Telecom & Rope Access Technicians
ActiveTelecom & Rope Access Technicians has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €10k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-13
Solvency100=
Growth35▼-2
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 24.41 against 6.18 in 2024; short-term debt: 3.9% and cash: 7.1% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
162 d late
2023
75 d late
2022
30 d late
2021
61 d late
2020
90 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€101k▼ 24.4%
2024 · €134k
2023: €146k
2024: €134k
2023 → 2025
EBIT margin
7.6%▼ 8.6pp
2024 · 16.3%
2023: 11.6%
2024: 16.3%
2023 → 2025
Net result
€10k▼ 34.6%
2024 · €16k
2018: €18k
2019: €6k
2020: €21k
2021: €23k
2022: €4k
2023: €12k
2024: €16k
2018 → 2025
Working capital
€113k▲ 15.2%
2024 · €98k
2018: €53k
2019: €69k
2020: €98k
2021: €109k
2022: €118k
2023: €96k
2024: €98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€146k€134k▼ 7.9%€101k▼ 24.4%
Equity€133k-€137k▲ 2.8%€110k▼ 19.8%€108k▼ 1.9%€118k▲ 9.6%
Operating result€32k-€6k▼ 82.0%€17k▲ 194%€22k▲ 28.5%€8k▼ 64.6%
Net result€23k-€4k▼ 84.1%€12k▲ 223%€16k▲ 31.7%€10k▼ 34.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€5k▼ 46.8%
Current assets
€118k▲ 0.6%
Equity and liabilities €123k
Equity
€118k▲ 9.6%
Debt
€5k▼ 74.5%
The debt ratio falls from 14.9% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €27k
Cash flow
€16k▼
2024 · €21k
Solvency
96.1%▲
2024 · 85.1%
Current ratio
24.41▲
2024 · 6.18
Quick ratio
24.41▲
2024 · 6.18
Debt / equity
0.04▼
2024 · 0.18
ROE
8.8%▼
2024 · 14.7%
ROA
8.4%▼
2024 · 12.5%
Interest coverage
32.53▼
2024 · 61.37
Debt
€5k▼
2024 · €19k
Debt ≤ 1 year
€5k▼
2024 · €19k
Income taxes
€2k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€123k▼
Fixed assets21/28€10k€5k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€10k€5k▼
Plant, machinery and equipment23€925€1k▲
Furniture and vehicles24€9k€4k▼
Leasing and similar rights25€0€0=
Current assets29/58€117k€118k▲
Amounts receivable within one year40/41€20k€30k▲
Trade receivables40€16k€150▼
Other amounts receivable41€4k€30k▲
Current investments50/53€74k€78k▲
Cash at bank and in hand54/58€19k€9k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€127k€123k▼
Equity10/15€108k€118k▲
Contributions10/11€12k€12k=
Reserves13€91k€91k=
Tax-exempt reserves132€7k€7k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14€5k€15k▲
Amounts payable17/49€19k€5k▼
Amounts payable within one year42/48€19k€5k▼
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€4k-
Income statement
Code20242025
Turnover70€134k€101k▼
Goods, raw materials, services and sundry goods60/61€107k€88k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€636€654▲
Non-recurring operating charges66A-€925
Gross operating margin9900€28k€15k▼
Operating profit (loss)9901€22k€8k▼
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€445€398▼
Recurring financial charges65€445€398▼
Profit (loss) for the period before taxes9903€23k€13k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€16k€10k▼
Profit (loss) for the period to be appropriated9905€16k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€15k▼
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer from equity791/2€18k-
Transfer to equity691/2€16k-
To other reserves6921€16k-
Profit to be distributed694/7€18k-
Return on contributions (dividend)694€18k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 162 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 24.41
Current ratio from 6.18 to 24.41; short-term debt falls from €19k to €5k.
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼84.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €23k ▲13.8%
Operating result €32k, net result €23k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.95
Current ratio from 4.16 to 8.95; short-term debt falls from €31k to €14k.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Equity above €100kEq €110k ▲22.9%
3 profitable years in a row build equity to €110k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 3.18
Current ratio from 1.57 to 3.18; short-term debt falls from €94k to €32k.
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 98 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2003
Ground area
436 m²
Building footprint
100 m²
Volume, LiDAR
611 m³
Parcel 12392A0786/00L002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Telecom &Rope Access Technicians
since 20032.134.872.505
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0786/00L002 | Flanders | 436 m² | 1 · 100 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 128 EUR awarded · 128 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 128 EUR | 128 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
MRG ELEC
BE 0809.275.255
Aubange · Eq €118k
Marwan Connect
BE 0774.507.584
Sint-Niklaas · Eq €118k
Defauw Techniek
BE 0749.797.726
Aalter · Eq €118k
CTS TECHNICAL SERVICE
BE 0727.812.576
Waregem · Eq €118k
VERMEULEN CONTROLSYSTEMS
BE 0829.857.368
Staden · Eq €118k
Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 8,765 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2003
Fiscal year end31-12
Abbreviation NL
TELRATE
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.