TEICHD · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TEICHD is 2.7% (moderate). The 2024 annual accounts show equity of €96k and a net result of €63k. Equity remains stable across the filed fiscal years (±0.9% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 28 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	20-08-2025	20 d late	2025-00384577
31-12-2023	31-07-2024	21-08-2024	21 d late	2024-00360323
31-12-2022	31-07-2023	30-08-2023	30 d late	2023-00401095
31-12-2021	31-07-2022	24-08-2022	24 d late	2022-20320001

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€0

EBIT marginNot published (abbreviated filing)

Net result€63k+23.5%

Working capital€91k+268.1%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 20-08-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 4 fiscal years (±0.9%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Revenue

€0

- 21-24

EBITDA

€83k

+22.1% 21-24

Net profit

€63k

+23.5% 21-24

Cash flow

€66k

+24.5% 21-24

Total assets

€115k

-10.4% 21-24

Equity

€96k

+191.0% 21-24

Working capital

€91k

+268.1% 21-24

Income taxes

€18k

+24.4% 21-24

Show 10 other metrics

Dividends

€75k

0.0% 21-24

Debt

€19k

-80.2% 21-24

Debt ≤ 1y

€18k

-80.8% 21-24

Current ratio

5.94

+372.3% 21-24

Quick ratio

5.94

+372.3% 21-24

Solvency

83.6%

+224.9% 21-24

Debt / equity

0.20

-93.2% 21-24

ROE

65.6%

-57.6% 21-24

ROA

54.8%

+37.9% 21-24

Interest coverage

73.74

+48.8% 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€83k
Net profit	€63k
Cash flow	€66k
Staff costs	-
Income taxes	€18k
Dividends	-
Total assets	€115k
Equity	€96k
Debt	€19k
of which ≤ 1y	€18k
of which > 1y	-
Working capital	€91k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	5.94
Quick ratio	5.94
Working capital ratio	78.8%
Solvency	83.6%
Debt / equity	0.20
Long-term debt ratio	-
Interest coverage	73.74
Gross margin	-
Net margin	-
ROA	54.8%
ROE	65.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €6k · 5.3% Current assets €109k · 94.8%

Equity & liabilities

Equity €96k · 83.6% Debt €19k · 16.4%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€115k
Fixed assets	21/28	€6k
Tangible fixed assets	22/27	€6k
Current assets	29/58	€109k
Amounts receivable within one year	40/41	€11k
Investments	50/53	€78k
Cash & bank	54/58	€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€115k
Equity	10/15	€96k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€91k
Amounts payable	17/49	€19k
Amounts payable within one year	42/48	€18k
Trade debts payable within one year	44	€1k
Income statement
Gross operating margin	9900	€85k
Operating result	9901	€81k
Financial income	75	€1k
Financial charges	65	€1k
Result before taxes	9903	€81k
Income taxes	67/77	€18k
Net result for the period	9904	€63k
Result to be appropriated	9905	€63k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

TEICHD

Rue de Lantin 122, 4000 LiègeActiviteiten van tandartspraktijken

since 20202.314.765.636

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area5,522 m²

Buildings2

Building footprint1,082 m²

Volume (LiDAR)7,789 m³

Tallest building11.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62087B0295/00K002	Wallonia	5,328 m²	1 · 886 m²	11.5 m · 3 fl.
62034A0334/00B000	Wallonia	194 m²	1 · 196 m²	8.2 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 94

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

TEICHD

Registered office

Chemin des Moulyniers(FEN) 14

4607 Dalhem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.