Cash at bank and in hand54/58€142k€186k▲
Deferred charges and accrued income490/1-€165
Equity and liabilities
Total equity and liabilities10/49€248k€278k▲
Equity10/15€156k€179k▲
Contributions10/11€12k€12k=
Reserves13€143k€167k▲
Distributable reserves133€143k€167k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€92k€99k▲
Amounts payable after more than one year17€43k€30k▼
Financial debts170/4€43k€30k▼
Amounts payable within one year42/48€48k€69k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€14k€25k▲
Taxes450/3€14k€25k▲
Other amounts payable47/48€19k€28k▲
Accrued charges and deferred income492/3€126€114▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€80k€80k▲
Operating profit (loss)9901€61k€61k▲
Financial income75/76B€174€92▼
Recurring financial income75€174€92▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€55k€58k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€44k€42k▼
Profit (loss) for the period to be appropriated9905€44k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€42k▼
Transfer to equity691/2€26k€24k▼
To other reserves6921€26k€24k▼
Profit to be distributed694/7€18k€18k=
Return on contributions (dividend)694€18k€18k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €1k | €2k | €16k | €18k | ▲ 11.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | €13k | €0 | - | - | - |
| Other operating charges640/8 | €265 | €269 | €286 | €3k | €2k | ▼ 51.2% |
| Gross operating margin9900 | €27k | €36k | €55k | €80k | €80k | ▲ 0.3% |
| Operating profit (loss)9901 | €14k | €22k | €53k | €61k | €61k | ▲ 0.3% |
| Financial income75/76B | €680 | €886 | €263 | €174 | €92 | ▼ 47.0% |
| Recurring financial income75 | €680 | €886 | €263 | €174 | €92 | ▼ 47.0% |
| Financial charges65/66B | €2k | €2k | €3k | €6k | €3k | ▼ 52.0% |
| Recurring financial charges65 | €2k | €2k | €3k | €6k | €3k | ▼ 52.0% |
| Profit (loss) for the period before taxes9903 | €12k | €21k | €51k | €55k | €58k | ▲ 5.5% |
| Income taxes67/77 | €91 | €2k | €11k | €12k | €17k | ▲ 44.4% |
| Profit (loss) for the period9904 | €12k | €19k | €40k | €44k | €42k | ▼ 4.9% |
| Profit (loss) for the period to be appropriated9905 | €12k | €19k | €40k | €44k | €42k | ▼ 4.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €111k | €122k | €168k | €248k | €278k | ▲ 12.3% |
| Fixed assets21/28 | €2k | €3k | €14k | €74k | €59k | ▼ 21.0% |
| Tangible fixed assets22/27 | €2k | €3k | €14k | €74k | €59k | ▼ 21.0% |
| Land and buildings22 | - | - | €11k | €10k | €9k | ▼ 11.9% |
| Plant, machinery and equipment23 | €0 | - | - | €2k | €1k | ▼ 20.5% |
| Furniture and vehicles24 | €2k | €3k | €2k | €62k | €48k | ▼ 22.5% |
| Current assets29/58 | €108k | €118k | €154k | €173k | €219k | ▲ 26.6% |
| Amounts receivable after more than one year29 | €28k | €13k | €8k | €1k | €0 | ▼ 100% |
| Other amounts receivable291 | €28k | €13k | €8k | €1k | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €59k | €62k | €37k | €30k | €33k | ▲ 10.5% |
| Trade receivables40 | €49k | €55k | €32k | €29k | €32k | ▲ 10.1% |
| Other amounts receivable41 | €10k | €7k | €6k | €218 | €355 | ▲ 62.5% |
| Cash at bank and in hand54/58 | €22k | €43k | €109k | €142k | €186k | ▲ 30.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | €165 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €111k | €122k | €168k | €248k | €278k | ▲ 12.3% |
| Equity10/15 | €90k | €109k | €130k | €156k | €179k | ▲ 15.1% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €77k | €96k | €118k | €143k | €167k | ▲ 16.4% |
| Non-distributable reserves130/1 | €0 | - | - | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - | - | - |
| Distributable reserves133 | €77k | €96k | €118k | €143k | €167k | ▲ 16.4% |
| Profit (loss) carried forward14 | €0 | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €21k | €13k | €38k | €92k | €99k | ▲ 7.6% |
| Amounts payable after more than one year17 | €0 | - | - | €43k | €30k | ▼ 31.1% |
| Financial debts170/4 | €0 | - | - | €43k | €30k | ▼ 31.1% |
| Amounts payable within one year42/48 | €21k | €13k | €38k | €48k | €69k | ▲ 42.1% |
| Current portion of amounts payable after more than one year42 | €5k | €0 | - | €13k | €13k | ▲ 4.1% |
| Trade debts44 | €2k | €513 | €2k | €3k | €2k | ▼ 26.4% |
| Suppliers440/4 | €2k | €513 | €2k | €3k | €2k | ▼ 26.4% |
| Taxes, remuneration and social security45 | €8k | €12k | €17k | €14k | €25k | ▲ 77.0% |
| Taxes450/3 | €8k | €12k | €17k | €14k | €25k | ▲ 77.0% |
| Other amounts payable47/48 | €7k | €637 | €19k | €19k | €28k | ▲ 52.8% |
| Accrued charges and deferred income492/3 | - | €112 | €0 | €126 | €114 | ▼ 9.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €19k | €40k | €44k | €42k | ▼ 4.9% |
| + Depreciation and write-downs630 | €14k | €1k | €2k | €16k | €18k | ▲ 11.4% |
| Operating cash flow (approximation) | €25k | €20k | €41k | €59k | €59k | ▼ 0.6% |
| Investment in fixed assets (approximation) | - | €-2k | €-12k | €-76k | €-2k | ▲ 97.5% |
| Change in cash | - | €21k | €66k | €34k | €44k | ▲ 29.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €44k ▲10.4%
Net result €44k, the highest in the series.
31-12
Financial
Equity above €150kEq €156k ▲19.7%
5 profitable years in a row build equity to €156k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €109k ▲21.1%
3 profitable years in a row build equity to €109k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
Show earlier events
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2009
Ground area
817 m²
Building footprint
153 m²
Volume, LiDAR
615 m³
Parcel 31403F0030/00F000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TENEO
since 20092.175.992.288
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31403F0030/00F000 | Flanders | 817 m² | 1 · 153 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Scores and ratios are computed by Checked and are not a credit decision.