TEMPE
ActiveSummary
TEMPE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €25. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-5
Solvency95▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 3.8 in 2024; short-term debt: 30.1% and cash: 29.4% of total assets), and 30.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
5 d early
2023
12 d early
2022
13 d early
2021
13 d early
2020
12 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 14.5%
2024 · €41k
2018: €23klowest in 8 years
2019: €25k▲ +8.5% vs 2018
2020: €31k▲ +24.3% vs 2019
2021: €36k▲ +15.2% vs 2020
2022: €34k▼ -5.3% vs 2021
2023: €39k▲ +14.8% vs 2022
2024: €41k▲ +6.0% vs 2023highest in 8 years
2025: €35k▼ -14.5% vs 2024
2018 → 2025
Total assets
€50k▼ 3.4%
2024 · €52k
2018: €28k
2019: €27k▼ -0.8% vs 2018lowest in 8 years
2020: €37k▲ +33.4% vs 2019
2021: €46k▲ +24.5% vs 2020
2022: €38k▼ -15.8% vs 2021
2023: €43k▲ +12.3% vs 2022
2024: €52k▲ +20.5% vs 2023highest in 8 years
2025: €50k▼ -3.4% vs 2024
2018 → 2025
Net result
€25▼ 98.9%
2024 · €2k
2018: €17khighest in 8 years
2019: €2k▼ -88.2% vs 2018
2020: €6k▲ +210% vs 2019
2021: €5k▼ -22.3% vs 2020
2022: €-2k▼ -140% vs 2021lowest in 8 years
2023: €5k▲ +363% vs 2022
2024: €2k▼ -53.2% vs 2023
2025: €25▼ -98.9% vs 2024
2018 → 2025
Working capital
€25k▼ 18.9%
2024 · €31k
2018: €23klowest in 8 years
2019: €25k▲ +8.5% vs 2018
2020: €30k▲ +20.3% vs 2019
2021: €32k▲ +7.0% vs 2020
2022: €32k▲ +1.0% vs 2021highest in 8 years
2023: €32k▼ -2.6% vs 2022
2024: €31k▼ -2.9% vs 2023
2025: €25k▼ -18.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€34k▼ 5.3%€39k▲ 14.8%€41k▲ 6.0%€35k▼ 14.5%
2021: €36k
2022: €34k▼ -5.3% vs 2021lowest in 5 years
2023: €39k▲ +14.8% vs 2022
2024: €41k▲ +6.0% vs 2023highest in 5 years
2025: €35k▼ -14.5% vs 2024
Operating result€7k-€-2k€7k€4k▼ 49.5%€382▼ 89.1%
2021: €7k
2022: €-2k▼ -129% vs 2021lowest in 5 years
2023: €7k▲ +458% vs 2022highest in 5 years
2024: €4k▼ -49.5% vs 2023
2025: €382▼ -89.1% vs 2024
Net result€5k-€-2k€5k€2k▼ 53.2%€25▼ 98.9%
2021: €5k
2022: €-2k▼ -140% vs 2021lowest in 5 years
2023: €5k▲ +363% vs 2022highest in 5 years
2024: €2k▼ -53.2% vs 2023
2025: €25▼ -98.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€10k ▼ 2.0%
Current assets
€40k ▼ 3.8%
Equity and liabilities €50k
Equity
€35k ▼ 14.5%
Debt
€15k ▲ 38.3%
Debt's share of the balance-sheet total rises from 21.0% to 30.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €6k
Cash flow
€3k▼
2024 · €5k
Current ratio
2.64▼
2024 · 3.80
Debt to equity
0.43▲
2024 · 0.27
ROE
0.1%▼
2024 · 5.7%
ROA
0.0%▼
2024 · 4.5%
Interest coverage
22.85▼
2024 · 48.19
Debt ≤ 1 year
€15k▲
2024 · €11k
Income taxes
€280▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€52k€50k▼
Formation expenses20€0€0=
Fixed assets21/28€10k€10k▼
Tangible fixed assets22/27€10k€10k▼
Furniture and vehicles24€8k€8k▼
Other tangible fixed assets26€2k€2k=
Financial fixed assets28€220€220=
Current assets29/58€42k€40k▼
Amounts receivable within one year40/41€21k€18k▼
Trade receivables40€19k€17k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€20k€15k▼
Deferred charges and accrued income490/1€811€7k▲
Equity and liabilities
Total equity and liabilities10/49€52k€50k▼
Equity10/15€41k€35k▼
Contributions10/11€16k€16k=
Reserves13€22k€16k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€17k€11k▼
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€15k▲
Trade debts44€1k€754▼
Suppliers440/4€1k€754▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€7k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Non-recurring operating charges66A-€214
Gross operating margin9900€6k€3k▼
Operating profit (loss)9901€4k€382▼
Financial income75/76B€0€54▲
Recurring financial income75€0€54▲
Financial charges65/66B€118€132▲
Recurring financial charges65€118€132▲
Profit (loss) for the period before taxes9903€3k€305▼
Income taxes67/77€1k€280▼
Profit (loss) for the period9904€2k€25▼
Profit (loss) for the period to be appropriated9905€2k€25▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€4k▼
Profit (loss) brought forward from the previous period14P€3k€4k▲
Transfer from equity791/2-€6k
Transfer to equity691/2€2k-
To other reserves6921€2k-
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €253 | €354 | €1k | €2k | €3k | ▲ 21.4% |
| Other operating charges640/8 | - | - | €107 | - | - | - |
| Non-recurring operating charges66A | €997 | - | - | - | €214 | - |
| Gross operating margin9900 | €8k | €-2k | €8k | €6k | €3k | ▼ 43.2% |
| Operating profit (loss)9901 | €7k | €-2k | €7k | €4k | €382 | ▼ 89.1% |
| Financial income75/76B | - | €105 | - | €0 | €54 | ▲ 180,433% |
| Recurring financial income75 | - | €105 | - | €0 | €54 | ▲ 180,433% |
| Financial charges65/66B | €86 | €56 | €195 | €118 | €132 | ▲ 11.9% |
| Recurring financial charges65 | €86 | €56 | €195 | €118 | €132 | ▲ 11.9% |
| Profit (loss) for the period before taxes9903 | €7k | €-2k | €7k | €3k | €305 | ▼ 91.0% |
| Income taxes67/77 | €2k | - | €2k | €1k | €280 | ▼ 73.7% |
| Profit (loss) for the period9904 | €5k | €-2k | €5k | €2k | €25 | ▼ 98.9% |
| Profit (loss) for the period to be appropriated9905 | €5k | €-2k | €5k | €2k | €25 | ▼ 98.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €46k | €38k | €43k | €52k | €50k | ▼ 3.4% |
| Formation expenses20 | - | - | €0 | €0 | €0 | - |
| Fixed assets21/28 | €4k | €1k | €7k | €10k | €10k | ▼ 2.0% |
| Tangible fixed assets22/27 | €2k | €1k | €7k | €10k | €10k | ▼ 2.0% |
| Furniture and vehicles24 | €2k | €1k | €5k | €8k | €8k | ▼ 2.5% |
| Other tangible fixed assets26 | - | - | €2k | €2k | €2k | = |
| Financial fixed assets28 | €2k | €220 | €220 | €220 | €220 | = |
| Current assets29/58 | €42k | €37k | €36k | €42k | €40k | ▼ 3.8% |
| Amounts receivable within one year40/41 | €19k | €23k | €17k | €21k | €18k | ▼ 14.0% |
| Trade receivables40 | €16k | €22k | €16k | €19k | €17k | ▼ 13.4% |
| Other amounts receivable41 | €2k | €782 | €840 | €2k | €1k | ▼ 21.0% |
| Cash at bank and in hand54/58 | €23k | €14k | €19k | €20k | €15k | ▼ 26.2% |
| Deferred charges and accrued income490/1 | - | - | €444 | €811 | €7k | ▲ 806% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €46k | €38k | €43k | €52k | €50k | ▼ 3.4% |
| Equity10/15 | €36k | €34k | €39k | €41k | €35k | ▼ 14.5% |
| Contributions10/11 | €16k | €16k | €16k | €16k | €16k | = |
| Reserves13 | €15k | €15k | €20k | €22k | €16k | ▼ 27.6% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €3k | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | €10k | €10k | €15k | €17k | €11k | ▼ 35.5% |
| Profit (loss) carried forward14 | €5k | €3k | €3k | €4k | €4k | ▲ 0.7% |
| Amounts payable17/49 | €10k | €5k | €4k | €11k | €15k | ▲ 38.3% |
| Amounts payable within one year42/48 | €10k | €5k | €4k | €11k | €15k | ▲ 38.3% |
| Trade debts44 | €2k | €93 | €2k | €1k | €754 | ▼ 33.0% |
| Suppliers440/4 | €2k | €93 | €2k | €1k | €754 | ▼ 33.0% |
| Taxes, remuneration and social security45 | €5k | €5k | €2k | €3k | €1k | ▼ 52.6% |
| Taxes450/3 | €4k | €3k | €2k | €3k | €1k | ▼ 52.6% |
| Remuneration and social security454/9 | €1k | €1k | - | - | - | - |
| Other amounts payable47/48 | €3k | - | €885 | €7k | €13k | ▲ 86.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €-2k | €5k | €2k | €25 | ▼ 98.9% |
| + Depreciation and write-downs630 | €253 | €354 | €1k | €2k | €3k | ▲ 21.4% |
| Operating cash flow (approximation) | €5k | €-2k | €6k | €5k | €3k | ▼ 41.0% |
| Investment in fixed assets (approximation) | - | €2k | €-7k | €-5k | €-2k | ▲ 55.3% |
| Change in cash | - | €-9k | €5k | €1k | €-5k | ▼ 479% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2001
Ground area
275 m²
Building footprint
296 m²
Volume, LiDAR
3,583 m³
2 parcels, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
TEMPE
since 20012.383.347.507
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0319/00C003 | Brussels | 169 m² | 1 · 168 m² | 16.9 m · 5 fl. |
| 21383B0053/00Y000 | Brussels | 106 m² | 1 · 128 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,276 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-11-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.