TEKMA
ActiveTEKMA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €-13k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency90=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.71 in 2024), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
-6.3%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€13k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
10 d late
2023
9 d late
2022
13 d late
2021
4 d early
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▼ 10.5%
2024 · €124k
2019: €90k
2020: €115k
2021: €144k
2022: €155k
2023: €164k
2024: €124k
2019 → 2025
Total assets
€206k▼ 12.5%
2024 · €235k
2019: €176k
2020: €199k
2021: €220k
2022: €281k
2023: €252k
2024: €235k
2019 → 2025
Net result
€-13k▼ 122%
2024 · €-6k
2019: €37k
2020: €32k
2021: €32k
2022: €12k
2023: €10k
2024: €-6k
2019 → 2025
Working capital
€66k▼ 16.9%
2024 · €79k
2019: €86k
2020: €86k
2021: €90k
2022: €99k
2023: €97k
2024: €79k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€155k▲ 7.6%€164k▲ 5.9%€124k▼ 24.4%€111k▼ 10.5%
Operating result€46k-€19k▼ 57.7%€17k▼ 10.3%€-3k€-11k▼ 215%
Net result€32k-€12k▼ 63.2%€10k▼ 15.6%€-6k€-13k▼ 122%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €3k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206k
Fixed assets
€46k▲ 0.7%
Current assets
€160k▼ 15.7%
Equity and liabilities €206k
Equity
€111k▼ 10.5%
Debt
€95k▼ 14.7%
The debt ratio falls from 47.2% to 46.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€15k▼
2024 · €20k
Cash flow
€12k▼
2024 · €18k
Solvency
54.0%▲
2024 · 52.8%
Current ratio
1.69▼
2024 · 1.71
Quick ratio
1.15▼
2024 · 1.19
Debt / equity
0.85▼
2024 · 0.89
ROE
-11.7%▼
2024 · -4.7%
ROA
-6.3%▼
2024 · -2.5%
Interest coverage
6.66▼
2024 · 9.23
Debt
€95k▼
2024 · €111k
Debt ≤ 1 year
€94k▼
2024 · €111k
Income taxes
€193▼
2024 · €250
Staff costs
€19k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€206k▼
Fixed assets21/28€46k€46k▲
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€42k€43k▲
Plant, machinery and equipment23€20k€34k▲
Furniture and vehicles24€20k€8k▼
Other tangible fixed assets26€1k€708▼
Financial fixed assets28€265€265=
Current assets29/58€190k€160k▼
Stocks and contracts in progress3€57k€52k▼
Stocks30/36€57k€52k▼
Amounts receivable within one year40/41€104k€73k▼
Trade receivables40€94k€62k▼
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€24k€32k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€235k€206k▼
Equity10/15€124k€111k▼
Contributions10/11€20k€20k=
Reserves13€92k€92k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€92k€92k=
Profit (loss) carried forward14€12k€-929▼
Amounts payable17/49€111k€95k▼
Amounts payable within one year42/48€111k€94k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€36k€28k▼
Suppliers440/4€36k€28k▼
Taxes, remuneration and social security45€26k€12k▼
Taxes450/3€16k€10k▼
Remuneration and social security454/9€10k€2k▼
Other amounts payable47/48€49k€54k▲
Accrued charges and deferred income492/3€250€250=
Income statement
Code20242025
Remuneration, social security and pensions62€36k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€26k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€400▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€60k€39k▼
Operating profit (loss)9901€-3k€-11k▼
Financial income75/76B€3€74▲
Recurring financial income75€3€74▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-6k€-13k▼
Income taxes67/77€250€193▼
Profit (loss) for the period9904€-6k€-13k▼
Profit (loss) for the period to be appropriated9905€-6k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-929▼
Profit (loss) brought forward from the previous period14P€18k€12k▼
Transfer from equity791/2€34k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€34k€0▼
Return on contributions (dividend)694€34k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
30-06
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series.
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
09-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
13-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2022
30-06
Financial
Equity above €150kEq €155k ▲7.6%
4 profitable years in a row build equity to €155k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €115k ▲28%
2 profitable years in a row build equity to €115k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werkhuizenstraat 289050 GentGround area
565 m²
Building footprint
94 m²
Volume, LiDAR
567 m³
Parcel 44363B0475/00F002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TEKMA
since 20062.155.936.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44363B0475/00F002 | Flanders | 565 m² | 1 · 94 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COVERIM
BE 0442.545.870
Menen · Eq €112k
BRICO GUNER
BE 0760.609.563
Vorst · Eq €110k
SUPERSTONE
BE 0479.610.956
Oud-Turnhout · Eq €110k
TOP SEALANTS
BE 0599.853.443
Sint-Niklaas · Eq €108k
SPRL MATERIAUX ANASTAZE
BE 0671.785.871
Colfontaine · Eq €115k
Of 392 companies in sector 46839 we hold annual accounts for 249. 160 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2006
Fiscal year end30-06
Activities, NACEBEL
46839Wholesale trade
82990Other business support services
46180Agents specialised in the wholesale of other particular products
51180
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.