Summary
Conclusion
the dossier summarised in one paragraphThe file of Telcotech contains 2 judicial reorganisations and 1 administrative flag, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2021 annual accounts show equity of €27k and a net result of €6k. Equity is growing by ~23.6% per year across the filed fiscal years.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
3 eventsSignals
Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.
Trust signals
2 signalsAdministrative Flags
1 eventFinancials
Annual accounts & ratios
Source: NBB · 2021How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2021 |
|---|---|
| Revenue | - |
| EBITDA | €49k |
| Net profit | €6k |
| Cash flow | €20k |
| Staff costs | €981k |
| Income taxes | €18k |
| Dividends | - |
| Total assets | €603k |
| Equity | €27k |
| Debt | €576k |
| of which ≤ 1y | €576k |
| of which > 1y | - |
| Working capital | €-15k |
| Employees (FTE) | 23.0 |
| 2021 | |
|---|---|
| Current ratio | 0.97 |
| Quick ratio | 0.97 |
| Working capital ratio | -2.4% |
| Solvency | 4.5% |
| Debt / equity | 21.06 |
| Long-term debt ratio | - |
| Interest coverage | 4.30 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.9% |
| ROE | 20.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €603k |
| Fixed assets | 21/28 | €42k |
| Tangible fixed assets | 22/27 | €42k |
| Current assets | 29/58 | €561k |
| Amounts receivable within one year | 40/41 | €560k |
| Cash & bank | 54/58 | €968 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €603k |
| Equity | 10/15 | €27k |
| Contributions / capital | 10/11 | €11k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €15k |
| Amounts payable | 17/49 | €576k |
| Amounts payable within one year | 42/48 | €576k |
| Trade debts payable within one year | 44 | €88k |
| Income statement | ||
| Gross operating margin | 9900 | €1.03M |
| Operating result | 9901 | €35k |
| Financial charges | 65 | €11k |
| Result before taxes | 9903 | €23k |
| Income taxes | 67/77 | €18k |
| Net result for the period | 9904 | €6k |
| Result to be appropriated | 9905 | €6k |
Health barometer
FY 2021 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0773/00T004 | Flanders | 3,899 m² | 1 · 4,663 m² | 19.3 m · 2 fl. |
| 21808H0901/00N000 | Brussels | 2,342 m² | 1 · 1,841 m² | 42.2 m · 12 fl. |
Publications
Lifecycle & Insolvency Signals
3 events from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
3 acts11-10-2024 Registered office moved from Opwijk to Brussel
- Kattestraat 20, 1745 Opwijk → Wolstraat 70, 1000 Brussel
26-08-2024 Closure of the liquidation
31-03-2023 De Spreekbuis resigns as director
- De Spreekbuis, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axesFragile profile, watch stability in particular.
All 5 axes are computed from data Checked has read.
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | Telcotech |
| Trade nameNL | Telcotech |
- 23-11-2025 Address struck